|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Premier Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Premier Credit Union's 12 Month Kirby Kids CD rates are at 3.70%. Premier Credit Union's savings rates are at 0.05%. Premier Credit Union's checking rates are as high as 6.00%. Premier Credit Union's Auto Loan Rates are as low as 4.75%. Premier Credit Union's Credit Card Rates are at 17.99%. Premier Credit Union's CD rates are 23% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Premier Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.53%. Rates last updated and verified on 10/29/2026. Premier Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier Credit Union? Share your experience about Premier Credit Union by leaving a review below, or read customer reviews before you decide to use Premier Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Premier Credit Union CD Rates
Premier Credit Union Savings Rates
Premier Credit Union Checking Rates
Premier Credit Union Auto Loan Rates
Premier Credit Union Credit Card Rates
Premier Credit Union Other Rates
Financial Health HistoryPremier Credit Union’s Texas Ratio rose from 4.78% in Q3 2023 to 10.53% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Premier Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Premier Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Premier Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Premier Credit Union
Website
https://www.premiercu.org
Address
800 9th St,
Des Moines, IA 50309
Phone
515-282-1611
Fax
515-282-5497
President
Todd Mendenhall
CEO
Megan Tjernagel
Full-Time Employees
66
Part-Time Employees
1
Branch Locations
6
ATM Locations
5
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.53%
Return on Assets (ROA)
0.1772%
Return on Equity (ROE)
2.0628%
Non-Performing Loans Ratio (NPL)
1.09%
Total Assets
382,882,865
Total Amount of Shares and Deposits
346,429,604
Total Shares and Deposits < 1 Year
341,820,003
Total Shares and Deposits 1 3 Years
4,588,313
Total Shares and Deposits > 3 Years
21,288
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,420,512
Total Uninsured Shares and Deposits > $250K (F+J)
14,420,512
Total Insured Shares and Deposits > $250K (item 17 less item K)
332,009,092
Total Interest Expense (Sum of items 6 8)
4,321,589
Share Certificates
2,982
Number of Accounts for Share Drafts
11,129
Number of Accounts for Regular Shares
19,726
All other shares
355
Non Member Deposits
6
Money Market Shares
384
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,011,129
Total Liabilities
349,973,284
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Premier Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Premier Credit Union
Frequently Asked Questions About Premier Credit UnionDoes Premier Credit Union offer CDs?Yes. Premier Credit Union current CD rates include its 12 Month Kirby Kids CD at 3.70% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Premier Credit Union NCUA insured?Yes. Premier Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Premier Credit Union?The highest Premier Credit Union CD rate is its 12 Month Kirby Kids CD at 3.70% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Premier Credit Union offer?Premier Credit Union CD rates are 3.70% APY for a 12 month CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Premier Credit Union for its full lineup. What is the highest savings rate at Premier Credit Union?The highest Premier Credit Union savings rate is its Kirby Kangaroo Club Savings Account at 0.05% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Premier Credit Union?The lowest Premier Credit Union auto loan rate is its Auto Loan Rate at 4.75% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Premier Credit Union?The lowest Premier Credit Union credit card APR is its Classic Credit Card at 17.99% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Premier Credit Union operate?Premier Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Premier Credit Union?Yes, to access services at Premier Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Premier Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Premier Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Premier Credit Union offer online and mobile banking?Most modern institutions like Premier Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.premiercu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Premier Credit Union rates compare?Premier Credit Union's CD rates are 23% higher than the MonitorBankRates national average, and it has an A health rating. Premier Credit Union's top rates are its 12 Month Kirby Kids CD at 3.70% APY, its Kirby Kangaroo Club Savings Account at 0.05% APY, its Premier Checking at 6.00% APY, its Auto Loan Rate at 4.75% APR and its Classic Credit Card at 17.99% APR, verified by MonitorBankRates on October 29, 2026. Current Premier Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Delta Refining Co Emp Credit Union
Northwest Christian Credit Union
Del One Credit Union
Cadets Federal Credit Union
Andrews Federal Credit Union
Great Lakes Credit Union
New Hampshire Federal Credit Union
Monroe County Teachers Federal Credit Union
Covington Schools Federal Credit Union
Local No 317 IAFF Credit Union
BP Federal Credit Union
AdelFi Credit Union
HELCO Federal Credit Union
Azura Credit Union
Metro Credit Union Springfield, MO
City of Fairmont Federal Credit Union
One Community Federal Credit Union
St Mary Parish School Employees Federal Credit Union
TruService Community Federal Credit Union
First Central Credit Union
Members First Credit Union of Florida
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
