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Premier Credit Union Rates & Review May 2026

Q: How many branches does Premier Credit Union operate?

Premier Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Premier Credit Union?

Yes, to access services at Premier Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Premier Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 20, 2026

Premier Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Premier Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.60%. Rates were last updated on 05/20/2026.

Premier Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier Credit Union? Share your experience about Premier Credit Union by leaving a review below, or read customer reviews before you decide to use Premier Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.60%

Excellent Higher than avg

Premier Credit Union
Main Branch

800 9th St
Des Moines, IA 50309

https://www.premiercu.org

Premier Credit Union Checking Rates

Product	Rate	APY	View More
Premier Checking	-	6.00%
No additional details. Last Updated 05/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.60%

Premier Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loan	-	-	4.99%
Details As Low As Last Updated 05/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.60%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Premier Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Premier Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Premier Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Premier Credit Union

Website https://www.premiercu.org

Address 800 9th St, Des Moines, IA 50309

Phone 515-282-1611

Fax 515-282-5497

President Todd Mendenhall

CEO Megan Tjernagel

Full-Time Employees 62

Part-Time Employees 1

Branch Locations 5

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.60%

Return on Assets (ROA)

0.4144%

Return on Equity (ROE)

4.6430%

Non-Performing Loans Ratio (NPL)

1.14%

Total Assets

355,233,339

Total Amount of Shares and Deposits

312,369,125

Total Shares and Deposits < 1 Year

306,928,613

Total Shares and Deposits 1 3 Years

5,431,079

Total Shares and Deposits > 3 Years

9,433

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

28,950,149

Total Uninsured Shares and Deposits > $250K (F+J)

28,950,149

Total Insured Shares and Deposits > $250K (item 17 less item K)

283,418,976

Total Interest Expense (Sum of items 6 8)

5,840,125

Share Certificates

2,775

Number of Accounts for Share Drafts

10,809

Number of Accounts for Regular Shares

19,193

All other shares

Non Member Deposits

Money Market Shares

413

Net Income (unless the amount is already included in Undivided Earnings)

1,472,054

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

9,465,117

Total Liabilities

323,384,627

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Premier Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Premier Credit Union

Frequently Asked Questions About Premier Credit Union

How many branches does Premier Credit Union operate?

Premier Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Premier Credit Union?

Yes, to access services at Premier Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Premier Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Premier Credit Union offer online and mobile banking?

Most modern institutions like Premier Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.premiercu.org.