|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Alliance Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
You can compare Alliance Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.00%, 6-month share certificate rates at 0.30% and 3-month share certificate rates at 1.26%. Savings rates are at 1.10% and money market rates are at 1.76%. Mortgage rates on 30-year fixed loans are around 5.95%. All these rates can be compared to Alliance Credit Union rates. MonitorBankRates evaluates the financial stability of Alliance Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.79%. Rates were last updated on 04/18/2026. Alliance Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alliance Credit Union? Share your experience about Alliance Credit Union by leaving a review below, or read customer reviews before you decide to use Alliance Credit Union. 
Current Rate AvailabilityWe do not have Alliance Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Alliance Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alliance Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Alliance Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Alliance Credit Union
Website
https://www.alliancecutx.com
Address
6219 Spur 327,
Lubbock, TX 79424
Phone
806-798-5554
Fax
President
Patsy Wilson
CEO
Matt Grannan
Full-Time Employees
195
Part-Time Employees
21
Branch Locations
10
ATM Locations
10
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.79%
Return on Assets (ROA)
0.7237%
Return on Equity (ROE)
6.2775%
Non-Performing Loans Ratio (NPL)
0.93%
Total Assets
656,243,278
Total Amount of Shares and Deposits
575,428,658
Total Shares and Deposits < 1 Year
562,821,177
Total Shares and Deposits 1 3 Years
10,974,398
Total Shares and Deposits > 3 Years
1,633,083
Total Interest Expense (Sum of items 6 8)
10,529,874
Share Certificates
5,983
Number of Accounts for Share Drafts
27,331
IRA KEOGH Accounts
662
Number of Accounts for Regular Shares
48,416
Money Market Shares
1,306
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,696,242
Total Liabilities
580,940,001
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Alliance Credit UnionIs Alliance Credit Union a safe place to deposit money?Yes, Alliance Credit Union is considered a safe financial institution. With a Texas Ratio of 6.7891828279951%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Alliance Credit Union operate?Alliance Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Alliance Credit Union?Yes, to access services at Alliance Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Alliance Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Alliance Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Alliance Credit Union offer online and mobile banking?Most modern institutions like Alliance Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alliancecutx.com. Compare to Other Credit Unions
Raleigh County Educators Federal Credit Union
LCRA Credit Union
Avoyelles Parish School Board Employees Federal Credit Union
Science Park Federal Credit Union
PSE Federal Credit Union
Commonwealth Central Credit Union
First Trust Credit Union
CENTRIC
TruNorthern Federal Credit Union
CorePlus Federal Credit Union
Consumers Credit Union
Focus Credit Union
Indiana Lakes Federal Credit Union
Plattsburgh City School District Federal Credit Union
Appalachian Community Federal Credit Union
Desertview Federal Credit Union
Ridgeline Federal Credit Union
One Source Federal Credit Union
County Credit Union
De Soto Mo Pac Credit Union
Bayou City Federal Credit Union
|
