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Unity Catholic Federal Credit Union Rates and Review January 2026

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Unity Catholic Federal Credit Union12-month CD rates can be found at 4.00%, 6-month CD rates at 0.75% and 3-month CD rates at 3.65%. Savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.61%. Credit Card rates are at 19.49%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to Unity Catholic Federal Credit Union rates.

Compare Unity Catholic Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Unity Catholic Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Unity Catholic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Unity Catholic Federal Credit Union? Share your experience about Unity Catholic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Unity Catholic Federal Credit Union.

Overall, Unity Catholic Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Unity Catholic Federal Credit Union
St Charles Office
5839 Ridge Rd
Parma, OH 44129 3165
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.25%
$1,000
36-Month CD
3.92%
$1,000
6-Month CD
3.84%
$1,000
60-Month CD
3.83%
$500
24-Month CD
3.55%
$500
12-Month CD
3.50%
$1,000
18-Month CD
3.50%
$1,000
18-Month CD (Jumbo)
3.50%
$100,000
24-Month CD
3.04%
$1,000
24-Month CD
3.00%
$1,000
60-Month CD
2.79%
$1,000
18-Month CD
2.77%
$1,000
36-Month CD
2.75%
$1,000
18-Month CD
2.53%
$1,000
Smart Checking
2.50%
$5,000
Prime Bonus Interest Checking
2.50%
$50
Personal Checking
2.17%
$1
18-Month CD
2.05%
$1,000
12-Month CD
2.02%
$500
36-Month CD
1.85%
$300
36-Month CD
1.71%
$1,000
24-Month CD
1.61%
$5,000
24-Month CD
1.51%
$1,000
12-Month CD
1.26%
$1,000
Momentum Money Market
1.00%
$25,000
6-Month CD
1.00%
$1,000
12-Month CD
0.80%
$500
48-Month CD
0.70%
$500
6-Month CD
0.60%
$1,000
24-Month CD
0.50%
$500
24-Month CD
0.50%
$500
48-Month CD
0.45%
$1,000
Prestige Money Market
0.40%
$10
Personal Savings
0.30%
$100
36-Month CD
0.30%
$100
18-Month CD
0.30%
$500
Money Market
0.25%
$25
Hi-Fi Money Market
0.25%
$50
48-Month CD (Business Select)
0.20%
$500
Money Market
0.15%
$2,500
Savings
0.15%
$100
Super NOW Checking
0.10%
$1,000
Wall Street Checking
0.10%
$2,500
NOW Checking
0.05%
$2,500
Paymaster Checking
0.05%
$100
6-Month CD
0.05%
$2,500
NOW Checking
0.01%
$100
Money Market
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.375%
6.394%
0.000
5.000%
5.068%
0.000
5.375%
5.911%
0.000
5.990%
5.199%
0.000
5.875%
5.958%
0.000
5.750%
6.130%
0.000
5.500%
5.581%
0.000
6.125%
6.190%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
5.375%
5.416%
0.000
20 Year Fixed
5.500%
5.579%
0.000
20-Year Fixed
5.875%
6.140%
0.000
20-Year Fixed
5.500%
5.627%
0.000
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
5.250%
6.232%
0.750
4.875%
5.754%
0.000
5.625%
5.787%
0.000
10-Year Fixed
5.375%
5.590%
0.000
6.125%
6.199%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
15-Year Fixed
5.750%
5.977%
0.000
5.375%
5.565%
1.000
30-Year Fixed
5.625%
5.666%
0.000
5.375%
5.375%
0.000
5.625%
5.790%
0.000
5.375%
5.468%
0.000
5.250%
5.562%
0.000
20-Year Fixed
5.625%
5.666%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
5.625%
5.846%
0.000
5.875%
6.019%
1.000
6.375%
6.460%
0.000
15-Year Fixed
5.500%
5.562%
0.000
5.500%
5.705%
0.000
5.500%
5.533%
0.000
5.625%
6.072%
0.000
30 Year Fixed
6.000%
6.130%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
5.875%
6.010%
0.000
30-Year Fixed
6.000%
6.115%
0.000
6.000%
6.174%
0.000
30-Year Fixed
7.250%
7.402%
0.000
30-Year Fixed
5.875%
5.950%
0.000
6.250%
7.325%
0.000
5.750%
5.876%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
15-Year Fixed
5.500%
5.601%
0.000
6.000%
6.107%
0.000
5.500%
5.597%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
16.100%
Classroom Supply Visa
8.500%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Visa Business Rewards Card
15.240%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
9.990%
Credit Line $500-$7,000
VISA Signature Rewards
16.740% - 18.000%
Visa Secure Card
13.740%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Rewards Student Classic
16.500%
Credit Limit - $500
18.000%
Access FCU Visa Gold
9.900%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
14.240%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Platinum Secured Visa
8.750%
11.900%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Max Rewards Visa Credit Card
15.250%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
8.950%
$0
9.990% - 16.240%
$0
61 - 66
11.900%
$0 - $15,000
24 - 60
9.200% - 17.950%
$0 - $15,000
60 - 60
10.700%
$0 - $10,000
60 - 60
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Personal Line of Credit
9.500%
$0
9.490%
$0
48 - 48
New Signature Loans
8.990%
$0
12.990%
$0
1 - 24
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Loans
11.000%
$0
37 - 60
8.990% - 17.990%
$0
13.240%
$0
48
11.990%
$0
1 - 12
Signature Loan
10.500%
$0
Unsecured Signature Loan
9.250%
$0
1 - 24
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Personal Line of Credit
12.950% - 18.000%
$0
Personal Loans
13.250%
$0
6184
Personal/Signature
10.990%
$0
24 - 36
10.000%
$0
12 - 12
13.700%
$2,500 - $5,000
36 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Unity Catholic Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Unity Catholic Federal Credit Union
Full Time Employees: 21
Part Time Employees: 5
President: Michael Stanko
CEO: Brian McCue
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
5839 Ridge Rd
Parma, OH 44129 3165
Phone Number: 440-886-2558
Fax Number: 440-886-0602

Financials

Total Assets:
96,377,269
Total Amount of Shares and Deposits:
87,025,649
Total Shares and Deposits < 1 Year:
84,066,518
Total Shares and Deposits 1 3 Years:
2,187,888
Total Shares and Deposits > 3 Years:
771,245
Total Insured Shares and Deposits > $250K (item 17 less item K):
87,025,649
Total Interest Expense (Sum of items 6 8):
901,333
Share Certificates:
1,410
Number of Accounts for Share Drafts:
2,563
IRA KEOGH Accounts:
198
Number of Accounts for Regular Shares:
10,211
Money Market Shares:
349
Net Income (unless the amount is already included in Undivided Earnings):
343,737
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,971,438
Total Liabilities:
87,857,500
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Unity Catholic Federal Credit Union

Is a member application needed to join Unity Catholic Federal Credit Union?

Yes, to access services at Unity Catholic Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Unity Catholic Federal Credit Union provides a range of mortgage and home equity products.

Is Unity Catholic Federal Credit Union a safe place to deposit money?

Yes, Unity Catholic Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Unity Catholic Federal Credit Union offer online and mobile banking?

Most modern institutions like Unity Catholic Federal Credit Union provide digital access including online balance checks and transfers.

Current Unity Catholic Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions