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Financial Horizons Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

Financial Horizons Credit Union's top rates as of October 10, 2026 are 3.90% APY on its CDs - 6 Month CD, 1.75% APY on savings, 0.50% APY on money market accounts, and personal loans from 8.25% APR, according to rates verified by MonitorBankRates. Other Financial Horizons Credit Union CD rates include CDs - 3 Month at 3.75%, 12-Month CD at 3.60%, and CDs - 12 Month at 3.60%. MonitorBankRates evaluates the financial stability of Financial Horizons Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.35%. Rates last updated and verified on 10/10/2026.

Financial Horizons Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Horizons Credit Union? Share your experience about Financial Horizons Credit Union by leaving a review below, or read customer reviews before you decide to use Financial Horizons Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.35%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Financial Horizons Credit Union
Financial Horizons Credit Union
PO Box 2288
Hawthorne, NV 89415
https://www.fhcunv.org
Privately insuredNot NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Financial Horizons Credit Union CD Rates

Product Rate APY Term View More
Share Certificates - 6 Month 3.826% 3.90% 6 Month
Min Deposit $500
Min Balance $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Share Certificates - 3 Month 3.682% 3.75% 3 Month
Min Deposit $500
Min Balance $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
12-Month Share Certificate - 3.60% 12 Month
Details rates as high as
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Share Certificates - 12 Month 3.537% 3.60% 12 Month
Min Deposit $500
Min Balance $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
24 Month Triple Option Certificate 2.956% 3.00% 24 Month
Min Balance $2,500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
36 Month Triple Option Certificate 2.956% 3.00% 36 Month
Min Balance $2,500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
IRA Certificate - 12 Mo. Traditional 2.966% 3.00% 12 months
Min Deposit $1,000
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
IRA Certificate - 24 Mo. Traditional, Roth & Educational 2.966% 3.00% 24 months
Min Deposit $1,000
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
IRA Certificate - 36 Mo. Traditional, Roth & Educational 2.966% 3.00% 36 months
Min Deposit $1,000
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Share Certificates - 24 Month 2.956% 3.00% 24 Month
Min Deposit $500
Min Balance $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Share Certificates - 36 Month 2.956% 3.00% 36 Month
Min Deposit $500
Min Balance $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
48 Month Triple Option Certificate 2.225% 2.25% 48 Month
Min Balance $2,500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
IRA Certificate - 48 Mo. Traditional, Roth & Educational 2.231% 2.25% 48 months
Min Deposit $1,000
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.25% APY
1.75%2.25%2.75%Oct 10, 2026: 2.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Share Certificates - 48 Month 2.225% 2.25% 48 Month
Min Deposit $500
Min Balance $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Share Certificates - 60 Month 1.98% 2.00% 60 Month
Min Deposit $500
Min Balance $500
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 10, 2026: 2.00% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%

Financial Horizons Credit Union Savings Rates

Product Rate APY View More
High Yield Savings - 1.75%
Details Grow your future with a smart, stress-free High Yield Savings .
Last Updated 10/10/2026
Rate History
No change since Sep 27, 2026 · 1.75% APY · checked 3 times
1.25%1.75%2.25%Sep 27, 2026: 1.75% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Horizons High Yield Savings Account - 1.75%
Min Balance $100,000
Details Balance: $100,000.00 & above
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 5 times
1.25%1.75%2.25%Sep 18, 2026: 1.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
High Yield Savings - 1.50%
Min Deposit $2,500
Details Higher rates than most accounts, with a $2,500 min. deposit
Last Updated 10/10/2026
Rate History
No change since Sep 27, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Sep 27, 2026: 1.50% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Horizons High Yield Savings Account - 0.55%
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.55% APY · checked 5 times
0.05%0.55%1.05%Sep 18, 2026: 0.55% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Horizons High Yield Savings Account - 0.45%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.45% APY · checked 5 times
0.00%0.48%0.95%Sep 18, 2026: 0.45% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Horizons High Yield Savings Account - 0.30%
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.30% APY · checked 5 times
0.00%0.40%0.80%Sep 18, 2026: 0.30% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Christmas Club - 0.20%
Min Balance $5
Details Balance: $5.00 & above
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Custom Club - 0.20%
Min Balance $10
Details Balance: $10.00 & above
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.20% APY
0.00%0.35%0.70%Oct 10, 2026: 0.20% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Vacation Club - 0.20%
Min Balance $5
Details Balance: $5.00 & above
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.20% APY
0.00%0.35%0.70%Oct 10, 2026: 0.20% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%

