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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Ignite Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Ignite Credit Union's 14 MONTH CD rates are at 4.14%, 14-Month CD rates are at 4.14%, 9 MONTH CD rates are at 3.75%, 9-Month CD rates are at 3.75%, 7 MONTH CD rates are at 3.65%. Ignite Credit Union's savings rates are at 0.10%. Ignite Credit Union's money market rates are at 0.70%. Ignite Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Ignite Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.73%. Rates were last updated on 03/25/2026. Ignite Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ignite Credit Union? Share your experience about Ignite Credit Union by leaving a review below, or read customer reviews before you decide to use Ignite Credit Union. Ignite Credit Union
Grandville Branch 3121 Macatawa Dr SW
https://www.allegancu.com Grandville, MI 49418 
Ignite Credit Union CD Rates
Ignite Credit Union Savings Rates
Ignite Credit Union Money Market Rates
Ignite Credit Union Checking Rates
Ignite Credit Union Home Equity & HELOC
Ignite Credit Union Auto Loan Rates
Ignite Credit Union Credit Card Rates
Ignite Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ignite Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ignite Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ignite Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ignite Credit Union
Website
https://www.allegancu.com
Address
3121 Macatawa Dr SW,
Grandville, MI 49418
Phone
616-406-2480
Fax
President
Greg Golembiewski
CEO
Kristopher Lewis
Full-Time Employees
52
Part-Time Employees
4
Branch Locations
5
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.73%
Return on Assets (ROA)
0.0879%
Return on Equity (ROE)
0.7348%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
157,186,706
Total Amount of Shares and Deposits
135,449,725
Total Shares and Deposits < 1 Year
131,914,638
Total Shares and Deposits 1 3 Years
2,696,004
Total Shares and Deposits > 3 Years
839,083
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,496,828
Total Uninsured Shares and Deposits > $250K (F+J)
4,496,828
Total Insured Shares and Deposits > $250K (item 17 less item K)
130,952,897
Total Interest Expense (Sum of items 6 8)
271,303
Share Certificates
640
Number of Accounts for Share Drafts
8,393
IRA KEOGH Accounts
102
Number of Accounts for Regular Shares
18,090
All other shares
292
Money Market Shares
1,078
Net Income (unless the amount is already included in Undivided Earnings)
138,158
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,981,607
Total Liabilities
138,016,033
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Ignite Credit UnionIs Ignite Credit Union a safe place to deposit money?Yes, Ignite Credit Union is considered a safe financial institution. With a Texas Ratio of 2.7259026436444%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Ignite Credit Union operate?Ignite Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ignite Credit Union?Yes, to access services at Ignite Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ignite Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ignite Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ignite Credit Union offer online and mobile banking?Most modern institutions like Ignite Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allegancu.com. Current Ignite Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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