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Abilene Teachers Federal Credit Union Rates & Review April 2026

Abilene Teachers Federal Credit Union's Jumbo Savings CDs & IRA CDs 36 month rates are at 4.02%, 36 month Savings CDs & IRA CDs rates are at 3.82%, Savings CDs & IRA CDs 36 month rates are at 3.82%, Jumbo Savings CDs & IRA CDs 24 month rates are at 3.76%, 24 month Savings CDs & IRA CDs rates are at 3.56%. Abilene Teachers Federal Credit Union's savings rates are at 0.00%. Abilene Teachers Federal Credit Union's Personal Loan Rates are at 6.80%. MonitorBankRates evaluates the financial stability of Abilene Teachers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.94%. Rates were last updated on 04/18/2026.

Abilene Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Abilene Teachers Federal Credit Union? Share your experience about Abilene Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Abilene Teachers Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.94%
Excellent Lower than avg
Abilene Teachers Federal Credit Union
Antilley Road
3849 Antilley Rd
Abilene, TX 79606
https://www.abileneteachersfcu.org/
Member NCUA

Abilene Teachers Federal Credit Union CD Rates

Product Rate APY Term View More
Jumbo Savings Certificates & IRA Certificates 36 month 3.95% 4.02% 36
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
36 month Savings Certificates & IRA Certificates 3.75% 3.82% 36 Months
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Savings Certificates & IRA Certificates 36 month 3.75% 3.82% 36
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Jumbo Savings Certificates & IRA Certificates 24 month 3.70% 3.76% 24
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
24 month Savings Certificates & IRA Certificates 3.50% 3.56% 24 Months
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Savings Certificates & IRA Certificates 24 month 3.50% 3.56% 24
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Jumbo Savings Certificates & IRA Certificates 18 month 3.45% 3.51% 18
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
18 month Savings Certificates & IRA Certificates 3.25% 3.30% 18 Months
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Savings Certificates & IRA Certificates 18 month 3.25% 3.30% 18
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Jumbo Savings Certificates & IRA Certificates 12 month 3.20% 3.25% 12
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
12 month Savings Certificates & IRA Certificates 3.00% 3.04% 12 Months
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Savings Certificates & IRA Certificates 12 month 3.00% 3.04% 12
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Jumbo Savings Certificates & IRA Certificates 6 month 2.95% 2.99% 6
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
6 month Savings Certificates & IRA Certificates 2.75% 2.78% 6 Months
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Savings Certificates & IRA Certificates 6 month 2.75% 2.78% 6
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Jumbo Savings Certificates & IRA Certificates 3 month 2.70% 2.73% 3
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
3 month Savings Certificates & IRA Certificates 2.50% 2.53% 3 Months
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Savings Certificates & IRA Certificates 3 month 2.50% 2.53% 3
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%

Abilene Teachers Federal Credit Union Savings Rates

Product Rate APY View More
Money Market Savings Account 2.50% 2.53%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Money Market Savings Account 2.25% 2.27%
Min Balance $75,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Money Market Savings Account 2.15% 2.17%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Money Market Savings Account 1.95% 1.97%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Money Market Savings Account 1.85% 1.87%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Money Market Savings Account 1.75% 1.76%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Health Savings Account 0.45% 0.45%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Health Savings Account 0.35% 0.35%
Min Balance $2,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Health Savings Account 0.25% 0.25%
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Savings Accounts 0.25% 0.25%
Min Deposit $5
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Savings Accounts 0.15% 0.15%
Min Deposit $5
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Savings Accounts 0.05% 0.05%
Min Deposit $5
Min Balance $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Money Market Savings Account - 0.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%

Abilene Teachers Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Savings Account 2.50% 2.53%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Money Market Savings Account 2.25% 2.27%
Min Balance $75,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Money Market Savings Account 2.15% 2.17%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Money Market Savings Account 1.95% 1.97%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Money Market Savings Account 1.85% 1.87%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Money Market Savings Account 1.75% 1.76%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Money Market Savings Account - 0.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%

