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Sunmark Credit Union Rates and Review January 2026

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Sunmark Credit Union12-month CD rates can be found at 3.80%, 6-month CD rates at 4.30% and 3-month CD rates at 3.25%. Savings rates are at 0.10% and money market rates are at 2.50%. Mortgage rates on 30-year fixed loans are around 5.76%. Credit Card rates are at 15.40%. Personal Loan rates are at 14.70%. All these rates, and more, can be found in our database of rates which you can compare to Sunmark Credit Union rates.

Compare Sunmark Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Sunmark Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Sunmark Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Sunmark Credit Union? Share your experience about Sunmark Credit Union by leaving a review below, or read customer reviews before you decide to use Sunmark Credit Union.

Overall, Sunmark Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Sunmark Credit Union
Sunmark Credit Union Headquarters
1187 Troy Schenectady Rd
Latham, NY 12110 1086
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.85%
$1,000
18-Month CD
3.75%
$500
Regular Savings
3.75%
$100
36-Month CD
3.75%
$1,000
12-Month CD
3.67%
$1,000
12-Month CD
3.67%
$1,000
3-Month CD
3.60%
$25,000
6-Month CD
3.60%
$1,000
24-Month CD
3.50%
$250
24-Month CD
3.29%
$1,000
24-Month CD
3.20%
$1,500
12-Month CD
3.20%
$500
36-Month CD
3.20%
$1,000
48-Month CD
3.03%
$500
48-Month CD
3.00%
$500
36-Month CD
2.52%
$500
24-Month CD
2.52%
$1,000
24-Month CD
2.52%
$500
18-Month CD
2.27%
$500
24-Month CD
2.22%
$1,000
24-Month CD
1.92%
$500
24-Month CD
1.66%
$1,000
18-Month CD
1.31%
$2,500
18-Month CD
1.26%
$1,000
18-Month CD
1.25%
$500
12-Month CD
1.00%
$1,000
6-Month CD
1.00%
$1,000
Regular Savings
1.00%
$50
24-Month CD
0.85%
$1,000
3-Month CD
0.80%
$1,000
24-Month CD
0.70%
$1,000
60-Month CD
0.60%
$1,000
36-Month CD
0.60%
$500
36-Month CD
0.55%
$1,000
MonuMINT Checking Plus
0.50%
$0
60-Month CD
0.45%
$500
Money Market
0.40%
$0
48-Month CD
0.35%
$500
24-Month CD
0.35%
$1,000
48-Month CD
0.30%
$500
12-Month CD
0.30%
$1,000
Money Market
0.30%
$2,500
Money Market
0.25%
$2,500
12-Month CD
0.20%
$500
IRA Savings
0.20%
$1,000
3-Month CD
0.20%
$500
18-Month CD
0.15%
$500
12-Month CD
0.15%
$500
Platinum Checking
0.05%
$1,000
Statement Savings
0.03%
$20
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.125%
5.193%
0.000
30-Year Fixed
6.125%
6.307%
0.000
5.875%
6.070%
0.000
5.000%
5.153%
1.000
20-Year Fixed
5.875%
6.140%
0.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5/6 SOFR ARM Jumbo
5.750%
5.761%
0.000
5.875%
5.958%
0.000
15-Year Fixed
5.250%
5.326%
0.000
6.000%
6.000%
0.000
5.000%
5.886%
0.000
30 Year Fixed
5.875%
5.916%
0.000
5.375%
5.568%
0.000
6.375%
6.498%
0.000
5.250%
5.506%
0.000
5.375%
5.468%
0.000
30-Year Fixed FHA
5.875%
7.902%
0.000
5.500%
5.724%
0.000
6.000%
6.107%
0.000
6.375%
6.544%
0.000
15-Year Fixed
5.750%
5.870%
0.000
5.625%
5.787%
0.000
4.875%
5.172%
1.125
5.875%
5.907%
0.000
30-Year Fixed
6.375%
6.504%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
5.375%
6.068%
1.000
6.125%
6.190%
0.000
6.250%
6.281%
0.000
5.500%
5.799%
0.000
5.500%
5.591%
0.000
30-Year Fixed
6.000%
6.162%
1.000
30-Year Fixed
6.000%
6.218%
0.000
30-Year Fixed
6.125%
6.192%
0.125
30-Year Fixed
6.000%
6.120%
0.000
5.375%
6.280%
0.000
5.375%
5.488%
0.250
6.000%
6.183%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
5.625%
5.673%
0.000
5.875%
6.010%
0.000
30-Year Fixed
5.560%
5.730%
0.000
30-Year Fixed
6.250%
6.263%
