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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Houston Police Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Houston Police Federal Credit Union's 12-month Jumbo CDs rates are at 4.02%, Traditional IRA, Roth IRA & Roth Conversion IRA CDs 12-month Jumbo rates are at 4.02%, 6-month Jumbo CDs rates are at 3.97%, 12-month Regular CDs rates are at 3.82%, Traditional IRA, Roth IRA & Roth Conversion IRA CDs 12-month Regular rates are at 3.82%. Houston Police Federal Credit Union's savings rates are at 0.00%. Houston Police Federal Credit Union's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of Houston Police Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.88%. Rates were last updated on 04/17/2026. Houston Police Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Houston Police Federal Credit Union? Share your experience about Houston Police Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Houston Police Federal Credit Union. Houston Police Federal Credit Union
Memorial Branch 1600 Memorial Dr
https://www.hpcu.coop/ Houston, TX 77007 7702 
Houston Police Federal Credit Union CD Rates
Houston Police Federal Credit Union Savings Rates
Houston Police Federal Credit Union Checking Rates
Houston Police Federal Credit Union Home Equity & HELOC
Houston Police Federal Credit Union Auto Loan Rates
Houston Police Federal Credit Union Credit Card Rates
Houston Police Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Houston Police Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Houston Police Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Houston Police Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Houston Police Federal Credit Union
Website
https://www.hpcu.coop/
Address
1600 Memorial Dr,
Houston, TX 77007 7702
Phone
713-986-0200
Fax
713-986-0394
President
Bobby Camp
CEO
Kim Foster
Full-Time Employees
86
Part-Time Employees
11
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.88%
Return on Assets (ROA)
0.7740%
Return on Equity (ROE)
4.6603%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
965,136,132
Total Amount of Shares and Deposits
837,932,561
Total Shares and Deposits < 1 Year
824,932,409
Total Shares and Deposits 1 3 Years
13,000,152
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
34,420,316
Total Uninsured Shares and Deposits > $250K (F+J)
34,420,316
Total Insured Shares and Deposits > $250K (item 17 less item K)
803,512,245
Total Interest Expense (Sum of items 6 8)
13,464,922
Share Certificates
3,385
Number of Accounts for Share Drafts
23,367
IRA KEOGH Accounts
1,328
Number of Accounts for Regular Shares
33,444
All other shares
115
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
59,342,920
Total Liabilities
843,823,269
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Houston Police Federal Credit UnionIs Houston Police Federal Credit Union a safe place to deposit money?Yes, Houston Police Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8772982162463%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Houston Police Federal Credit Union operate?Houston Police Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Houston Police Federal Credit Union?Yes, to access services at Houston Police Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Houston Police Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Houston Police Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Houston Police Federal Credit Union offer online and mobile banking?Most modern institutions like Houston Police Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hpcu.coop/. Current Houston Police Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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