Abilene Teachers Federal Credit Union Checking Rates

Product Rate APY View More
Everything Checking & Restart Checking 0.45% 0.45%
Min Deposit $25
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Everything Checking & Restart Checking 0.35% 0.35%
Min Deposit $25
Min Balance $2,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Everything Checking & Restart Checking 0.25% 0.25%
Min Deposit $25
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%

Abilene Teachers Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 6.00%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%

Abilene Teachers Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 3.90%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
New Auto Loans - Cars and Light Trucks - - 3.90% 1 - 84 months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2024 - - 3.90% 1 - 84
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2025 - - 3.90% 1 - 84
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2023 - - 4.15% 1 - 78
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2022 - - 4.25% 1 - 72
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2021 - - 4.35% 1 - 66
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2020 - - 4.45% 1 - 60
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2019 - - 4.55% 1 - 54
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2018 - - 4.65% 1 - 48
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2017 - - 4.75% 1 - 42
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2016 - - 4.85% 1 - 36
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2015 - 2007 - - 7.35% 1 - 36
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2024 - - 15.15% 1 - 84
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2025 - - 15.15% 1 - 84
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2023 - - 15.40% 1 - 78
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2022 - - 15.50% 1 - 72
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2021 - - 15.60% 1 - 66
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2020 - - 15.70% 1 - 60
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2019 - - 15.80% 1 - 54
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2018 - - 15.90% 1 - 48
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2017 - - 16.00% 1 - 42
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2016 - - 16.10% 1 - 36
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2015 - 2007 - - 17.99% 1 - 36
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%

Abilene Teachers Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 10.24%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%

Abilene Teachers Federal Credit Union Personal Loan Rates

Product Rate APR View More
Motorcycle, ATV, Personal Watercraft, Cargo Trailer- New only - 6.80%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Personal Line of Credit - 7.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Personal Signature Loan - 9.75%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Personal Signature Loans - 9.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Personal Signature Loan - 10.75%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%
Personal Signature Loan - 11.75%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.94%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Abilene Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Abilene Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Abilene Teachers Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Abilene Teachers Federal Credit Union
Address 3849 Antilley Rd, Abilene, TX 79606
Phone 325-677-2274
Fax 325-676-0515
President Royce Curtis
CEO James Boyd
Full-Time Employees 141
Part-Time Employees 2
Branch Locations 5
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.94%
Return on Assets (ROA)
1.2648%
Return on Equity (ROE)
6.9463%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
650,459,620
Total Amount of Shares and Deposits
520,364,865
Total Shares and Deposits < 1 Year
512,285,375
Total Shares and Deposits 1 3 Years
8,079,490
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
27,763,594
Total Uninsured Shares and Deposits > $250K (F+J)
27,763,594
Total Insured Shares and Deposits > $250K (item 17 less item K)
492,601,271
Total Interest Expense (Sum of items 6 8)
5,014,367
Share Certificates
2,524
Number of Accounts for Share Drafts
43,794
IRA KEOGH Accounts
1,092
Number of Accounts for Regular Shares
63,369
Money Market Shares
837
Net Income (unless the amount is already included in Undivided Earnings)
8,227,185
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
113,204,715
Total Liabilities
532,165,147
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

YCuT
★★★★★
December 17, 2025
aaDQ
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Abilene Teachers Federal Credit Union
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Frequently Asked Questions About Abilene Teachers Federal Credit Union

Is Abilene Teachers Federal Credit Union a safe place to deposit money?

Yes, Abilene Teachers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.9357704669331%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Abilene Teachers Federal Credit Union operate?

Abilene Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Abilene Teachers Federal Credit Union?

Yes, to access services at Abilene Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Abilene Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Abilene Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Abilene Teachers Federal Credit Union offer online and mobile banking?

Most modern institutions like Abilene Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.abileneteachersfcu.org/.

Current Abilene Teachers Federal Credit Union Rates

  • 12-Month CD3.04%
  • 18-Month CD3.30%
  • 24-Month CD3.56%
  • Savings0.00%
Retrieved from our database of financial products. Rates subject to change.