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Transwest Credit Union Rates and Review January 2026

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Transwest Credit Union12-month CD rates can be found at 3.80%, 6-month CD rates at 3.02% and 3-month CD rates at 2.27%. Savings rates are at 0.40% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 11.96%. Personal Loan rates are at 13.49%. All these rates, and more, can be found in our database of rates which you can compare to Transwest Credit Union rates.

Compare Transwest Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Transwest Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Transwest Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Transwest Credit Union? Share your experience about Transwest Credit Union by leaving a review below, or read customer reviews before you decide to use Transwest Credit Union.

Overall, Transwest Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Transwest Credit Union
Administrative Office
37 W 1700 S
Salt Lake City, UT 84115
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.15%
$500
5-Month CD
3.98%
$1,000
12-Month CD
3.90%
$500
12-Month CD
3.90%
$1,000
36-Month CD
3.84%
$500
6-Month CD (eCD)
3.75%
$1,000
36-Month CD
3.75%
$1,000
18-Month CD
3.65%
$1,000
48-Month CD
3.60%
$1,000
12-Month CD
3.50%
$1,000
30-Month CD
3.37%
$500
30-Month CD
3.20%
$1,000
60-Month CD
3.10%
$1,000
30-Month CD
3.00%
$2,500
48-Month CD
3.00%
$1,000
24-Month CD
3.00%
$1,000
24-Month CD
2.94%
$1,000
24-Month CD
2.75%
$1,000
48-Month CD
2.73%
$500
36-Month CD
2.53%
$1,000
36-Month CD
2.50%
$500
36-Month CD
2.50%
$1,000
48-Month CD
2.25%
$1,500
9-Month CD
2.00%
$1,000
12-Month CD
1.96%
$1,000
36-Month CD
1.76%
$1,000
6-Month CD
1.76%
$1,000
36-Month CD
1.75%
$500
48-Month CD
1.71%
$1,000
Freedom Savings
1.01%
$50
Passbook Savings
1.00%
$100
18-Month CD
0.90%
$5,000
24-Month CD
0.80%
$1,000
60-Month CD
0.80%
$500
Statement Savings
0.80%
$200
36-Month CD
0.50%
$500
12-Month CD
0.40%
$1,000
36-Month CD
0.35%
$500
Business Money Market
0.25%
$100
Share Savings
0.25%
$5
Interest Checking
0.15%
$0
First Savings
0.10%
$50
36-Month CD
0.10%
$1,000
Passbook Savings
0.10%
$10
Money Market
0.10%
$2,500
Money Market
0.10%
$2,500
3-Month CD
0.05%
$500
Statement Savings
0.05%
$100
Kasasa Checking
0.05%
$100
Interest Checking
0.05%
$250
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.646%
0.000
5.240%
6.315%
0.000
5.750%
6.093%
0.000
5.875%
6.055%
0.000
6.125%
6.320%
0.000
5.125%
5.331%
1.000
30-Year Fixed VA
5.375%
5.599%
1.000
4.240%
7.689%
0.000
6.000%
6.084%
0.000
5.875%
6.055%
0.000
5/6 SOFR ARM Jumbo
5.750%
5.761%
0.000
4.740%
7.533%
0.000
15-Year Fixed
5.500%
5.718%
0.000
6.125%
6.199%
0.000
5.500%
5.809%
0.000
20-Year Fixed
5.750%
5.900%
0.000
5.250%
5.430%
0.359
6.000%
6.070%
0.000
6.000%
6.250%
0.000
4.875%
5.754%
0.000
5.625%
5.796%
0.000
5.625%
6.000%
0.000
5.500%
5.597%
0.000
30 Year Fixed
6.000%
6.130%
0.000
5.875%
6.420%
0.000
5.750%
6.078%
0.000
30-Year Fixed
5.750%
5.842%
0.000
3.990%
4.357%
0.750
6.300%
6.498%
0.000
5.125%
5.547%
0.000
5.500%
5.612%
0.750
5.625%
5.846%
0.000
6.250%
6.281%
0.000
5.500%
5.581%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
6.250%
6.389%
0.000
5.750%
5.924%
0.000
5.125%
5.173%
0.000
6.000%
6.183%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
6.000%
6.239%
0.000
5.250%
5.562%
0.000
5-Year ARM
5.250%
5.840%
0.000
15-Year Fixed
5.375%
5.584%
0.000
5.625%
5.691%
0.000
30-Year Fixed
5.875%
5.973%
0.000
30-Year Fixed
5.625%
5.666%
0.000
30-Year Fixed
5.875%
5.945%
0.000
5.375%
6.097%
0.000
30-Year Fixed
6.000%
6.115%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Rewards Student Classic
16.500%
Credit Limit - $500
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Platinum Preferred
14.240% - 17.990%
16.240% - 27.240%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
16.200%
Academic VISA® Gold
15.400%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
11.900%
Visa Crimson Rewards Card
13.740%
18.000%
Visa Crimson Card
13.240%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
13.900%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Access FCU Visa Gold
9.900%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
9.990%
Visa Student Rewards Card
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.990%
$0
10.490%
$0
60 - 60
Line of Credit
13.700%
$0
12.990%
$0
1 - 24
A+ Personal Loan
8.990%
$0
84
13.450%
$0
10.490%
$0
10.650%
$0
Next Step Loan
10.500%
$0
12.250% - 17.000%
$0 - $20,000
Personal Loan
11.760%
$0
Gold Star Loan
14.200%
$0
48
Bill Consolidation Loan
8.990%
$0
60
50% Share Secured Loan
6.460% - 14.990%
$0
9.900%
$0
12.490%
$0
14.990%
$0
25 - 36
Personal Loan
8.950%
$0
10.000%
$0
12 - 12
Consolidation Loans
14.850%
$0
37 - 60
11.500%
$0
48 - 48
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
7.000%
$500 - $15,000
60
9.200% - 17.950%
$0 - $100
12 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Transwest Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Transwest Credit Union
Full Time Employees: 30
Part Time Employees: 1
President: Roger Beynon
CEO: Steven Pratt
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
37 W 1700 S
Salt Lake City, UT 84115
Phone Number: 801-487-1692
Fax Number: 801-486-9743

Financials

Total Assets:
191,702,381
Total Amount of Shares and Deposits:
171,242,130
Total Shares and Deposits < 1 Year:
156,782,572
Total Shares and Deposits 1 3 Years:
8,305,643
Total Shares and Deposits > 3 Years:
6,153,914
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,667,362
Total Uninsured Shares and Deposits > $250K (F+J):
6,667,362
Total Insured Shares and Deposits > $250K (item 17 less item K):
164,574,768
Total Interest Expense (Sum of items 6 8):
806,995
Share Certificates:
1,735
Number of Accounts for Share Drafts:
6,688
IRA KEOGH Accounts:
437
Number of Accounts for Regular Shares:
17,685
All other shares:
410
Money Market Shares:
895
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
13,869,746
Total Liabilities:
172,316,885
Show More
Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About Transwest Credit Union

Is a member application needed to join Transwest Credit Union?

Yes, to access services at Transwest Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Transwest Credit Union provides a range of mortgage and home equity products.

Is Transwest Credit Union a safe place to deposit money?

Yes, Transwest Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Transwest Credit Union offer online and mobile banking?

Most modern institutions like Transwest Credit Union provide digital access including online balance checks and transfers.

Current Transwest Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions