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Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 The District Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 13, 2026
The District Federal Credit Union's top rates as of October 13, 2026 are 2.60% APY on its Jumbo Term CDs - 60 Month CD, 0.50% APY on savings, 0.85% APY on money market accounts, 0.50% APY on checking, 5.88% on its Conventional Fixed Rate mortgage, personal loans from 10.74% APR, and credit cards from 8.90% APR, according to rates verified by MonitorBankRates. Other The District Federal Credit Union CD rates include Jumbo Term CDs - 48 Month CD at 2.45%, Traditional IRA and ROTH IRA 60 Month CD at 2.45%, and 60 Month CD at 2.35%. Other The District Federal Credit Union mortgage rates include Conventional Fixed Rate at 6.38%, and Conventional Fixed Rate at 6.50%. MonitorBankRates evaluates the financial stability of The District Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.52%. Rates last updated and verified on 10/13/2026. The District Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The District Federal Credit Union? Share your experience about The District Federal Credit Union by leaving a review below, or read customer reviews before you decide to use The District Federal Credit Union. The District Federal Credit Union
Main 751 Chambers Rd
https://www.districtcreditunion.com Aurora, CO 80011-7151  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. The District Federal Credit Union CD Rates
The District Federal Credit Union Savings Rates
The District Federal Credit Union Money Market Rates
The District Federal Credit Union Checking Rates
The District Federal Credit Union Mortgage Rates
The District Federal Credit Union Auto Loan Rates
The District Federal Credit Union RV, Boat and Powersport Loan Rates
The District Federal Credit Union Credit Card Rates
The District Federal Credit Union Personal Loan Rates
The District Federal Credit Union Other Rates
Financial Health HistoryThe District Federal Credit Union’s Texas Ratio fell from 8.18% in Q3 2023 to 7.52% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for The District Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather The District Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The District Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
The District Federal Credit Union
Address
751 Chambers Rd,
Aurora, CO 80011-7151
Phone
303-360-0987
Fax
303-360-0511
President
Jennifer Komondy
CEO
Steve Bouras
Full-Time Employees
24
Part-Time Employees
1
Branch Locations
4
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.52%
Return on Assets (ROA)
-0.0266%
Return on Equity (ROE)
-0.3500%
Non-Performing Loans Ratio (NPL)
0.95%
Total Assets
148,327,901
Total Amount of Shares and Deposits
138,427,570
Total Shares and Deposits < 1 Year
111,712,247
Total Shares and Deposits 1 3 Years
25,894,944
Total Shares and Deposits > 3 Years
820,379
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,662,329
Total Uninsured Shares and Deposits > $250K (F+J)
5,662,504
Total Insured Shares and Deposits > $250K (item 17 less item K)
132,765,066
Total Interest Expense (Sum of items 6 8)
1,217,152
Share Certificates
567
Number of Accounts for Share Drafts
3,460
IRA KEOGH Accounts
307
Number of Accounts for Regular Shares
6,981
Non Member Deposits
97
Money Market Shares
510
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,279,486
Total Liabilities
138,894,232
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for The District Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About The District Federal Credit UnionHow many branches does The District Federal Credit Union operate?The District Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join The District Federal Credit Union?Yes, to access services at The District Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, The District Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, The District Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does The District Federal Credit Union offer online and mobile banking?Most modern institutions like The District Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.districtcreditunion.com. Current The District Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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