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Nebraska Energy Federal Credit Union Rates & Review April 2026

Nebraska Energy Federal Credit Union's 6 month CD Special rates are at 3.90%. MonitorBankRates evaluates the financial stability of Nebraska Energy Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.23%. Rates were last updated on 04/18/2026.

Nebraska Energy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nebraska Energy Federal Credit Union? Share your experience about Nebraska Energy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Nebraska Energy Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.23%
Excellent Lower than avg
Nebraska Energy Federal Credit Union
Main Office
1414 15th St
Columbus, NE 68601
https://www.ne-fcu.org/
Member NCUA

Nebraska Energy Federal Credit Union CD Rates

Product Rate APY Term View More
6 month Share Certificate Special - 3.90% 6 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%

Nebraska Energy Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit Loans - - 6.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Nebraska Energy Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Nebraska Energy Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Nebraska Energy Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Nebraska Energy Federal Credit Union
Address 1414 15th St, Columbus, NE 68601
Phone 402-563-5900
Fax 402-563-5005
President Jedediah Fischer
CEO Julie Haney
Full-Time Employees 26
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.23%
Return on Assets (ROA)
0.9091%
Return on Equity (ROE)
4.8342%
Non-Performing Loans Ratio (NPL)
0.05%
Total Assets
318,429,937
Total Amount of Shares and Deposits
256,525,477
Total Shares and Deposits < 1 Year
203,166,956
Total Shares and Deposits 1 3 Years
53,358,521
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,593,728
Total Uninsured Shares and Deposits > $250K (F+J)
4,733,940
Total Insured Shares and Deposits > $250K (item 17 less item K)
251,791,537
Total Interest Expense (Sum of items 6 8)
4,764,993
Share Certificates
1,619
Number of Accounts for Share Drafts
4,609
IRA KEOGH Accounts
526
Number of Accounts for Regular Shares
13,975
Non Member Deposits
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
32,734,561
Total Liabilities
258,538,820
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Nebraska Energy Federal Credit Union

Is Nebraska Energy Federal Credit Union a safe place to deposit money?

Yes, Nebraska Energy Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.22625170705713%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Nebraska Energy Federal Credit Union operate?

Nebraska Energy Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Nebraska Energy Federal Credit Union?

Yes, to access services at Nebraska Energy Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Nebraska Energy Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nebraska Energy Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Nebraska Energy Federal Credit Union offer online and mobile banking?

Most modern institutions like Nebraska Energy Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ne-fcu.org/.