University First Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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University First Federal Credit Union's 12-Month CD rates are at 5.15%, 18-Month CD rates are at 4.50%, 24-Month CD rates are at 4.40%, 30-Month CD rates are at 4.30%, 36-Month CD rates are at 4.20%. University First Federal Credit Union's savings rates are at 0.05%. University First Federal Credit Union's money market rates are at 4.50%. University First Federal Credit Union's Personal Loan Rates are at 12.99. University First Federal Credit Union's Credit Card Rates are at 13.24.

University First Federal Credit Union

Compare University First Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of University First Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

University First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at University First Federal Credit Union? Share your experience about University First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use University First Federal Credit Union.

Overall, University First Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.15%
18-Month CD
4.50%
24-Month CD
4.40%
36-Month CD
4.20%
48-Month CD
4.11%
60-Month CD
4.00%
Savings
0.05%
MMA
4.50%
30-Year Fixed
N/A
Credit Card
13.24%
Personal Loan
12.99%
University First Federal Credit Union
Administration
3450 S Highland Dr
Salt Lake City, UT 84106 3375
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare University First Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
University First Federal Credit Union
University First Federal Credit Union
12-Month CD
5.15%
$500
Quontic
Quontic
24-Month CD
4.50%
$500
University First Federal Credit Union
University First Federal Credit Union
18-Month CD
4.50%
$500
University First Federal Credit Union
University First Federal Credit Union
High Yield Money Market
4.50%
$1,000,000
University First Federal Credit Union
University First Federal Credit Union
24-Month CD
4.40%
$500
Total Direct Bank
Total Direct Bank
24-Month CD
4.34%
$25,000
Alliant Credit Union
Alliant Credit Union
36-Month CD jumbo certificate
4.30%
$75,000
Ponce Bank
Ponce Bank
24-Month CD
4.30%
$1,000
University First Federal Credit Union
University First Federal Credit Union
30-Month CD
4.30%
$500
Smartypig, by Sallie Mae
Smartypig, by Sallie Mae
SmartyPig Account
4.25%
$0
University First Federal Credit Union
University First Federal Credit Union
36-Month CD
4.20%
$500
The Grant County Bank
The Grant County Bank
Plateau Premium Investment Checking
4.18%
$25,000
University First Federal Credit Union
University First Federal Credit Union
48-Month CD
4.11%
$500
EverTrust Bank
EverTrust Bank
6-Month CD
4.10%
$20,000
Metz Banking Company
Metz Banking Company
12-Month CD
4.08%
$1,000
University First Federal Credit Union
University First Federal Credit Union
60-Month CD
4.00%
$500
Community Bank of Raymore
Community Bank of Raymore
36-Month IntraFi
3.95%
$10,000
Ponce Bank
Ponce Bank
6-Month CD
3.80%
$1,000
Harleysville Bank
Harleysville Bank
Cash Rewards Checking
3.75%
$25
Farmers and Drovers Bank
Farmers and Drovers Bank
18-Month CD
3.75%
$500
Bank of the Valley
Bank of the Valley
60-Month CD
3.70%
$500
Minnesota First
Minnesota First
36-Month CD
3.54%
$500
FNB of Moose Lake
FNB of Moose Lake
24-Month CD
3.35%
$500
Craft Bank
Craft Bank
48-Month CD
3.31%
$1
Monroe Federal S&L
Monroe Federal S&L
36-Month CD
3.25%
$1,000
Academy Bank
Academy Bank
36-Month CD
3.03%
$500
CSB Norwood Young America
CSB Norwood Young America
48-Month CD
2.52%
$500
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
60-Month CD
2.52%
$1,000
BankVista
BankVista
18-Month CD
2.51%
$1,000
The Bank of South Carolina
The Bank of South Carolina
24-Month CD
2.50%
$1,000
Chain Bridge Bank
Chain Bridge Bank
24-Month CD
2.46%
$500
Lowell Five SB
Lowell Five SB
48-Month CD
2.30%
$500
Canton Co-operative Bank
Canton Co-operative Bank
36-Month CD
2.02%
$1,000
Charter Bank IA
Charter Bank IA
60-Month CD
2.00%
$10,000
First Federal S&L of Greene Co
First Federal S&L of Greene Co
120-Month CD
1.76%
$500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
60-Month CD
1.60%
$5,000
Home Savings Bank, FSB
Home Savings Bank, FSB
24-Month CD
1.51%
$500
Tri-County Trust Company
Tri-County Trust Company
6-Month CD
1.51%
$1,000
OneLocal Bank
OneLocal Bank
36-Month CD
1.50%
$1,000
OneUnited Bank
OneUnited Bank
15-Month CD
1.30%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
36-Month CD
1.20%
$1,000
FirstOak Bank
FirstOak Bank
60-Month CD
1.06%
$500
The Dolores State Bank
The Dolores State Bank
Money Market
0.75%
$1,000
HTLF Bank
HTLF Bank
60-Month CD
0.60%
$1,000
Sullivan Bank
Sullivan Bank
18-Month CD
0.50%
$1,000
Greeneville Federal Bank
Greeneville Federal Bank
48-Month CD
0.45%
$1,000
Middlesex Federal Savings
Middlesex Federal Savings
12-Month CD
0.40%
$500
Center National Bank
Center National Bank
Money Market Savings
0.35%
$10,000
Altoona First Savings Bank
Altoona First Savings Bank
Keystone Interest Checking
0.30%
$1,500
Cornerstone Bank Moorestown, NJ
Cornerstone Bank Moorestown, NJ
48-Month CD
0.30%
$500
FSB of Forrest
FSB of Forrest
Now Account
0.25%
$500
Marblehead Bank
Marblehead Bank
18-Month CD
0.25%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Money Market
0.25%
$2,500
PeoplesBank
PeoplesBank
24-Month CD
0.20%
$1,000
PyraMax Bank
PyraMax Bank
18-Month CD Homebuyers
0.20%
$100
Cornerstone Bank Moorestown, NJ
Cornerstone Bank Moorestown, NJ
Consumer Money Market
0.05%
$0
Unity Bank
Unity Bank
Money Market IRA
0.05%
$100
William Penn Bank
William Penn Bank
Statement Savings
0.05%
$100
University First Federal Credit Union
University First Federal Credit Union
Primary Savings
0.05%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare University First Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
El Reno RIL Credit Union
El Reno RIL Credit Union
30 Year Fixed
5.500%
5.570%
0.000
Connections Bank
Connections Bank
15-Year Fixced
5.880%
5.990%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.875%
6.087%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
6.000%
6.140%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
6.000%
6.197%
0.250
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.250%
6.298%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15 Year Fixed
6.250%
6.313%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed Refinance
6.250%
6.355%
0.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
5.875%
6.371%
2.000
Phoenixville Federal B&T
20-Year Fixed
6.250%
6.378%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed
6.375%
6.435%
0.000
Investment Savings Bank
Investment Savings Bank
20-Year Fixed
6.375%
6.461%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.375%
6.475%
0.000
Marathon Bank
Marathon Bank
30-Year Fixed
6.375%
6.481%
0.000
Priority Postal Credit Union
Priority Postal Credit Union
20 Year Jumbo
6.375%
6.491%
0.000
First National Bank of Orwell
First National Bank of Orwell
30-Year Fixed
6.500%
6.561%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
6.375%
6.576%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
15-Year Fixed
6.500%
6.599%
0.000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
15-Year Fixed Jumbo
6.500%
6.630%
0.000
RVA Financial Federal Credit Union
RVA Financial Federal Credit Union
15 Year Fixed
6.375%
6.640%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
6.500%
6.666%
0.125
Consumers Credit Union
30-Year Fixed
6.625%
6.721%
0.000
The Bank of Glen Burnie
The Bank of Glen Burnie
15-Year Fixed
6.250%
6.730%
1.000
Geddes Federal S&L
Geddes Federal S&L
10-1 ARM
6.250%
6.738%
0.000
Somerset Savings Bank
Somerset Savings Bank
30-Year Fixed
6.625%
6.763%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare University First Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
1st Midamerica Credit Union
1st Midamerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Abnb Federal Credit Union
Abnb Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare University First Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Y 12 Federal Credit Union
Y 12 Federal Credit Union
Ultra Loan
13.990%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Fixed-Rate Loan
9.290% - 14.090%
$500 - $35,000
24 - 84
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
4u Federal Credit Union
4u Federal Credit Union
Personal Loan
10.650%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Aaec Credit Union
Aaec Credit Union
Education (tuition bill required)
8.250%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

