Transit Operations Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Transit Operations Federal Credit Union 12-month CD rates can be found at 4.00%, 6-month CD rates at 3.75% and 3-month CD rates at 2.78%. Savings rates are at 0.05% and money market rates are at 0.85%. Mortgage rates on 30-year fixed loans are around 6.52%. Credit Card rates are at 13.90%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates which you can compare to Transit Operations Federal Credit Union rates.

Compare Transit Operations Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Transit Operations Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Transit Operations Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Transit Operations Federal Credit Union? Share your experience about Transit Operations Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Transit Operations Federal Credit Union.

Overall, Transit Operations Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.56%

18-Month CD

N/A

2.29%

24-Month CD

N/A

2.29%

36-Month CD

N/A

2.20%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.65%

MMA

N/A

1.04%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Transit Operations Federal Credit Union
MAIN

725 N 7TH ST
MINNEAPOLIS, MN 55411

https://tofcu.org/

MonitorBankRates' Rating

5/5

★★★★★

Review Transit Operations Federal Credit Union

Compare Transit Operations Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

GTE Financial Credit Union

60-Month CD (Jumbo)

4.33%

$100,000

Utah Independent Bank

12-Month CD

4.26%

$500

New Albin Savings Bank

12-Month CD (Jumbo)

4.16%

$100,000

Merrick Bank

48-Month CD

4.10%

$25,000

Community Bank of Wichita

24-Month CD

4.06%

$500

First National Bank in Philip

36-Month CD

4.06%

$1,000

Hendricks County Bank and Trust

12-Month CD

4.00%

$1,000

Lone Star Bank

6-Month CD

3.98%

$1,000

Washington Savings Bank Lowell, MA

18-Month CD

3.83%

$500

First Federal S&L of Van Wert

48-Month CD

3.56%

$2,500

All America Bank

24-Month CD

3.50%

$500

BankVista

12-Month CD

3.50%

$1,000

Gainey Business Bank

12-Month CD

3.30%

$5,000

State Bank Waterloo, IL

48-Month CD

3.30%

$1,000

Farmers Bank of Appomattox

12-Month CD

3.25%

$100

Kennett Trust Bank

36-Month CD

3.04%

$500

Coleman County State Bank

24-Month CD

2.94%

$1,000

ACFCU

48-Month CD

2.90%

$1,000

Cape Cod Co-operative Bank

24-Month CD

2.55%

$500

State Bank of De Kalb

60-Month CD

2.52%

$500

First Security Bank of Deer Lodge

12-Month CD

2.27%

$1,000

FSB of Wyoming

36-Month CD

2.02%

$2,000

State Bank of Industry

36-Month CD

2.02%

$1,000

First National Bank of Bastrop

24-Month CD

2.02%

$500

Jewett City Savings Bank

60-Month CD

2.00%

$1,000

South Ottumwa SB

60-Month CD

2.00%

$500

The National Capital Bank of Washington

3-Month CD

1.76%

$1,000

Carson Bank

12-Month CD

1.71%

$500

North Shore Trust and Savings

60-Month CD

1.56%

$1,000

Century Bank of Florida

Savings

1.00%

SSB State Street Bank

18-Month CD

0.90%

$1,000

First Federal Community Bank N.A.

48-Month CD

0.65%

$500

Thumb Bank and Trust

30-Month CD

0.60%

$500

Atkins Savings B&T

Money Market

0.50%

$1,500

Chester National Bank

18-Month CD

0.50%

$500

Peoples Bank Chestertown, MD

36-Month CD

0.40%

$500

Pioneer Bank Albany, NY

18-Month CD

0.35%

$500

Pulaski Savings Bank

12-Month CD

0.30%

$500

First National Bank in Marlow

Regular Savings

0.30%

$100

Verus Bank of Commerce

36-Month CD

0.30%

$1,000

Bank of Herrin

Money Market

0.25%

$2,500

Mutual Security Credit Union

Money Market

0.25%

$2,500

F&M Bank & Trust Burlington, IA

6-Month CD

0.19%

$500

First Bank Elk River

First Dollars Savings

0.10%

$25

MVSB

Everyday Savings

0.10%

$100

Cape Cod Five Cents Savings Bank

18-Month CD

0.10%

$1,000

HSBC Trust Company (Delaware)

