University First Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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University First Federal Credit Union's 12-Month CD rates are at 4.40%, 60-Month CD rates are at 4.11%, 18-Month CD rates are at 4.11%, 48-Month CD rates are at 4.05%, 24-Month CD rates are at 4.05%. University First Federal Credit Union's savings rates are at 0.05%. University First Federal Credit Union's money market rates are at 1.00%. University First Federal Credit Union's Personal Loan Rates are at 12.99. University First Federal Credit Union's Credit Card Rates are at 13.24.

University First Federal Credit Union

Compare University First Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of University First Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

University First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at University First Federal Credit Union? Share your experience about University First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use University First Federal Credit Union.

Overall, University First Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.40%
18-Month CD
4.11%
24-Month CD
4.05%
36-Month CD
4.00%
48-Month CD
4.05%
60-Month CD
4.11%
Savings
0.05%
MMA
1.00%
30-Year Fixed
N/A
Credit Card
13.24%
Personal Loan
12.99%
University First Federal Credit Union
Administration
3450 S Highland Dr
Salt Lake City, UT 84106 3375
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare University First Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
University First Federal Credit Union
University First Federal Credit Union
12-Month CD
4.40%
$500
University First Federal Credit Union
University First Federal Credit Union
18-Month CD
4.11%
$500
University First Federal Credit Union
University First Federal Credit Union
60-Month CD
4.11%
$500
University First Federal Credit Union
University First Federal Credit Union
24-Month CD
4.05%
$500
University First Federal Credit Union
University First Federal Credit Union
48-Month CD
4.05%
$500
Ixonia Bank
Ixonia Bank
60-Month CD
4.00%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
48-Month CD
4.00%
$1,000
UniBank
UniBank
3-Month CD
4.00%
$1,000
University First Federal Credit Union
University First Federal Credit Union
30-Month CD
4.00%
$500
University First Federal Credit Union
University First Federal Credit Union
36-Month CD
4.00%
$500
Finance Factors
Finance Factors
12-Month CD
3.85%
$1,000
Castroville State Bank
Castroville State Bank
12-Month CD
3.35%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
24-Month CD
3.30%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
48-Month CD
3.30%
$1,000
Bank of Star Valley
Bank of Star Valley
24-Month CD
3.19%
$250
Tucumcari Federal S&L
12-Month CD
3.09%
$1,000
Camp Grove State Bank
Camp Grove State Bank
36-Month CD
3.05%
$1,000
First Security Bank Byron, MN
First Security Bank Byron, MN
12-Month CD
3.02%
$500
State Bank of Chilton
State Bank of Chilton
48-Month CD
3.02%
$1,000
First Citizens State Bank
First Citizens State Bank
60-Month CD
3.00%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
60-Month CD
3.00%
$1,000
First Citizens State Bank
First Citizens State Bank
48-Month CD
2.80%
$1,000
CSB Norwood Young America
CSB Norwood Young America
18-Month CD
2.63%
$500
Bluff View Bank
Bluff View Bank
Kasasa Checking
2.50%
$0
CNB Hugoton, KS
CNB Hugoton, KS
60-Month CD
2.45%
$500
FSB of Burnet
FSB of Burnet
24-Month CD
2.27%
$1,000
Lyndon State Bank
Lyndon State Bank
18-Month CD
2.07%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
6-Month CD
2.00%
$1,000
Madison Valley Bank
Madison Valley Bank
24-Month CD
1.81%
$500
Madison County Bank
Madison County Bank
24-Month CD
1.70%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
24-Month CD
1.50%
$500
OneLocal Bank
OneLocal Bank
36-Month CD
1.50%
$1,000
F&M Bank Upperco, MD
F&M Bank Upperco, MD
12-Month CD
1.25%
$500
South Ottumwa SB
South Ottumwa SB
18-Month CD
1.25%
$500
Sandy Spring Bank
Sandy Spring Bank
Business Premier Money Market
1.25%
$10,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
12-Month CD
1.00%
$500
Mid-Missouri Bank
Mid-Missouri Bank
60-Month CD
1.00%
$1,000
