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Dupage County Employees Credit Union Rates & Review April 2026

Dupage County Employees Credit Union's Personal Loan Rates are at 8.24%. MonitorBankRates evaluates the financial stability of Dupage County Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.42%. Rates were last updated on 04/23/2026.

Dupage County Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dupage County Employees Credit Union? Share your experience about Dupage County Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Dupage County Employees Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.42%
Excellent Lower than avg
Dupage County Employees Credit Union
DuPage County Employees Credit Union
421 N County Farm Rd
Wheaton, IL 60187 3978
https://www.dupagececu.org
Member NCUA

Dupage County Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 3.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.42%

Dupage County Employees Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 8.24%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.42%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Dupage County Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Dupage County Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dupage County Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dupage County Employees Credit Union
Address 421 N County Farm Rd, Wheaton, IL 60187 3978
Phone 630-407-5270
Fax 630-407-5271
President Paul Hinds
CEO Kathryn Galles
Full-Time Employees 3
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.42%
Return on Assets (ROA)
1.9171%
Return on Equity (ROE)
12.1605%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
18,268,038
Total Amount of Shares and Deposits
15,310,834
Total Shares and Deposits < 1 Year
14,676,217
Total Shares and Deposits 1 3 Years
634,617
Total Insured Shares and Deposits > $250K (item 17 less item K)
15,310,834
Total Interest Expense (Sum of items 6 8)
24,029
Share Certificates
96
Number of Accounts for Share Drafts
642
Number of Accounts for Regular Shares
2,597
Net Income (unless the amount is already included in Undivided Earnings)
388,340
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,655,444
Total Liabilities
15,388,039
Source: NCUA — Last Updated 09/30/2025

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Total Reviews
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Frequently Asked Questions About Dupage County Employees Credit Union

Is Dupage County Employees Credit Union a safe place to deposit money?

Yes, Dupage County Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4175699366562%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Dupage County Employees Credit Union operate?

Dupage County Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dupage County Employees Credit Union?

Yes, to access services at Dupage County Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dupage County Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dupage County Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dupage County Employees Credit Union offer online and mobile banking?

Most modern institutions like Dupage County Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dupagececu.org.