Savings

0.05%

Achieve Financial Credit Union

Primary Savings

0.05%

Port Washington State Bank

Savings

0.01%

$100

First Seacoast Bank

Savings

0.01%

$10

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Transit Operations Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

Norfolk Community Federal Credit Union

15 Year Fixed

5.625%

5.731%

0.250

Security Service Federal Credit Union

10-Year Fixed (Power Rate)

5.500%

5.814%

0.000

Piedmont Advantage Credit Union

20-Year Fixed

5.625%

5.830%

0.000

Bath State Bank

15-Year Fixed

5.625%

5.851%

1.000

Investment Savings Bank

15-Year Fixed

5.750%

5.852%

0.000

Finger Lakes Federal Credit Union

10 Year Fixed

5.750%

5.887%

0.000

The Golden 1 Credit Union

15-Year Fixed

5.875%

5.894%

0.125

Kohler Credit Union

15 Year Fixed

5.750%

5.928%

0.000

Pioneer Federal Credit Union

30-Year Fixed

5.875%

6.022%

0.000

Piedmont Advantage Credit Union

30-Year Fixed

5.875%

6.031%

0.000

Golden Belt Bank, FSA

15-Year Fixed

6.000%

6.036%

0.000

First Hope Bank

15-Year Fixed

5.875%

6.090%

0.000

1st Northern California Credit Union

30-Year Fixed (Jumbo)

6.000%

6.092%

0.750

Kirtland Federal Credit Union

20 Year Fixed

5.875%

6.115%

0.000

Citizens Bank

15-Year Fixed

6.000%

6.123%

0.250

Mid Oregon Federal Credit Union

15 Year Fixed

5.875%

6.127%

0.125

FourLeaf Federal Credit Union

15-Year Fixed

6.000%

6.149%

0.000

Bank of America

15 Year Fixed

5.750%

6.202%

0.787

Morton Lane Federal Credit Union

15 Year Fixed

6.125%

6.229%

0.000

American Eagle Financial Credit Union

30-Year Fixed

6.125%

6.231%

0.000

Better Banks

15-Year Fixed

6.125%

6.252%

0.000

Mid-Atlantic Federal Credit Union

10/6 ARM

6.250%

6.269%

0.000

Investment Savings Bank

30-Year Fixed

6.250%

6.314%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Transit Operations Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

The Golden 1 Credit Union

Member First VISA

15.040%

No balance transfer fees or annual fees.

Mountain America Federal Credit Union

Rewards Credit Card

14.240%

SchoolsFirst Federal Credit Union

Rewards Mastercard

15.000% - 17.900%

Maximum Loan Amount Up to $35,000.00

A & S Federal Credit Union

Visa Classic Card

12.900%

No annual fee

1st Valley Credit Union

Platinum Secured Visa

8.750%

600 Atlantic Federal Credit Union

Visa Credit Card

11.900%

Suncoast Credit Union

Rewards Platinum VISA

12.500%

Credit Limit - $500 - $50,000

Acipco Federal Credit Union

Visa Credit Card

9.990%

Abbott Laboratories Credit Union

Select Rewards Visa

15.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

America First Federal Credit Union

SIGNATURE 1.5% CASH BACK VISA

18.000%

Unlimited 1.5% Cash Back Signature Card

Y-12 Federal Credit Union

VISA Signature Rewards

16.740% - 18.000%

America First Federal Credit Union

SIGNATURE 1% CASH BACK VISA

14.740%

Unlimited 1% Cash Back Signature Card

Marcus Bank

GM Business™ Mastercard®

19.240% - 29.240%

0% Intro purchase APR for first 12 months

University First Federal Credit Union

Visa Crimson Card

13.240%

1st MidAmerica Credit Union

Platinum Rewards

8.900% - 13.900%

Based upon credit worthiness.

1st Northern California Credit Union

Visa Premier

9.900%

ACMG Federal Credit Union

VISA Platinum without Rewards

7.900%

ACFCU

Travel Rewards+ Card Visa

19.740% - 29.740%

Earn 4x unlimited points on travel and more, plus receive a $250 bonus.