Financial Horizons Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 0.50% 0.50%
Details No, this isn't the bull-and-bear financial market that yo-yos up and down. It's a secure, high-performance savings tool that guarantees positive results.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%

Financial Horizons Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.25%
Details rates as low as
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 4.25% APR · checked 5 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 4.25% - 4.25% 24-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 2 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 4.25% - 4.25% 36-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 2 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 4.25% - 4.25% 48-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 2 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 4.50% - 4.50% 24-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 10, 2026: 4.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 4.50% - 4.50% 36-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 10, 2026: 4.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 4.50% - 4.50% 48-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 10, 2026: 4.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 4.75% - 4.75% 60-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 5.00% - 5.00% 72-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 2 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 5.00% - 5.00% 60-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 10, 2026: 5.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 5.25% - 5.25% 72-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 10, 2026: 5.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 5.50% - 5.50% 84-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 2 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 5.75% - 5.75% 84-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.75% APR
5.25%5.75%6.25%Oct 10, 2026: 5.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 6.50% - 6.50% 24-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 2 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 6.75% - 6.75% 36-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 7.00% - 7.00% 48-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 7.00% - 7.00% 24-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 10, 2026: 7.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 7.25% - 7.25% 36-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 10, 2026: 7.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 7.50% - 7.50% 60-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 2 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 7.50% - 7.50% 48-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 10, 2026: 7.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 7.75% - 7.75% 72-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 2 times
7.25%7.75%8.25%Sep 14, 2026: 7.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 8.25% - 8.25% 60-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 10, 2026: 8.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 8.50% - 8.50% 72-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 10, 2026: 8.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 11.00% - 11.00% 24-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 11.00% APR · checked 2 times
10.50%11.00%11.50%Sep 14, 2026: 11.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 11.25% - 11.25% 36-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 11.25% APR · checked 2 times
10.75%11.25%11.75%Sep 14, 2026: 11.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 11.50% - 11.50% 48-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 11.50% APR · checked 2 times
11.00%11.50%12.00%Sep 14, 2026: 11.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 12.00% - 12.00% 60-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 2 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 12.25% - 12.25% 72-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 12.25% APR · checked 2 times
11.75%12.25%12.75%Sep 14, 2026: 12.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 12.25% - 12.25% 24-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 12.25% APR
11.75%12.25%12.75%Oct 10, 2026: 12.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 12.50% - 12.50% 36-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 12.50% APR
12.00%12.50%13.00%Oct 10, 2026: 12.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 12.75% - 12.75% 24-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 12.75% APR · checked 2 times
12.25%12.75%13.25%Sep 14, 2026: 12.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 12.75% - 12.75% 48-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 12.75% APR
12.25%12.75%13.25%Oct 10, 2026: 12.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 13.00% - 13.00% 36-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 13.00% APR · checked 2 times
12.50%13.00%13.50%Sep 14, 2026: 13.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 13.25% - 13.25% 48-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 13.25% APR · checked 2 times
12.75%13.25%13.75%Sep 14, 2026: 13.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 13.25% - 13.25% 60-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 13.25% APR
12.75%13.25%13.75%Oct 10, 2026: 13.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 13.75% - 13.75% 60-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 13.75% APR · checked 2 times
13.25%13.75%14.25%Sep 14, 2026: 13.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 13.75% - 13.75% 72-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 13.75% APR
13.25%13.75%14.25%Oct 10, 2026: 13.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 13.75% - 13.75% 24-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 13.75% APR
13.25%13.75%14.25%Oct 10, 2026: 13.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
New Vehicle Loan - 2024-2026 14.00% - 14.00% 72-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 14.00% APR · checked 2 times
13.50%14.00%14.50%Sep 14, 2026: 14.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 14.00% - 14.00% 36-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 14.00% APR
13.50%14.00%14.50%Oct 10, 2026: 14.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 14.25% - 14.25% 48-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 14.25% APR
13.75%14.25%14.75%Oct 10, 2026: 14.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 14.75% - 14.75% 60-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 14.75% APR
14.25%14.75%15.25%Oct 10, 2026: 14.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Used Vehicle Loan - 2023 & Older 15.00% - 15.00% 72-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 15.00% APR
14.50%15.00%15.50%Oct 10, 2026: 15.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%

