Toro Employees Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Toro Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Toro Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityToro Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Toro Employees Federal Credit Union? Share your experience about Toro Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Toro Employees Federal Credit Union. Overall, Toro Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Toro Employees Federal Credit Union Toro Employees Federal Credit Union 8111 Lyndale Ave S Bloomington, MN 55420  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Platinum Preferred
14.240% - 17.990%
Visa Premier Plus
8.900%
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are
completed within 90 days of account opening.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonReadi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Signature Loan
10.700%
$0 - $10,000
60 - 60
Line of Credit Variable
16.740%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Toro Employees Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Toro Employees Federal Credit Union
Website: https://www.torofcu.org
Full Time Employees: 6Part Time Employees: 0 President: Tyler Miller CEO: Lindsay Hawlk Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
8111 Lyndale Ave S
Bloomington, MN 55420 Phone Number: 952-208-6441 Fax Number: 952-948-4849 FinancialsTotal Assets:
40,858,817
Total Amount of Shares and Deposits:
34,986,872
Total Shares and Deposits < 1 Year:
34,415,926
Total Shares and Deposits 1 3 Years:
570,946
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,947,279
Total Uninsured Shares and Deposits > $250K (F+J):
1,947,279
Total Insured Shares and Deposits > $250K (item 17 less item K):
33,039,593
Total Interest Expense (Sum of items 6 8):
559,948
Share Certificates:
490
Number of Accounts for Share Drafts:
1,010
IRA KEOGH Accounts:
36
Number of Accounts for Regular Shares:
3,646
Money Market Shares:
168
Net Income (unless the amount is already included in Undivided Earnings):
217,394
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,548,429
Total Liabilities:
35,258,326
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Toro Employees Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Toro Employees Federal Credit Union
Frequently Asked Questions About Toro Employees Federal Credit UnionIs a member application needed to join Toro Employees Federal Credit Union?Yes, to access services at Toro Employees Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Toro Employees Federal Credit Union provides a range of mortgage and home equity products. Is Toro Employees Federal Credit Union a safe place to deposit money?Yes, Toro Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Toro Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Toro Employees Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 4.00%, 6-month CD rates at 2.50% and 3-month CD rates at 2.32%. Savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.20%. Credit Card rates are at 9.20%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to 
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