Telco Community Credit Union Rates and Review January 2026
Compare Telco Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Telco Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityTelco Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Telco Community Credit Union? Share your experience about Telco Community Credit Union by leaving a review below, or read customer reviews before you decide to use Telco Community Credit Union. Overall, Telco Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Telco Community Credit Union Adminstration Office 1137 Smokey Park Hwy Candler, NC 28715 8240  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum Preferred
14.240% - 17.990%
VISA Secured
18.000%
Platinum Secured Visa
8.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonUnsecured/Personal Loans
8.990%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
AMP Loan
10.500%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Telco Community Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Telco Community Credit Union
Website: https://www.telcoccu.org
Full Time Employees: 70Part Time Employees: 13 President: Stan Livingston CEO: David Burnette Branch Locations: 13 ATM Locations: 12 Corporate Office Address:
1137 Smokey Park Hwy
Candler, NC 28715 8240 Phone Number: 828-252-6458 Fax Number: 828-255-9347 FinancialsTotal Assets:
413,115,870
Total Amount of Shares and Deposits:
361,904,519
Total Shares and Deposits < 1 Year:
347,970,369
Total Shares and Deposits 1 3 Years:
13,934,149
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
26,726,446
Total Uninsured Shares and Deposits > $250K (F+J):
26,726,446
Total Insured Shares and Deposits > $250K (item 17 less item K):
335,178,073
Total Interest Expense (Sum of items 6 8):
3,566,612
Share Certificates:
2,141
Number of Accounts for Share Drafts:
27,078
IRA KEOGH Accounts:
845
Number of Accounts for Regular Shares:
38,028
Money Market Shares:
1,162
Net Income (unless the amount is already included in Undivided Earnings):
3,468,568
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
51,663,754
Total Liabilities:
365,976,815
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Telco Community Credit UnionIs a member application needed to join Telco Community Credit Union?Yes, to access services at Telco Community Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Telco Community Credit Union provides a range of mortgage and home equity products. Is Telco Community Credit Union a safe place to deposit money?Yes, Telco Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Telco Community Credit Union offer online and mobile banking?Most modern institutions like Telco Community Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.70%, 6-month CD rates at 2.00% and 3-month CD rates at 2.50%. Savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.18%. Credit Card rates are at 8.50%. Personal Loan rates are at 11.15%. All these rates, and more, can be found in our database of rates which you can compare to 
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