United Heritage Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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United Heritage Credit Union12-month CD rates can be found at 1.91%, 6-month CD rates at 0.60% and 3-month CD rates at 0.75%. Savings rates are at 0.15% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.71%. Credit Card rates are at 13.24%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates which you can compare to United Heritage Credit Union rates.

Compare United Heritage Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of United Heritage Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

United Heritage Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at United Heritage Credit Union? Share your experience about United Heritage Credit Union by leaving a review below, or read customer reviews before you decide to use United Heritage Credit Union.

Overall, United Heritage Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
United Heritage Credit Union
United Heritage Plaza
12515 Research Blvd Bldg 5
Austin, TX 78759 2247
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare United Heritage Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
TAB Bank
TAB Bank
12-Month CD
4.21%
$1,000
Bread Financial
Bread Financial
12-Month CD
4.00%
$1,500
North Shore Bank Co-op
12-Month CD
4.00%
$1,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
30-Month CD
3.92%
$100
Bank of Franklin County
Bank of Franklin County
36-Month CD
3.60%
$500
First B&T Co. Perry, OK
First B&T Co. Perry, OK
60-Month CD
3.56%
$1,500
EvaBank
EvaBank
30-Month CD
3.56%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
18-Month CD
3.43%
$500
1st Colonial Community Bank
1st Colonial Community Bank
12-Month CD
3.35%
$500
FSB of Burnet
FSB of Burnet
3-Month CD
3.29%
$1,000
Warsaw Federal S&L
36-Month CD
3.25%
$500
Bell Bank
Bell Bank
12-Month CD
3.25%
$500
Bellevue State Bank
Bellevue State Bank
24-Month CD
3.02%
$2,500
Collins State Bank
Collins State Bank
36-Month CD
3.00%
$1,000
Oak View National Bank
Oak View National Bank
Kasasa Savings
3.00%
$0
The MINT National Bank
The MINT National Bank
48-Month CD
3.00%
$10,000
Union State Bank of Everest
Union State Bank of Everest
24-Month CD
3.00%
$1,000
PCB Pendleton Bank
PCB Pendleton Bank
Kasasa Saver + Savings
3.00%
$0
Transpecos Banks
Transpecos Banks
36-Month CD
2.85%
$1,000
Sanborn Savings Bank
Sanborn Savings Bank
36-Month CD
2.52%
$1,000
FSB of Randolph County
FSB of Randolph County
Secure Plus Checking
2.50%
$75,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
48-Month CD
2.02%
$500
BayVanguard Bank
BayVanguard Bank
48-Month CD
2.02%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
36-Month CD
2.00%
$1,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
48-Month CD
2.00%
$500
OAB One American Bank
OAB One American Bank
48-Month CD
1.96%
$500
Paramount Bank
Paramount Bank
60-Month CD
1.70%
$1,000
Education Credit Union
Education Credit Union
Super Money Market
1.65%
$2,500
FNB Of Nokomis
FNB Of Nokomis
18-Month CD
1.51%
$1,000
CNB St Louis Bank
CNB St Louis Bank
60-Month CD
1.26%
$500
Essex Savings Bank
Essex Savings Bank
12-Month CD
1.02%
$500
BAC Community Bank
BAC Community Bank
60-Month CD
0.75%
$2,500
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
18-Month CD
0.60%
$0
Lisle Savings Bank
Lisle Savings Bank
12-Month CD
0.55%
$2,000
First County Bank
First County Bank
48-Month CD
0.50%
$1,000
Sugar River Bank
Sugar River Bank
48-Month CD
0.50%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Regular Savings
0.45%
$200
Perennial Bank
Perennial Bank
Passbook Savings
0.40%
$0
First Federal S&L of Lakewood
First Federal S&L of Lakewood
12-Month CD
0.30%
$500
Greene County Commercial Bank
Greene County Commercial Bank
18-Month CD
0.30%
$1,000
Achieva Credit Union
Achieva Credit Union
Premier Money Market
0.30%
$2,000
F&M Bank and Trust Company
F&M Bank and Trust Company
12-Month CD
0.25%
$5,000
United Southern Bank
United Southern Bank
36-Month CD
0.25%
$1,000
Harleysville Bank
Harleysville Bank
Statement Savings
0.15%
$2,500
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
Tiered Statement Savings
0.15%
$0
Charter Bank IA
Charter Bank IA
Interest Checking
0.10%
$100
Connecticut Community Bank
Connecticut Community Bank
High Yield Savings
0.05%
$200
NBT Bank
NBT Bank
Statement Savings
0.03%
$25
Norway Savings Bank
Norway Savings Bank
Basic Savings
0.03%
$25
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Relationship Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare United Heritage Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.500%
5.728%
1.125
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
5.625%
5.851%
0.125
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.750%
5.964%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Conforming ARM
5.500%
6.000%
0.250
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.875%
6.014%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
5.875%
6.064%
0.382
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.000%
6.067%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
6.000%
6.098%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
5.875%
6.116%
1.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
6.125%
6.218%
0.000
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.125%
6.221%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.125%
6.231%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
5/5 ARM
5.125%
6.239%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
20 Year Fixed
6.125%
6.268%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.250%
6.299%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
15-Year Fixed Jumbo
6.250%
6.339%
0.000
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
6.250%
6.346%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.750%
6.356%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.125%
6.357%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.125%
6.360%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
30 Year Fixed
6.250%
6.389%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.250%
6.396%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30 Year Fixed
6.375%
6.426%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
20 Year Fixed
6.375%
6.480%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare United Heritage Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare United Heritage Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have United Heritage Credit Union rate data right now, check back for updates, we are adding rates all the time.

