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 Detour Drummond Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Detour Drummond Community Credit Union's 36 month CDs of Deposit rates are at 1.50%, 24 month CDs of Deposit rates are at 1.45%, 12 month CDs of Deposit rates are at 1.40%, 6 month CDs of Deposit rates are at 1.30%. Detour Drummond Community Credit Union's savings rates are at 0.20%. MonitorBankRates evaluates the financial stability of Detour Drummond Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.76%. Rates were last updated on 04/19/2026. Detour Drummond Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Detour Drummond Community Credit Union? Share your experience about Detour Drummond Community Credit Union by leaving a review below, or read customer reviews before you decide to use Detour Drummond Community Credit Union. Detour Drummond Community Credit Union
Detour Drummond Community Credit Union 34857 S Townline Rd
https://ddccu.com Drummond Island, MI 49726 9486 
Detour Drummond Community Credit Union CD Rates
Detour Drummond Community Credit Union Savings Rates
Detour Drummond Community Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Detour Drummond Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Detour Drummond Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Detour Drummond Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Detour Drummond Community Credit Union
Website
https://ddccu.com
Address
34857 S Townline Rd,
Drummond Island, MI 49726 9486
Phone
906-493-5263
Fax
906-493-5168
President
Craig Miller
CEO
Hilary Fountain
Full-Time Employees
11
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.76%
Return on Assets (ROA)
0.6485%
Return on Equity (ROE)
3.7748%
Non-Performing Loans Ratio (NPL)
0.31%
Total Assets
38,805,865
Total Amount of Shares and Deposits
32,069,668
Total Shares and Deposits < 1 Year
31,535,084
Total Shares and Deposits 1 3 Years
534,584
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,190,522
Total Uninsured Shares and Deposits > $250K (F+J)
1,190,522
Total Insured Shares and Deposits > $250K (item 17 less item K)
30,879,146
Total Interest Expense (Sum of items 6 8)
68,446
Share Certificates
81
Number of Accounts for Share Drafts
1,561
IRA KEOGH Accounts
108
Number of Accounts for Regular Shares
2,820
All other shares
123
Net Income (unless the amount is already included in Undivided Earnings)
251,642
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,809,355
Total Liabilities
32,183,765
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Detour Drummond Community Credit UnionIs Detour Drummond Community Credit Union a safe place to deposit money?Yes, Detour Drummond Community Credit Union is considered a safe financial institution. With a Texas Ratio of 0.76384201131062%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Detour Drummond Community Credit Union operate?Detour Drummond Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Detour Drummond Community Credit Union?Yes, to access services at Detour Drummond Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Detour Drummond Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Detour Drummond Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Detour Drummond Community Credit Union offer online and mobile banking?Most modern institutions like Detour Drummond Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ddccu.com. Current Detour Drummond Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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