Randolph Brooks FCU

World Cash Back Credit Card Mastercard

18.000%

America First Federal Credit Union

CLASSIC REWARDS VISA

18.000%

Aberdeen Proving Ground FCU

Visa Platinum Preferred

14.240% - 17.990%

Y-12 Federal Credit Union

VISA Traditional

14.240% - 18.000%

Hughes Federal Credit Union

Visa Platinum Credit Card

9.500% - 12.500%

Security Service Federal Credit Union

Security Service Power Rewards MasterCard

18.000%

ACFCU

Everyday Rewards+ Card Visa

19.490% - 29.740%

Earn up to 4x unlimited points AND receive a $150 bonus.

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Transit Operations Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Avenir Financial Federal Credit Union

Personal Loan

11.990%

AAEC Credit Union

Personal Signature Loans

14.000%

1st Valley Credit Union

Next Step Loan

10.500%

600 Atlantic Federal Credit Union

Signature Personal Loan

12.650%

$0 - $15,000

1 - 36

1st Cooperative Federal Credit Union

Personal Loan

10.990%

$0 - $10,000

60 - 60

Suncoast Credit Union

Technology Loan

9.750%

InFirst Bank

Personal Loan

13.000% - 13.140%

$1,500 - $15,000

36 - 36

1st Northern California Credit Union

Title Loans

5.500%

Alec Federal Credit Union

Refinanced Signature Loans

18.000%

Avenir Financial Federal Credit Union

Open End Line-of-Credit

11.990%

AT&T Employees Federal Credit Union

Halloween Loan

15.000%

$500 - $1,500

6 - 12

The Golden 1 Credit Union

Personal Loan

8.890%

ACMG Federal Credit Union

Personal Loans

8.990%

1st University Credit Union

Unsecured Signature Loan

10.250%

25 - 36

Access Federal Credit Union

Consolidation Loans

13.060%

1 - 36

360 Federal Credit Union

Term Line of Credit 84 months

8.000%

1st United Credit Union

Personal Loan

10.890%

1st Liberty Federal Credit Union

Signature Loans

11.240%

$0 - $10,000

60 - 60

Abilene Teachers Federal Credit Union

Personal Line of Credit

7.750% - 16.750%

1 - 36

360 Federal Credit Union

Debt Consolidated

9.490%

$500

ACFCU

Gold Star Loan

14.200%

Vystar Credit Union

Personal Line of Credit

16.240%

Achieve Financial Credit Union

Credit Builder Loan

9.000%

Abilene Teachers Federal Credit Union

Personal Signature Loan

10.250% - 17.950%

1 - 36

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $15,000

60 - 60

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Transit Operations Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Transit Operations Federal Credit Union Information

Credit Union Name: Transit Operations Federal Credit Union

Website: https://tofcu.org/

Full Time Employees: 1
Part Time Employees: 0
President: Traci Williamson
CEO: JoAnn Schultz
Branch Locations: 2
ATM Locations: 0

Corporate Office Address:

725 N 7TH ST
MINNEAPOLIS, MN 55411
Phone Number: 612-338-9985
Fax Number:

Transit Operations Federal Credit Union Financials

Total Assets:

4,017,664

Total Amount of Shares and Deposits:

3,308,598

Total Shares and Deposits < 1 Year:

3,308,598

Total Insured Shares and Deposits > $250K (item 17 less item K):

3,308,598

Total Interest Expense (Sum of items 6 8):

3,207

Share Certificates:

Number of Accounts for Share Drafts:

189

IRA KEOGH Accounts:

Number of Accounts for Regular Shares:

684

All other shares:

Net Income (unless the amount is already included in Undivided Earnings):

6,839

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

865,273

Total Liabilities:

3,311,076

Transit Operations Federal Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

PALs II (FCU Only):

Payday Alternative Loans (PAL loans) (FCU Only):

Mortgage Processing:

Approved Mortgage Seller?:

Brokered Certificates of Deposits:

payment:

Are low cost wire transfers available?:

Yes

Member Application:

Are New Loans Available:

New Share Account:

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Can I download my account history?:

Electronic Signature Authentication Certification:

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Remote Deposit Allowed:

Are Mobile Payments Avilable?:

Source: NCUA Last Updated 03/31/2024

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