0.000
6.000%
6.141%
0.000
6.000%
6.113%
0.000
6.000%
6.239%
0.000
15-Year Fixed
5.125%
5.389%
1.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
15-Year Fixed
5.750%
6.044%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Platinum Preferred
14.240% - 17.990%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
16.100%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Visa Platinum Credit Card
8.500%
As low as 8.50%
VISA Traditional
14.240% - 18.000%
Visa Secure Card
13.740%
14.000%
Visa Business Rewards Card
15.240%
Visa Student Rewards Card
17.990%
Rewards Student Classic
16.500%
Credit Limit - $500
Max Rewards Visa Credit Card
15.250%
World Cash Back Credit Card Mastercard
18.000%
Member First VISA
15.040%
No balance transfer fees or annual fees.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Prime Platinum Visa Credit Card
11.500%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Crimson Rewards Card
13.740%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.990%
$0
50% Share Secured Loan
6.460% - 14.990%
$0
Personal Loans
13.250%
$0
6184
12.990%
$0
12
12.990%
$0 - $2,000
24 - 24
7.000%
$500 - $15,000
60
10.500%
$0
Gold Star Loan
14.200%
$0
48
Personal Loans
11.000%
$0
37 - 60
New Signature Loans
8.990%
$0
Personal Loan
8.950%
$0
11.500%
$0
48 - 48
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
9.490%
$0
48 - 48
Personal Signature Loan
11.000%
$0
96
Personal Lines of Credit
11.900% - 19.400%
$0
8.950%
$0
1 - 60
11.240%
$0 - $10,000
60 - 60
Refinanced Signature Loans
18.000%
$0
Line of Credit
13.700%
$0
13.490%
$0 - $5,000
48 - 48
Student Loan Consolidation
5.490%
$0
9.200% - 17.950%
$0 - $500
48 - 48
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
A+ Preferred Line Of Credit
10.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Sunmark Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Sunmark Credit Union
Full Time Employees: 261
Part Time Employees: 8
President: Matthew Cusack
CEO: Jerilee Beaudoin
Branch Locations: 16
ATM Locations: 17
Corporate Office Address:
1187 Troy Schenectady Rd
Latham, NY 12110 1086
Phone Number: 866-786-6275
Fax Number:

Financials

Total Assets:
1,208,918,975
Total Amount of Shares and Deposits:
1,057,336,747
Total Shares and Deposits < 1 Year:
1,022,491,242
Total Shares and Deposits 1 3 Years:
34,006,232
Total Shares and Deposits > 3 Years:
839,274
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
59,845,844
Total Uninsured Shares and Deposits > $250K (F+J):
59,845,844
Total Insured Shares and Deposits > $250K (item 17 less item K):
997,490,903
Total Interest Expense (Sum of items 6 8):
12,650,574
Share Certificates:
8,585
Number of Accounts for Share Drafts:
50,663
IRA KEOGH Accounts:
1,144
Number of Accounts for Regular Shares:
85,007
All other shares:
160
Money Market Shares:
4,386
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
98,950,544
Total Liabilities:
1,106,462,727
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Sunmark Credit Union

Is a member application needed to join Sunmark Credit Union?

Yes, to access services at Sunmark Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Sunmark Credit Union provides a range of mortgage and home equity products.

Is Sunmark Credit Union a safe place to deposit money?

Yes, Sunmark Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Sunmark Credit Union offer online and mobile banking?

Most modern institutions like Sunmark Credit Union provide digital access including online balance checks and transfers.

Current Sunmark Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions