Summit Hampton Roads Federal Credit Union Rates and Review January 2026
Compare Summit Hampton Roads Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Summit Hampton Roads Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySummit Hampton Roads Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Summit Hampton Roads Federal Credit Union? Share your experience about Summit Hampton Roads Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Summit Hampton Roads Federal Credit Union. Overall, Summit Hampton Roads Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Summit Hampton Roads Federal Credit Union Summit Hampton Roads FCU Main Office 3636 High St Portsmouth, VA 23707  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonEveryday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Rewards Student Classic
16.500%
Credit Limit - $500
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
13.450%
$0
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Signature Loans
11.240%
$0 - $10,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Summit Hampton Roads Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Summit Hampton Roads Federal Credit Union
Website: https://www.shrfcu.com
Full Time Employees: 4Part Time Employees: 1 President: Donna Davis CEO: Bria Shaw Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
3636 High St
Portsmouth, VA 23707 Phone Number: 757-398-2384 Fax Number: 757-398-2684 FinancialsTotal Assets:
8,228,805
Total Amount of Shares and Deposits:
6,939,428
Total Shares and Deposits < 1 Year:
6,875,767
Total Shares and Deposits 1 3 Years:
58,209
Total Shares and Deposits > 3 Years:
5,452
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
343,567
Total Uninsured Shares and Deposits > $250K (F+J):
343,567
Total Insured Shares and Deposits > $250K (item 17 less item K):
6,595,861
Total Interest Expense (Sum of items 6 8):
18,578
Share Certificates:
34
Number of Accounts for Share Drafts:
696
IRA KEOGH Accounts:
31
Number of Accounts for Regular Shares:
1,341
Money Market Shares:
30
Net Income (unless the amount is already included in Undivided Earnings):
-20,069
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
754,091
Total Liabilities:
7,004,504
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Summit Hampton Roads Federal Credit UnionIs a member application needed to join Summit Hampton Roads Federal Credit Union?Yes, to access services at Summit Hampton Roads Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Summit Hampton Roads Federal Credit Union provides a range of mortgage and home equity products. Is Summit Hampton Roads Federal Credit Union a safe place to deposit money?Yes, Summit Hampton Roads Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Summit Hampton Roads Federal Credit Union offer online and mobile banking?Most modern institutions like Summit Hampton Roads Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 2.52% and 3-month CD rates at 0.90%. Savings rates are at 0.50% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.25%. Credit Card rates are at 16.24%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates which you can compare to 
