United Equity Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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United Equity Credit Union12-month CD rates can be found at 3.50%, 6-month CD rates at 3.53% and 3-month CD rates at 3.00%. Savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.44%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to United Equity Credit Union rates.

Compare United Equity Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of United Equity Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

United Equity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at United Equity Credit Union? Share your experience about United Equity Credit Union by leaving a review below, or read customer reviews before you decide to use United Equity Credit Union.

Overall, United Equity Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
United Equity Credit Union
United Equity Credit Union
1130 E Pershing Rd
Decatur, IL 62526
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare United Equity Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Fidelity
Fidelity
3-Month CD
4.30%
$1,000
Bank of Fayette County
Bank of Fayette County
12-Month CD
4.00%
$1,000
Main Bank
Main Bank
3-Month CD
3.85%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
6-Month CD
3.79%
$1,000
New Peoples Bank
New Peoples Bank
12-Month CD
3.66%
$0
Iron Workers SB
Iron Workers SB
24-Month CD
3.65%
$500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
24-Month CD (IntraFi®)
3.56%
$10,000
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
12-Month CD
3.50%
$500
Touchmark Bank
Touchmark Bank
12-Month CD (Jumbo)
3.50%
$250,000
First State Bank of Beecher City
First State Bank of Beecher City
36-Month CD
3.30%
$500
Evergreen Bank Group
Evergreen Bank Group
48-Month CD
3.25%
$500
Evergreen Bank Group
Evergreen Bank Group
60-Month CD
3.25%
$500
Bank 21
Bank 21
24-Month CD
3.25%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
24-Month CD
3.25%
$500
Henderson FSB
Henderson FSB
48-Month CD
3.20%
$500
Community Bank Dunlap, IA
Community Bank Dunlap, IA
24-Month CD
3.00%
$500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
12-Month CD
3.00%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
60-Month CD
2.78%
$250
Circuit Federal Credit Union
Circuit Federal Credit Union
36-Month CD
2.78%
$1,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
48-Month CD
2.75%
$500
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
60-Month CD
2.53%
$2,500
Acadia Federal Credit Union
Acadia Federal Credit Union
6-Month CD
2.53%
$1,000
Kearny Bank
Kearny Bank
12-Month CD
2.50%
$500
Johnson State Bank
Johnson State Bank
24-Month CD
2.30%
$1,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
18-Month CD
2.25%
$500
Bogota Savings Bank
Bogota Savings Bank
15-Month CD
2.15%
$1,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
48-Month CD
2.02%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
36-Month CD
2.00%
$1,000
Southwest Missouri Bank
Southwest Missouri Bank
24-Month CD
2.00%
$500
First State B&T Williston, ND
First State B&T Williston, ND
6-Month CD
1.50%
$500
Second Federal S&L
Second Federal S&L
Money Market
1.25%
$100
West Plains S&L
West Plains S&L
18-Month CD
1.10%
$1,000
Liberty Bank for Savings
Liberty Bank for Savings
36-Month CD
1.05%
$5,000
FNB of Ely
FNB of Ely
Money Market
1.00%
$2,500
Freedom Bank, Inc.
Freedom Bank, Inc.
Freedom Savings
0.75%
$1
Bank of Hindman
Bank of Hindman
6-Month CD
0.75%
$1,000
Hometown Bank of PA
Hometown Bank of PA
48-Month CD
0.50%
$1,000
Ulster Savings Bank
Ulster Savings Bank
60-Month CD
0.50%
$500
Town & Country B&T Co.
Town & Country B&T Co.
60-Month CD
0.40%
$1,000
FNB of Nevada, Missouri
FNB of Nevada, Missouri
Money Market
0.25%
$2,500
OBC Bank
OBC Bank
36-Month CD
0.25%
$1,000
Katahdin Trust Company
Katahdin Trust Company
Christmas Club
0.25%
$1
Century Bank of Florida
Century Bank of Florida
Checking
0.20%
$0
William Penn Bank
William Penn Bank
Business Money Market
0.10%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
Checking (relationship plus)
0.05%
$5,000
Peoples Bank Taylorsville, KY
6-Month CD
0.05%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Statement Savings
0.05%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Share Savings
0.05%
$5
America First Federal Credit Union
America First Federal Credit Union
Share Savings
0.05%
$1
United Bank of Philadelphia
United Bank of Philadelphia
Statement Savings
0.02%
$150
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare United Equity Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.300%
5.494%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.250%
5.791%
2.000
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.750%
5.793%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.750%
5.807%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
6.000%
6.109%
0.625
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.112%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
6.125%
6.124%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.875%
6.157%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
6.000%
6.163%
0.000
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.125%
6.221%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.125%
6.231%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
30-Year Fixed
6.450%
6.250%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
6.000%
6.256%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.125%
6.268%
0.375
First FSB of Mascoutah
First FSB of Mascoutah
10-Year Fixed
6.125%
6.296%
0.000
Bank of America
Bank of America
15 Year Fixed
5.875%
6.330%
0.790
Proponent Federal Credit Union
Proponent Federal Credit Union
5/1 ARM
5.875%
6.373%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
20-Year Fixed
6.375%
6.376%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
30 Year Fixed
6.250%
6.389%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.375%
6.423%
0.000
Partners Federal Credit Union
Partners Federal Credit Union
5/1 ARM
5.750%
6.457%
0.000
Better Banks
Better Banks
15-Year Fixed
6.375%
6.504%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare United Equity Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare United Equity Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
ACFCU
ACFCU
Line of Credit
13.700%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have United Equity Credit Union rate data right now, check back for updates, we are adding rates all the time.

United Equity Credit Union Information

Credit Union Name: United Equity Credit Union
Full Time Employees: 16
Part Time Employees: 8
President: Bev Bowlby
CEO: Kara Johnston
Branch Locations: 3
ATM Locations: 2
Corporate Office Address:
1130 E Pershing Rd
Decatur, IL 62526
Phone Number: 217-875-1845
Fax Number: 217-875-3648

United Equity Credit Union Financials

Total Assets:
71,725,840
Total Amount of Shares and Deposits:
61,176,349
Total Shares and Deposits < 1 Year:
59,654,072
Total Shares and Deposits 1 3 Years:
1,414,443
Total Shares and Deposits > 3 Years:
107,834
Total Interest Expense (Sum of items 6 8):
124,700
Share Certificates:
387
Number of Accounts for Share Drafts:
2,250
Number of Accounts for Regular Shares:
7,916
Money Market Shares:
148
Net Income (unless the amount is already included in Undivided Earnings):
149,010
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,657,259
Total Liabilities:
61,401,117
Show More

United Equity Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

OneUnited Bank 2 Year CD rates are now at 1.05 percent with a yield of 1.05 percent. View the current 2 Year CD rates at OneUnited Bank below.
Navy Federal Credit Union which consistently offers some of the lowest mortgage rates today is also offering $2,500 towards closing costs. You can use the $2,500 towards closing costs or as a credit for fees paid outside of closing (i.e., appraisal fee, credit report, etc.). The $2,500 is available for home purchases and refinancing existing loans.
mortgage-rates-the-fed-leaves-interest-rates-aloneThe Federal Open Market Committee decided to leave the fed funds rate in a targeted range of zero to one quarter percent to continue to spur economic growth. The economy is showing signs of improving but there isn't enough growth at this point for inflation to be a concern to raise interest rates.

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United Equity Credit Union Reviews

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