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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Power Credit Union Rates & Review March 2026Power Credit Union's 6 Month CDs rates are at 3.91%, 6 Month Youth CD rates are at 3.91%, 1 Year CDs rates are at 3.86%, 1 Year Youth CD rates are at 3.86%, 6 Month CDs rates are at 3.80%. Power Credit Union's money market rates are at 0.75%. Power Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Power Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.62%. Rates were last updated on 03/28/2026. Power Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Power Credit Union? Share your experience about Power Credit Union by leaving a review below, or read customer reviews before you decide to use Power Credit Union.
Power Credit Union CD Rates
Power Credit Union Savings Rates
Power Credit Union Money Market Rates
Power Credit Union Home Equity & HELOC
Power Credit Union Auto Loan Rates
Power Credit Union Credit Card Rates
Power Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Power Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Power Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Power Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Power Credit Union
Website
https://www.powercu.org
Address
1615 E Evans Ave,
Pueblo, CO 81004 3418
Phone
719-564-0710
Fax
President
Michael Parlapiano
CEO
Vanessa Trexel
Full-Time Employees
35
Part-Time Employees
1
Branch Locations
4
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.62%
Return on Assets (ROA)
1.2370%
Return on Equity (ROE)
9.8044%
Non-Performing Loans Ratio (NPL)
2.47%
Total Assets
122,977,235
Total Amount of Shares and Deposits
107,127,088
Total Shares and Deposits < 1 Year
103,242,259
Total Shares and Deposits 1 3 Years
1,903,535
Total Shares and Deposits > 3 Years
1,981,294
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,970,576
Total Uninsured Shares and Deposits > $250K (F+J)
3,970,576
Total Insured Shares and Deposits > $250K (item 17 less item K)
103,156,512
Total Interest Expense (Sum of items 6 8)
1,110,860
Share Certificates
684
Number of Accounts for Share Drafts
6,041
IRA KEOGH Accounts
308
Number of Accounts for Regular Shares
15,599
Money Market Shares
1,032
Net Income (unless the amount is already included in Undivided Earnings)
1,521,200
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,244,463
Total Liabilities
107,961,265
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Power Credit UnionIs Power Credit Union a safe place to deposit money?Yes, Power Credit Union is considered a safe financial institution. With a Texas Ratio of 9.616609942665%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Power Credit Union operate?Power Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Power Credit Union?Yes, to access services at Power Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Power Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Power Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Power Credit Union offer online and mobile banking?Most modern institutions like Power Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.powercu.org. Current Power Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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