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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Signature Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Signature Federal Credit Union's 9 Month CD rates are at 4.00%, 12 Month CD rates are at 3.80%, 3 Month CD rates are at 3.70%, 24 Month CD rates are at 3.65%, 60 Month CD rates are at 3.65%. Signature Federal Credit Union's savings rates are at 0.00%. Signature Federal Credit Union's money market rates are at 1.00%. Signature Federal Credit Union's 5/6 Month SOFR ARM rates are at 5.25%, 5/6 Month SOFR ARM rates are at 5.38%, 7/6 Month SOFR ARM rates are at 5.38%, 5/6 Month SOFR ARM rates are at 5.50%, 7/6 Month SOFR ARM rates are at 5.50%. Signature Federal Credit Union's Personal Loan Rates are at 9.75%. MonitorBankRates evaluates the financial stability of Signature Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.33%. Rates were last updated on 04/18/2026. Signature Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Signature Federal Credit Union? Share your experience about Signature Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Signature Federal Credit Union. Signature Federal Credit Union
Signature FCU 12 HERBERT ST
https://www.signaturefcu.org Alexandria, VA 22305 
Signature Federal Credit Union CD Rates
Signature Federal Credit Union Savings Rates
Signature Federal Credit Union Money Market Rates
Signature Federal Credit Union Checking Rates
Signature Federal Credit Union Mortgage Rates
Signature Federal Credit Union Home Equity & HELOC
Signature Federal Credit Union Auto Loan Rates
Signature Federal Credit Union Credit Card Rates
Signature Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Signature Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Signature Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Signature Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Signature Federal Credit Union
Website
https://www.signaturefcu.org
Address
12 HERBERT ST,
Alexandria, VA 22305
Phone
800-336-0284
Fax
703-683-1573
President
TED CARRICO
CEO
Paula Hoelzel
Full-Time Employees
55
Part-Time Employees
4
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.33%
Return on Assets (ROA)
-0.0583%
Return on Equity (ROE)
-0.5924%
Non-Performing Loans Ratio (NPL)
0.89%
Total Assets
448,651,332
Total Amount of Shares and Deposits
366,392,515
Total Shares and Deposits < 1 Year
295,320,212
Total Shares and Deposits 1 3 Years
59,177,511
Total Shares and Deposits > 3 Years
11,894,792
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
28,812,984
Total Uninsured Shares and Deposits > $250K (F+J)
28,812,984
Total Insured Shares and Deposits > $250K (item 17 less item K)
337,579,531
Total Interest Expense (Sum of items 6 8)
9,937,733
Share Certificates
4,466
Number of Accounts for Share Drafts
9,896
IRA KEOGH Accounts
918
Number of Accounts for Regular Shares
27,404
Non Member Deposits
4
Money Market Shares
1,142
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
38,968,875
Total Liabilities
404,962,350
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Signature Federal Credit UnionIs Signature Federal Credit Union a safe place to deposit money?Yes, Signature Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 7.333208199983%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Signature Federal Credit Union operate?Signature Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Signature Federal Credit Union?Yes, to access services at Signature Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Signature Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Signature Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Signature Federal Credit Union offer online and mobile banking?Most modern institutions like Signature Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.signaturefcu.org. Current Signature Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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