The Focus Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The Focus Federal Credit Union12-month CD rates can be found at 4.00%, 6-month CD rates at 4.00% and 3-month CD rates at 3.45%. Savings rates are at 0.15% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 7.56%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates which you can compare to The Focus Federal Credit Union rates.

Compare The Focus Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of The Focus Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

The Focus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at The Focus Federal Credit Union? Share your experience about The Focus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use The Focus Federal Credit Union.

Overall, The Focus Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Focus Federal Credit Union
Main Branch
420 NE 10th St
Oklahoma City, OK 73104
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare The Focus Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
High-Yield Checking
4.00%
$0
First Nebraska Bank
First Nebraska Bank
Performance Checking
3.81%
$0
First FSB of Mascoutah
First FSB of Mascoutah
12-Month CD
3.80%
$1,000
The Dolores State Bank
The Dolores State Bank
24-Month CD
3.80%
$1,000
1st Street Credit Union
1st Street Credit Union
36-Month CD
3.80%
$1,000
CFG Bank
CFG Bank
36-Month CD
3.75%
$500
Dollar Savings Direct
Dollar Savings Direct
Dollar Savings
3.75%
$0
First FSB Rochester, IN
First FSB Rochester, IN
18-Month CD (Flexible)
3.55%
$500
FirstBank of Nebraska
FirstBank of Nebraska
36-Month CD
3.50%
$1,000
Murray Bank
Murray Bank
6-Month CD
3.50%
$1,000
Customers Bank
Customers Bank
48-Month CD
3.25%
$500
T Bank
T Bank
24-Month CD
3.20%
$1,000
Henderson FSB
Henderson FSB
36-Month CD
3.09%
$500
Camp Grove State Bank
Camp Grove State Bank
36-Month CD
3.05%
$1,000
Sloan State Bank
Sloan State Bank
60-Month CD
3.03%
$5,000
Bank of Kampsville
Bank of Kampsville
18-Month CD
3.03%
$1,000
Cornerstone State Bank
Cornerstone State Bank
60-Month CD (Jumbo)
3.02%
$200,000
Bank of Luxemburg
Bank of Luxemburg
Investors Savings
3.00%
$250,000
Longview Bank
Longview Bank
24-Month CD
2.75%
$500
Think Mutual Bank
Think Mutual Bank
48-Month CD
2.75%
$250
1st United Credit Union
1st United Credit Union
48-Month CD (bump)
2.75%
$250
Delaware NB of Delhi
Delaware NB of Delhi
60-Month CD
2.73%
$100
Gate City Bank
Gate City Bank
48-Month CD
2.50%
$1,000
New Market Bank
New Market Bank
24-Month CD
2.45%
$500
Community First Bank of Indiana
Community First Bank of Indiana
12-Month CD
2.25%
$1,000
Chain Bridge Bank
Chain Bridge Bank
48-Month CD
2.08%
$500
West Union Bank
West Union Bank
24-Month CD
2.00%
$500
Hilltop National Bank
Hilltop National Bank
48-Month CD
1.91%
$1,000
State Bank of Graymont
State Bank of Graymont
60-Month CD
1.86%
$1,000
Presence Bank
Presence Bank
36-Month CD
1.79%
$250
Bank 21
Bank 21
Money Market
1.75%
$1,000
Madison Valley Bank
Madison Valley Bank
18-Month CD
1.60%
$500
West Plains S&L
West Plains S&L
120-Month CD
1.30%
$1,000
Union Bank, Inc.
Union Bank, Inc.
Plus Checking
1.25%
$5,000
FNB Of Nokomis
FNB Of Nokomis
12-Month CD
1.20%
$1,000
Oakdale State Bank
Oakdale State Bank
24-Month CD
1.00%
$1,000
Security Bank USA
Security Bank USA
Passbook Savings
0.75%
$100
FirstOak Bank
FirstOak Bank
18-Month CD
0.70%
$500
Coleman County State Bank
Coleman County State Bank
Money Market
0.50%
$1,000
Hometown National Bank
Hometown National Bank
Statement Savings
0.50%
$1,000
FNB of Nevada, Missouri
FNB of Nevada, Missouri
36-Month CD
0.50%
$1,000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
12-Month CD
0.30%
$500
Somerset Savings Bank
Somerset Savings Bank
12-Month CD
0.20%
$500
Sacramento Deposit Bank
Sacramento Deposit Bank
Money Market
0.15%
$2,500
Oxford Bank
Oxford Bank
24-Month CD
0.15%
$500
Ixonia Bank
Ixonia Bank
Star Checking
0.10%
$100
Mechanics Cooperative Bank
Mechanics Cooperative Bank
Money Market
0.10%
$100
NASA Federal Credit Union
NASA Federal Credit Union
Prime Savings
0.10%
$5
United Southern Bank
United Southern Bank
3-Month CD
0.05%
$1,000
Applied Bank
Applied Bank
Money Market
0.02%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Focus Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.500%
5.728%
1.125
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.500%
5.759%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.625%
5.820%
0.250
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.750%
5.844%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed
5.625%
5.872%
1.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.750%
5.923%
0.000
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.875%
5.925%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.625%
5.929%
1.125
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.875%
5.959%
0.000
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
6.125%
6.125%
0.125
Greenville National Bank
Greenville National Bank
15-Year Fixed
6.000%
6.134%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.125%
6.151%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.125%
6.163%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.125%
6.224%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
6.125%
6.261%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.875%
6.301%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
10 Year Fixed
5.875%
6.308%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
6.125%
6.338%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
6.125%
6.345%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.750%
6.356%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.125%
6.357%
0.000
L and N Federal Credit Union
L and N Federal Credit Union
15 Year Fixed
6.250%
6.424%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare The Focus Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare The Focus Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have The Focus Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

The Focus Federal Credit Union Information

Credit Union Name: The Focus Federal Credit Union
Full Time Employees: 40
Part Time Employees: 0
President: Steve Ronck
CEO: Kyle Roush
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
420 NE 10th St
Oklahoma City, OK 73104
Phone Number: 405-230-1328
Fax Number: 405-488-2818

The Focus Federal Credit Union Financials

Total Assets:
162,590,055
Total Amount of Shares and Deposits:
150,009,803
Total Shares and Deposits < 1 Year:
145,358,216
Total Shares and Deposits 1 3 Years:
4,254,621
Total Shares and Deposits > 3 Years:
396,966
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
9,180,683
Total Uninsured Shares and Deposits > $250K (F+J):
9,180,683
Total Insured Shares and Deposits > $250K (item 17 less item K):
140,829,120
Total Interest Expense (Sum of items 6 8):
523,382
Share Certificates:
1,281
Number of Accounts for Share Drafts:
6,727
IRA KEOGH Accounts:
286
Number of Accounts for Regular Shares:
13,000
All other shares:
146
Money Market Shares:
175
Net Income (unless the amount is already included in Undivided Earnings):
-5,124
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
14,229,221
Total Liabilities:
151,784,696
Show More

The Focus Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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CapitalSource Bank, headquartered in Los Angeles, California, is advertising two different types of savings accounts and two different types of money market accounts. Savings accounts include their Signature Savings Account, a Statement Savings Account. Money market accounts include their Signature Money Market Account and a Statement Money Market Account.
In a coordinated global effort, The Federal Reserve Bank along with The European Central Bank, Bank of England and Swiss, Canadian and Swedish banks cut rates by 1/2 percent.

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The Focus Federal Credit Union Reviews

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