Financial Horizons Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Small Recreational Vehicle 5.75% 5.75% 24-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Sep 18, 2026: 5.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 5.75% 5.75% 36-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Sep 18, 2026: 5.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 5.75% 5.75% 48-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Sep 18, 2026: 5.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 6.00% 6.00% 60-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 18, 2026: 6.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 6.25% 6.25% 72-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 6.75% 6.75% 24-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 10, 2026: 6.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 6.75% 6.75% 36-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 10, 2026: 6.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 6.75% 6.75% 48-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 10, 2026: 6.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 7.00% 7.00% 60-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 10, 2026: 7.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 7.25% 7.25% 72-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 10, 2026: 7.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 7.25% 7.25% 84-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 7.25% APR · checked 2 times
6.75%7.25%7.75%Sep 18, 2026: 7.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 8.00% 8.00% 24-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 10, 2026: 8.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 8.00% 8.00% 24-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 8.00% APR · checked 2 times
7.50%8.00%8.50%Sep 18, 2026: 8.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 8.25% 8.25% 84-Month
Details Level: A
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 10, 2026: 8.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 8.25% 8.25% 36-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 10, 2026: 8.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 8.25% 8.25% 36-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 8.25% APR · checked 2 times
7.75%8.25%8.75%Sep 18, 2026: 8.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 8.50% 8.50% 48-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 10, 2026: 8.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 8.50% 8.50% 48-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 8.50% APR · checked 2 times
8.00%8.50%9.00%Sep 18, 2026: 8.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 9.00% 9.00% 60-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 10, 2026: 9.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 9.00% 9.00% 60-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Sep 18, 2026: 9.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 9.25% 9.25% 72-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.25% APR
8.75%9.25%9.75%Oct 10, 2026: 9.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 9.25% 9.25% 72-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 9.25% APR · checked 2 times
8.75%9.25%9.75%Sep 18, 2026: 9.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 10.25% 10.25% 84-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 10.25% APR
9.75%10.25%10.75%Oct 10, 2026: 10.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 10.25% 10.25% 84-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 10.25% APR · checked 2 times
9.75%10.25%10.75%Sep 18, 2026: 10.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 12.75% 12.75% 24-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 12.75% APR
12.25%12.75%13.25%Oct 10, 2026: 12.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 12.75% 12.75% 24-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 12.75% APR · checked 2 times
12.25%12.75%13.25%Sep 18, 2026: 12.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 13.00% 13.00% 36-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 13.00% APR
12.50%13.00%13.50%Oct 10, 2026: 13.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 13.00% 13.00% 36-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 13.00% APR · checked 2 times
12.50%13.00%13.50%Sep 18, 2026: 13.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 13.25% 13.25% 48-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 13.25% APR
12.75%13.25%13.75%Oct 10, 2026: 13.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 13.25% 13.25% 48-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 13.25% APR · checked 2 times
12.75%13.25%13.75%Sep 18, 2026: 13.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 13.75% 13.75% 60-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 13.75% APR
13.25%13.75%14.25%Oct 10, 2026: 13.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 13.75% 13.75% 60-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 13.75% APR · checked 2 times
13.25%13.75%14.25%Sep 18, 2026: 13.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 14.50% 14.50% 24-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 14.50% APR
14.00%14.50%15.00%Oct 10, 2026: 14.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 14.50% 14.50% 24-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 14.50% APR · checked 2 times
14.00%14.50%15.00%Sep 18, 2026: 14.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 14.75% 14.75% 36-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 14.75% APR
14.25%14.75%15.25%Oct 10, 2026: 14.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 14.75% 14.75% 36-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 14.75% APR · checked 2 times
14.25%14.75%15.25%Sep 18, 2026: 14.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 15.00% 15.00% 48-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 15.00% APR
14.50%15.00%15.50%Oct 10, 2026: 15.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 15.00% 15.00% 48-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 15.00% APR · checked 2 times
14.50%15.00%15.50%Sep 18, 2026: 15.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Large Recreational Vehicle 15.50% 15.50% 60-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 15.50% APR
15.00%15.50%16.00%Oct 10, 2026: 15.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Small Recreational Vehicle 15.50% 15.50% 60-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 15.50% APR · checked 2 times
15.00%15.50%16.00%Sep 18, 2026: 15.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%

