|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Arsenal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Arsenal Credit Union's 12-month Quarterly CD rates are at 2.25%, 6-month Quarterly CD rates are at 2.25%, 18-month Quarterly CD rates are at 2.00%, 24-month Quarterly CD rates are at 2.00%, 36-month Quarterly CD rates are at 2.00%. Arsenal Credit Union's savings rates are at 0.15%. Arsenal Credit Union's money market rates are at 0.95%. Arsenal Credit Union's Personal Loan Rates are at 7.50%. MonitorBankRates evaluates the financial stability of Arsenal Credit Union with a 4.6 Star Rating, an B Overall Health Grade, and a Texas Ratio of 19.76%. Rates were last updated on 04/08/2026. Arsenal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arsenal Credit Union? Share your experience about Arsenal Credit Union by leaving a review below, or read customer reviews before you decide to use Arsenal Credit Union. 
Arsenal Credit Union CD Rates
Arsenal Credit Union Savings Rates
Arsenal Credit Union Money Market Rates
Arsenal Credit Union Checking Rates
Arsenal Credit Union Mortgage Rates
Arsenal Credit Union Home Equity & HELOC
Arsenal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Arsenal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Arsenal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Arsenal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Arsenal Credit Union
Website
https://www.arsenalcu.com
Address
3780 Vogel Rd,
Arnold, MO 63010
Phone
314-962-6363
Fax
636-333-8379
President
Gary Dierks
CEO
Richard Preble
Full-Time Employees
90
Part-Time Employees
7
Branch Locations
4
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.6 / 5.0 ★
Overall Health & Safety Grade
B (86/100)
Texas Ratio
19.76%
Return on Assets (ROA)
0.1764%
Return on Equity (ROE)
2.2821%
Non-Performing Loans Ratio (NPL)
2.20%
Total Assets
427,643,254
Total Amount of Shares and Deposits
394,691,344
Total Shares and Deposits < 1 Year
381,933,654
Total Shares and Deposits 1 3 Years
10,173,636
Total Shares and Deposits > 3 Years
2,584,053
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
21,603,384
Total Uninsured Shares and Deposits > $250K (F+J)
21,603,384
Total Insured Shares and Deposits > $250K (item 17 less item K)
373,087,960
Total Interest Expense (Sum of items 6 8)
5,358,505
Share Certificates
2,444
Number of Accounts for Share Drafts
17,294
IRA KEOGH Accounts
548
Number of Accounts for Regular Shares
34,759
Money Market Shares
3,042
Net Income (unless the amount is already included in Undivided Earnings)
754,242
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,941,482
Total Liabilities
399,133,774
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Arsenal Credit UnionIs Arsenal Credit Union a safe place to deposit money?Yes, Arsenal Credit Union is considered a safe financial institution. With a Texas Ratio of 19.762639407094%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Arsenal Credit Union operate?Arsenal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Arsenal Credit Union?Yes, to access services at Arsenal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Arsenal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Arsenal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Arsenal Credit Union offer online and mobile banking?Most modern institutions like Arsenal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.arsenalcu.com. Current Arsenal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Self Reliance NY Federal Credit Union
Coloramo Federal Credit Union
Members Trust Federal Credit Union
Advantage One Credit Union
Fontana Federal Credit Union
Lake County Educational Federal Credit Union
Eight Federal Credit Union
SI Philadelphia Federal Credit Union
Mercy Credit Union
Energy One Federal Credit Union
SeaComm Federal Credit Union
Lone Star Credit Union
Carbondale Highway Credit Union
Naveo Credit Union
Delta Schools Federal Credit Union
Services Credit Union
Argent Federal Credit Union
Texoma Federal Credit Union
Greater Cincinnati School Credit Union
Michigan United Credit Union
MyCom Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
