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Holy Rosary Credit Union Kansas City, MO Rates & Review September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Holy Rosary Credit Union Kansas City, MO's 36 Month CD of Deposit rates are at 3.55%, 48 Month CD of Deposit rates are at 3.55%, 60 Month CD of Deposit rates are at 3.55%, 24 Month CD of Deposit rates are at 3.49%, 6 Month CD of Deposit rates are at 3.49%. Holy Rosary Credit Union Kansas City, MO's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Holy Rosary Credit Union Kansas City, MO with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.35%. Rates last updated and verified on 09/22/2026.

Holy Rosary Credit Union Kansas City, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Holy Rosary Credit Union Kansas City, MO? Share your experience about Holy Rosary Credit Union Kansas City, MO by leaving a review below, or read customer reviews before you decide to use Holy Rosary Credit Union Kansas City, MO.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.35%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Holy Rosary Credit Union Kansas City, MO
Holy Rosary
533 Campbell St
Kansas City, MO 64106-1274
https://www.holyrosarycu.org
Member NCUA

Holy Rosary Credit Union Kansas City, MO CD Rates

Product Rate APY Term View More
36 Month Certificate of Deposit 3.49% 3.55% 36 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.35%
48 Month Certificate of Deposit 3.49% 3.55% 48 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.35%
60 Month Certificate of Deposit 3.49% 3.55% 60 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.35%
24 Month Certificate of Deposit 3.44% 3.49% 24 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.35%
6 Month Certificate of Deposit 3.44% 3.49% 6 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.35%
9 Month Certificate of Deposit 3.44% 3.49% 9 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.35%
12 Month Certificate of Deposit 3.39% 3.44% 12 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.35%
18 Month Certificate of Deposit 3.35% 3.40% 18 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.35%
Wealth Builder 12 Month Certificate 1.25% 1.26% 12 Month
Details Requires automated deposits.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.35%

Holy Rosary Credit Union Kansas City, MO Savings Rates

Product Rate APY View More
Savings Accounts 0.25% 0.25%
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.35%
Savings Accounts 0.25% 0.25%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.35%
Savings Accounts 0.25% 0.25%
Min Balance $100,000
Details Balance: $100,000.00 and over
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.35%
Savings Accounts 0.05% 0.05%
Min Balance $100
Details Balance: $100.00 - $9,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.35%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Holy Rosary Credit Union Kansas City, MO’s Texas Ratio rose from 4.56% in Q2 2023 to 10.35% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 12% 3.0★ 19% 4.0★ 25% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.56% A+ Q2 2023 A Q3 2023 A Q4 2023 A Q1 2024 A- Q2 2024 A Q3 2024 B+ Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A- Q4 2025 10.35% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$47M10.35%5.0A
December 31, 2025$45M14.65%5.0A-
September 30, 2025$45M13.86%5.0A
June 30, 2025$44M13.16%5.0A
March 31, 2025$44M13.98%5.0A
December 31, 2024$43M18.47%4.7B+
September 30, 2024$43M12.21%5.0A
June 30, 2024$44M14.60%5.0A-
March 31, 2024$42M12.85%5.0A
December 31, 2023$42M9.51%5.0A
September 30, 2023$43M7.72%5.0A
June 30, 2023$39M4.56%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Holy Rosary Credit Union Kansas City, MO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Holy Rosary Credit Union Kansas City, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Holy Rosary Credit Union Kansas City, MO's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Holy Rosary Credit Union Kansas City, MO
Website https://www.holyrosarycu.org
Address 533 Campbell St, Kansas City, MO 64106-1274
Phone 816-221-2734
Fax 816-221-4264
President Donald Cohenour
CEO Carole Wight
Full-Time Employees 24
Part-Time Employees 6
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.35%
Return on Assets (ROA)
0.0321%
Return on Equity (ROE)
0.2826%
Non-Performing Loans Ratio (NPL)
2.16%
Total Assets
46,933,405
Total Amount of Shares and Deposits
35,705,742
Total Shares and Deposits < 1 Year
32,872,349
Total Shares and Deposits 1 3 Years
2,833,393
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,289,199
Total Uninsured Shares and Deposits > $250K (F+J)
2,289,199
Total Insured Shares and Deposits > $250K (item 17 less item K)
33,416,543
Total Interest Expense (Sum of items 6 8)
78,352
Share Certificates
135
Number of Accounts for Share Drafts
5,006
Number of Accounts for Regular Shares
7,633
Non Member Deposits
4
Money Market Shares
48
Net Income (unless the amount is already included in Undivided Earnings)
15,060
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,537,436
Total Liabilities
42,604,177
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Holy Rosary Credit Union Kansas City, MO earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/holy-rosary-credit-union-rates-review-64690">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Holy Rosary Credit Union Kansas City, MO yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Holy Rosary Credit Union Kansas City, MO

How many branches does Holy Rosary Credit Union Kansas City, MO operate?

Holy Rosary Credit Union Kansas City, MO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Holy Rosary Credit Union Kansas City, MO?

Yes, to access services at Holy Rosary Credit Union Kansas City, MO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Holy Rosary Credit Union Kansas City, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Holy Rosary Credit Union Kansas City, MO provides members with tools to manage their accounts and build a solid financial history.

Does Holy Rosary Credit Union Kansas City, MO offer online and mobile banking?

Most modern institutions like Holy Rosary Credit Union Kansas City, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.holyrosarycu.org.

Current Holy Rosary Credit Union Kansas City, MO Rates

  • 12-Month CD1.26%
  • 18-Month CD3.40%
  • 24-Month CD3.49%
  • 60-Month CD3.55%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.

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