United Financial Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare United Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of United Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. United Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at United Financial Credit Union? Share your experience about United Financial Credit Union by leaving a review below, or read customer reviews before you decide to use United Financial Credit Union. Overall, United Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
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United Financial Credit Union
UNITED FINANCIAL CREDIT UNION 4685 State St
Saginaw, MI 48603  Compare United Financial Credit Union Rates with Other Competitive Bank and Credit Union Rates
Regional Missouri Bank
Kasasa Checking
5.00%
$50
Citizens Bank & Trust Company KY
60-Month CD
4.25%
$500
First Jackson Bank
3-Month CD
4.15%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare United Financial Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Abound Federal Credit Union
15-Year Fixed Jumbo
5.375%
5.400%
0.000
First FSB of Champaign Urbana
15-Year Fixed
5.500%
5.549%
0.000
Abound Federal Credit Union
7-Year ARM
5.500%
5.581%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare United Financial Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
1st Northern California Credit Union
Visa Premier
9.900%
Acipco Federal Credit Union
Visa Credit Card
9.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare United Financial Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
1st Valley Credit Union
AMP Loan
10.500%
$0
ACFCU
Line of Credit
13.700%
$0
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have United Financial Credit Union rate data right now, check back for updates, we are adding rates all the time. United Financial Credit Union InformationCredit Union Name: United Financial Credit Union
Website: https://unitedfinancialcu.org
Full Time Employees: 57Part Time Employees: 19 President: EDWARD ULMER CEO: BARBARA APPOLD Branch Locations: 9 ATM Locations: 7 Corporate Office Address:
4685 State St
Saginaw, MI 48603 Phone Number: 989-777-3620 Fax Number: United Financial Credit Union FinancialsTotal Assets:
321,914,848
Total Amount of Shares and Deposits:
296,896,175
Total Shares and Deposits < 1 Year:
265,420,058
Total Shares and Deposits 1 3 Years:
27,419,968
Total Shares and Deposits > 3 Years:
4,056,149
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,713,061
Total Uninsured Shares and Deposits > $250K (F+J):
6,713,061
Total Insured Shares and Deposits > $250K (item 17 less item K):
290,183,114
Total Interest Expense (Sum of items 6 8):
1,115,969
Share Certificates:
5,120
Number of Accounts for Share Drafts:
12,443
IRA KEOGH Accounts:
1,275
Number of Accounts for Regular Shares:
24,092
All other shares:
3,088
Money Market Shares:
3,199
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
13,542,235
Total Liabilities:
297,410,471
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United Financial Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
No Cost Tax Prep Services:
1
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
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Source: NCUA Last Updated 03/31/2024
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As we expected last week a weak unemployment report was released which should set the stage for the Federal Open Market Committee (FOMC) to start a third round of quantitative easing to drive bond yields and mortgage rates even lower. Current mortgage rates on 30 year loans are right above record lows set in July and will head down after the FOMC meets this week.
Bank or Credit Union Offers and DealsMortgage Interest Rate: Current Mortgage Rates July 13, 2009E*Trade CD Rates Mortgage Rates Decline Again This Week: 30-Year Mortgage at 6.13% Rewards Credit Card 3-2 Mortgage Rates Head Lower: 30 Year Mortgage Rates and Refinance Rates at 4.79% HSBC 3.50% APY Online Savings Account Mercantil Bank CD Rates ableBanking, a division of Northeast Bank Money Market Account Rates now at 1.00% Flagstar Bank 12 to 14 month Promo CD Rate Refinance Rates 10-8: Near Record Low 30 Year Refinance Rates at 4.06% Alternative Bank and Credit Union Offers to ExploreOneWest Bank CD RatesMortgage Rates Today: Current Mortgage Rates on 30 Year Home Loans at 3.97% Mortgage Rates Decline this Week: 30 Year Conventional Rates Averaging 3.94% Home Mortgage - Mortgage Interest Rates Under 5.25 Percent Mortgage Rates 4-20: 30 Year Conforming Rates Averaging 4.80%, 30 Year Jumbo Rates Averaging 5.35% Auto Finance 101: Tips on Auto Financing Mortgage Rates Weekly Report: Short Term Mortgage Rates Tumble as Bond Yields Decline Best 3 Month CD Rates Mortgage Rates Stable This Week: 30 Year Mortgage Rates at 4.57%, Says Freddie Texas CD Rates: Top 12 Month CD Rate 1.25% APY 1.26% United Financial Credit Union ReviewsThere are no reviews for United Financial Credit Union yet. Feel free to create one below.
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See how United Financial Credit Union Compares to other credit unions |
12-month CD rates can be found at 2.50%, 6-month CD rates at 4.06% and 3-month CD rates at 0.50%. Savings rates are at 0.55% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.61%. Credit Card rates are at 19.74%. Personal Loan rates are at 13.90%. All these rates, and more, can be found in our database of rates which you can compare to 
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