University First Federal Credit Union Information

Credit Union Name: University First Federal Credit Union
Full Time Employees: 446
Part Time Employees: 6
President: Craig Bohn
CEO: Jack Buttars
Branch Locations: 23
ATM Locations: 20
Corporate Office Address:
3450 S Highland Dr
Salt Lake City, UT 84106 3375
Phone Number: 801-481-8800
Fax Number: 801-485-8822

University First Federal Credit Union Financials

Total Assets:
1,894,599,378
Total Amount of Shares and Deposits:
1,622,970,849
Total Shares and Deposits < 1 Year:
1,558,120,992
Total Shares and Deposits 1 3 Years:
45,063,842
Total Shares and Deposits > 3 Years:
19,786,015
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
163,799,565
Total Uninsured Shares and Deposits > $250K (F+J):
163,799,565
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,459,171,284
Total Interest Expense (Sum of items 6 8):
26,221,986
Share Certificates:
9,678
Number of Accounts for Share Drafts:
71,576
IRA KEOGH Accounts:
2,877
Number of Accounts for Regular Shares:
147,721
Non Member Deposits:
1
Money Market Shares:
15,109
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
44,757,613
Total Liabilities:
1,728,701,390
Show More

University First Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
PALs II (FCU Only):
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

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University First Federal Credit Union Reviews

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