Financial Horizons Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 8.25% 12-Month
No additional details.
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 13.25% → 8.25% ▼ 5.00 pts · high 13.25% / low 8.25%
3.25%10.75%18.25%Sep 18, 2026: 13.25% APROct 10, 2026: 8.25% APRSep 18, 2026Oct 13, 2026
  • Oct 10, 20268.25%▼ from 13.25%
  • Sep 18, 202613.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 8.50% 24-Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 8.50% APR · checked 2 times
8.00%8.50%9.00%Sep 18, 2026: 8.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 8.75% 36-Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 8.75% APR · checked 2 times
8.25%8.75%9.25%Sep 18, 2026: 8.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 9.50% 48-Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 9.50% APR · checked 2 times
9.00%9.50%10.00%Sep 18, 2026: 9.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 9.75% 60-Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 9.75% APR · checked 2 times
9.25%9.75%10.25%Sep 18, 2026: 9.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 13.25% 12-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 13.25% APR · checked 2 times
12.75%13.25%13.75%Sep 18, 2026: 13.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 13.50% 24-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 13.50% APR · checked 2 times
13.00%13.50%14.00%Sep 18, 2026: 13.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 13.75% 36-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 13.75% APR · checked 2 times
13.25%13.75%14.25%Sep 18, 2026: 13.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 14.00% 48-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 14.00% APR · checked 2 times
13.50%14.00%14.50%Sep 18, 2026: 14.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 14.25% 60-Month
Details Level: C
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 14.25% APR · checked 2 times
13.75%14.25%14.75%Sep 18, 2026: 14.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 15.25% 12-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 15.25% APR · checked 2 times
14.75%15.25%15.75%Sep 18, 2026: 15.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 15.50% 24-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 15.50% APR · checked 2 times
15.00%15.50%16.00%Sep 18, 2026: 15.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 15.75% 36-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 15.75% APR · checked 2 times
15.25%15.75%16.25%Sep 18, 2026: 15.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 16.00% 48-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 16.00% APR · checked 2 times
15.50%16.00%16.50%Sep 18, 2026: 16.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 16.25% 60-Month
Details Level: D
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 16.25% APR · checked 2 times
15.75%16.25%16.75%Sep 18, 2026: 16.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 17.50% 12-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 17.50% APR · checked 2 times
17.00%17.50%18.00%Sep 18, 2026: 17.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 17.50% 24-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 17.50% APR · checked 2 times
17.00%17.50%18.00%Sep 18, 2026: 17.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 17.50% 36-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 17.50% APR · checked 2 times
17.00%17.50%18.00%Sep 18, 2026: 17.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 17.50% 48-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 17.50% APR · checked 2 times
17.00%17.50%18.00%Sep 18, 2026: 17.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Signature Loan 17.50% 60-Month
Details Level: E
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 17.50% APR · checked 2 times
17.00%17.50%18.00%Sep 18, 2026: 17.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%

