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Abilene Teachers Federal Credit Union Rates & Review May 2026

You can compare Abilene Teachers Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.50%, 6-month share certificate rates at 3.65% and 3-month share certificate rates at 0.60%. Savings rates are at 0.30% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.84%. All these rates can be compared to Abilene Teachers Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Abilene Teachers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.94%. Rates were last updated on 05/15/2026.

Abilene Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Abilene Teachers Federal Credit Union? Share your experience about Abilene Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Abilene Teachers Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.94%
Excellent Lower than avg
Abilene Teachers Federal Credit Union
Antilley Road
3849 Antilley Rd
Abilene, TX 79606
https://www.abileneteachersfcu.org/
Member NCUA

Current Rate Availability

We do not have Abilene Teachers Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Abilene Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Abilene Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Abilene Teachers Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Abilene Teachers Federal Credit Union
Address 3849 Antilley Rd, Abilene, TX 79606
Phone 325-677-2274
Fax 325-676-0515
President Royce Curtis
CEO James Boyd
Full-Time Employees 141
Part-Time Employees 2
Branch Locations 5
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.94%
Return on Assets (ROA)
1.2648%
Return on Equity (ROE)
6.9463%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
650,459,620
Total Amount of Shares and Deposits
520,364,865
Total Shares and Deposits < 1 Year
512,285,375
Total Shares and Deposits 1 3 Years
8,079,490
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
27,763,594
Total Uninsured Shares and Deposits > $250K (F+J)
27,763,594
Total Insured Shares and Deposits > $250K (item 17 less item K)
492,601,271
Total Interest Expense (Sum of items 6 8)
5,014,367
Share Certificates
2,524
Number of Accounts for Share Drafts
43,794
IRA KEOGH Accounts
1,092
Number of Accounts for Regular Shares
63,369
Money Market Shares
837
Net Income (unless the amount is already included in Undivided Earnings)
8,227,185
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
113,204,715
Total Liabilities
532,165,147
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Abilene Teachers Federal Credit Union

How many branches does Abilene Teachers Federal Credit Union operate?

Abilene Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Abilene Teachers Federal Credit Union?

Yes, to access services at Abilene Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Abilene Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Abilene Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Abilene Teachers Federal Credit Union offer online and mobile banking?

Most modern institutions like Abilene Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.abileneteachersfcu.org/.