Financial Horizons Credit Union Rates & Review November 2026

Yes. Financial Horizons Credit Union current CD rates include its CDs - 6 Month at 3.90% APY, its CDs - 3 Month at 3.75% APY and its 12-Month CD at 3.60% APY, verified by MonitorBankRates as of October 30, 2026.

No. Financial Horizons Credit Union is privately insured rather than federally insured, so its CDs are not covered by the NCUA. Deposits are covered by Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits. Check the coverage terms with the credit union before you open an account.

The highest Financial Horizons Credit Union CD rate is its CDs - 6 Month at 3.90% APY, verified by MonitorBankRates as of October 30, 2026.

Financial Horizons Credit Union CD rates are 3.75% APY for a 3 month CD, 3.90% APY for a 6 month CD, 3.60% APY for a 12 month CD and 3.00% APY for a 2 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Financial Horizons Credit Union for its full lineup.

The highest Financial Horizons Credit Union savings rate is its High Yield Savings at 1.50% APY, verified by MonitorBankRates as of October 30, 2026.

The highest Financial Horizons Credit Union money market rate is its Money Market Account at 0.50% APY, verified by MonitorBankRates as of October 30, 2026.

The highest Financial Horizons Credit Union checking rate is its Horizons High Yield Checking Account at 0.80% APY, verified by MonitorBankRates as of October 30, 2026.

The lowest Financial Horizons Credit Union auto loan rate is its Auto Loan at 4.25% APR, verified by MonitorBankRates as of October 30, 2026.

The lowest Financial Horizons Credit Union personal loan rate is its Signature Loan at 8.25% APR, verified by MonitorBankRates as of October 30, 2026.

Financial Horizons Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Yes, to access services at Financial Horizons Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Currently, Financial Horizons Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

While formal credit repair services are not currently listed, Financial Horizons Credit Union provides members with tools to manage their accounts and build a solid financial history.

Most modern institutions like Financial Horizons Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fhcunv.org.

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

Financial Horizons Credit Union's CD rates are 21% higher than the MonitorBankRates national average, and it has an A+ health rating. Financial Horizons Credit Union's top rates are its CDs - 6 Month at 3.90% APY, its High Yield Savings at 1.50% APY, its Money Market Account at 0.50% APY, its Horizons High Yield Checking Account at 0.80% APY and its Signature Loan at 8.25% APR, verified by MonitorBankRates on October 30, 2026.