Financial Horizons Credit Union Other Rates

Product Rate Points APY/APR Term View More
Line of Credit - Level 9.00% - 9.00%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 6 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Line of Credit - Level B 9.00% - 9.00%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 4 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Line of Credit - Level C 11.75% - 11.75%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 11.75% APR · checked 6 times
11.25%11.75%12.25%Sep 14, 2026: 11.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Line of Credit - Level D 15.25% - 15.25%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 15.25% APR · checked 6 times
14.75%15.25%15.75%Sep 14, 2026: 15.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Individual Retirement Account - - 0.35%
Details Grow your future with a smart, stress-free Individual Retirement Account .
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Sep 22, 2026: 0.35% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Individual Retirement Accounts - - 0.50%
Details Save for retirement with Traditional or Roth IRAs
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 0.35% → 0.50% ▲ 0.15 pts · high 0.50% / low 0.35%
0.00%0.50%1.00%Sep 18, 2026: 0.35% APYSep 27, 2026: 0.50% APYSep 18, 2026Oct 13, 2026
  • Sep 27, 20260.50%▲ from 0.35%
  • Sep 18, 20260.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
IRA Accounts - Traditional, Roth or Educational 0.349% - 0.35%
Min Balance $25
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 2 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Managed Share 0.20% - 0.20%
Min Balance $25
Details Balance: $25.00 & above
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.20% APY
0.00%0.35%0.70%Oct 10, 2026: 0.20% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Regular Share - - 0.20%
Min Balance $5
Details Balance: $5.00 - $249.99 (Youth Acct. Only)
Last Updated 10/10/2026
Rate History
1 change since Sep 27, 2026 · 0.25% → 0.20% ▼ 0.05 pts · high 0.25% / low 0.20%
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYOct 10, 2026: 0.20% APYSep 27, 2026Oct 13, 2026
  • Oct 10, 20260.20%▼ from 0.25%
  • Sep 27, 20260.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Regular Share - - 0.20%
Min Balance $250
Details Balance: $250.00 - $2,499.99
Last Updated 10/10/2026
Rate History
1 change since Sep 27, 2026 · 0.25% → 0.20% ▼ 0.05 pts · high 0.25% / low 0.20%
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYOct 10, 2026: 0.20% APYSep 27, 2026Oct 13, 2026
  • Oct 10, 20260.20%▼ from 0.25%
  • Sep 27, 20260.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Regular Share - - 0.20%
Min Balance $2,500
Details Balance: $2,500.00 - $9,999.99
Last Updated 10/10/2026
Rate History
1 change since Sep 27, 2026 · 0.25% → 0.20% ▼ 0.05 pts · high 0.25% / low 0.20%
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYOct 10, 2026: 0.20% APYSep 27, 2026Oct 13, 2026
  • Oct 10, 20260.20%▼ from 0.25%
  • Sep 27, 20260.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Regular Share - - 0.20%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 10/10/2026
Rate History
1 change since Sep 27, 2026 · 0.25% → 0.20% ▼ 0.05 pts · high 0.25% / low 0.20%
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYOct 10, 2026: 0.20% APYSep 27, 2026Oct 13, 2026
  • Oct 10, 20260.20%▼ from 0.25%
  • Sep 27, 20260.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Regular Share - - 0.20%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 10/10/2026
Rate History
1 change since Sep 27, 2026 · 0.25% → 0.20% ▼ 0.05 pts · high 0.25% / low 0.20%
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYOct 10, 2026: 0.20% APYSep 27, 2026Oct 13, 2026
  • Oct 10, 20260.20%▼ from 0.25%
  • Sep 27, 20260.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Regular Share - - 0.20%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/10/2026
Rate History