United Heritage Credit Union Information

Credit Union Name: United Heritage Credit Union
Full Time Employees: 233
Part Time Employees: 3
President: Val Velasquez
CEO: Michael Ver Schuur
Branch Locations: 10
ATM Locations: 10
Corporate Office Address:
12515 Research Blvd Bldg 5
Austin, TX 78759 2247
Phone Number: 512-435-4545
Fax Number:

United Heritage Credit Union Financials

Total Assets:
1,548,442,202
Total Amount of Shares and Deposits:
1,290,925,468
Total Shares and Deposits < 1 Year:
1,212,984,098
Total Shares and Deposits 1 3 Years:
66,953,948
Total Shares and Deposits > 3 Years:
10,987,421
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
87,445,588
Total Uninsured Shares and Deposits > $250K (F+J):
87,445,588
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,203,479,880
Total Interest Expense (Sum of items 6 8):
6,356,384
Share Certificates:
5,069
Number of Accounts for Share Drafts:
56,070
IRA KEOGH Accounts:
3,023
Number of Accounts for Regular Shares:
96,882
Non Member Deposits:
20
Money Market Shares:
2,485
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
137,560,306
Total Liabilities:
1,408,995,131
Show More

United Heritage Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

As we head into the second month of 2012 now is a good time to review your finances and stick to those New Year resolutions you made a month ago. These 10 tips can help you with your personal finances in 2012 and beyond.
Refinance rates moved higher this week over last thanks to higher bond yields. Current refinance rates on 30 year home loans are averaging 4.13%, an increase from last week’s average 30 year refinance rate of 4.09%. Today's refinance rates on 15 year home loans are averaging 3.39%, up from last week’s average 15 year refinance rate of 3.36%.
mortgage-loans-finding-the-best-mortgage-loanMortgage loans were easy to come by over the past several years when credit was flowing, anyone with a pulse was able to get a mortgage loan. Many people were able to get a home loan without providing proof of their income.   

Bank or Credit Union Offers and Deals

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Mortgage Rates January 25, 2012, 15 Year Mortgage Rates at 3.34%
Mortgage Rates July 5: 30 Year Mortgage Rates at 4.67%, 30 Year Jumbo Mortgage Rates at 5.33%
Best Online Savings Rates Poised to Move Higher
Current Wells Fargo Mortgage Rates
Framingham Municipal CU Savings Interest Account and Money Market Account

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United Heritage Credit Union Reviews

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