1 change since Sep 27, 2026 · 0.25% → 0.20% ▼ 0.05 pts · high 0.25% / low 0.20%
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYOct 10, 2026: 0.20% APYSep 27, 2026Oct 13, 2026
  • Oct 10, 20260.20%▼ from 0.25%
  • Sep 27, 20260.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Regular Share - - 0.20%
Min Balance $100,000
Details Balance: $100,000.00 & above
Last Updated 10/10/2026
Rate History
1 change since Sep 27, 2026 · 0.25% → 0.20% ▼ 0.05 pts · high 0.25% / low 0.20%
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYOct 10, 2026: 0.20% APYSep 27, 2026Oct 13, 2026
  • Oct 10, 20260.20%▼ from 0.25%
  • Sep 27, 20260.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.35%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Financial Horizons Credit Union’s Texas Ratio stayed near 0.34% in Q3 2023 to 0.35% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.4% 2.0★ 0.7% 3.0★ 1.1% 4.0★ 1.4% 5.0★ Healthy zone – entire history below the 15% limit 0.34% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.35% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$313M0.35%5.0A+
March 31, 2026$314M0.34%5.0A+
December 31, 2025$307M0.17%5.0A+
September 30, 2025$302M0.25%5.0A+
June 30, 2025$303M0.15%5.0A+
March 31, 2025$307M0.18%5.0A+
December 31, 2024$293M0.76%5.0A+
September 30, 2024$292M1.06%5.0A+
June 30, 2024$292M0.48%5.0A+
March 31, 2024$290M0.06%5.0A+
December 31, 2023$282M0.37%5.0A+
September 30, 2023$282M0.34%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Financial Horizons Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Financial Horizons Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Financial Horizons Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Financial Horizons Credit Union
Website https://www.fhcunv.org
Address PO Box 2288, Hawthorne, NV 89415
Phone 775-945-2421
Fax 775-945-1262
President Randall Emm
CEO Theresa Lupori
Full-Time Employees 54
Part-Time Employees 2
Branch Locations 4
ATM Locations 4
NCUA Insured No, not federally insured
Private Share Insurance Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.35%
Return on Assets (ROA)
0.7146%
Return on Equity (ROE)
5.5042%
Non-Performing Loans Ratio (NPL)
0.08%
Total Assets
313,022,204
Total Amount of Shares and Deposits
280,214,602
Total Shares and Deposits < 1 Year
262,187,383
Total Shares and Deposits 1 3 Years
17,386,374
Total Shares and Deposits > 3 Years
640,845
Total Interest Expense (Sum of items 6 8)
1,366,885
Share Certificates
762
Number of Accounts for Share Drafts
9,195
IRA KEOGH Accounts
157
Number of Accounts for Regular Shares
14,617
All other shares
1,100
Money Market Shares
697
Net Income (unless the amount is already included in Undivided Earnings)
2,236,906
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
29,932,923
Total Liabilities
281,230,637
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Financial Horizons Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/financial-horizons-credit-union-rates-review-86755">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Financial Horizons Credit Union yet. Feel free to create one below.
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Financial Horizons Credit Union

How many branches does Financial Horizons Credit Union operate?

Financial Horizons Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Financial Horizons Credit Union?

Yes, to access services at Financial Horizons Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Financial Horizons Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Financial Horizons Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Financial Horizons Credit Union offer online and mobile banking?

Most modern institutions like Financial Horizons Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fhcunv.org.

Current Financial Horizons Credit Union Rates

  • 12-Month CD3.60%
  • 24-Month CD3.00%
  • 60-Month CD2.00%
  • Savings1.75%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.

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