University First Federal Credit Union
University First Federal Credit Union
High Yield Money Market
1.00%
$5,000
Lisle Savings Bank
Lisle Savings Bank
42-Month CD
0.75%
$2,000
FirstOak Bank
FirstOak Bank
12-Month CD
0.65%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Money Market Plus
0.55%
$25,000
Kitsap Bank
Kitsap Bank
3-Month CD
0.55%
$5,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
60-Month CD
0.50%
$1,000
The Huntington National Bank
The Huntington National Bank
48-Month CD
0.50%
$1,000
Bank of Pontiac
Bank of Pontiac
24-Month CD
0.50%
$500
BankWest Of Kansas
BankWest Of Kansas
24-Month CD
0.40%
$0
Somerset Savings Bank
Somerset Savings Bank
48-Month CD
0.40%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
6-Month CD
0.35%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
60-Month CD
0.30%
$100
Minnstar Bank
Minnstar Bank
Money Market
0.25%
$0
Mutual Federal Bank
Mutual Federal Bank
Passbook Savings
0.25%
$100
Cross River Bank
Cross River Bank
Money Market
0.25%
$0
Verus Bank of Commerce
Verus Bank of Commerce
18-Month CD
0.15%
$1,000
USLA Union S&L
USLA Union S&L
Savings
0.10%
$25
BankOrion
BankOrion
Statement Savings
0.05%
$0
Federation Bank
Federation Bank
Money Market
0.05%
$1,000
Global Bank
Global Bank
NOW Checking
0.05%
$100
Department of Commerce FCU
Department of Commerce FCU
Share Savings
0.05%
$5
University First Federal Credit Union
University First Federal Credit Union
Primary Savings
0.05%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare University First Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.250%
5.491%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.300%
5.518%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
5.875%
5.967%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.625%
6.013%
2.000
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
6.125%
6.345%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
6.125%
6.347%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
6.225%
6.362%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15 Year Fixed
6.375%
6.478%
0.000
M&T Bank
M&T Bank
15-Year Fixed
6.000%
6.489%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
6.375%
6.491%
0.000
Stanford Federal Credit Union
Stanford Federal Credit Union
15-Year Fixed (Jumbo)
6.500%
6.500%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed
6.500%
6.561%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
6.500%
6.566%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.500%
6.571%
0.500
Proponent Federal Credit Union
Proponent Federal Credit Union
15-Year Fixed
6.500%
6.576%
0.000
StonehamBank
StonehamBank
20-Year Fixed
6.500%
6.593%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.540%
6.599%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
6.125%
6.648%
0.000
Laredo Federal Credit Union
Laredo Federal Credit Union
15 Year Fixed
6.375%
6.662%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
30-Year Fixed
6.625%
6.680%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare University First Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare University First Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

University First Federal Credit Union Information

Credit Union Name: University First Federal Credit Union
Full Time Employees: 439
Part Time Employees: 7
President: Craig Bohn
CEO: Jack Buttars
Branch Locations: 23
ATM Locations: 20
Corporate Office Address:
3450 S Highland Dr
Salt Lake City, UT 84106 3375
Phone Number: 801-481-8800
Fax Number: 801-485-8822

University First Federal Credit Union Financials

Total Assets:
1,972,044,456
Total Amount of Shares and Deposits:
1,691,071,604
Total Shares and Deposits < 1 Year:
1,639,242,609
Total Shares and Deposits 1 3 Years:
28,775,588
Total Shares and Deposits > 3 Years:
23,053,406
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
168,510,297
Total Uninsured Shares and Deposits > $250K (F+J):
168,510,297
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,522,561,307
Total Interest Expense (Sum of items 6 8):
11,812,774
Share Certificates:
12,841
Number of Accounts for Share Drafts:
72,587
IRA KEOGH Accounts:
2,924
Number of Accounts for Regular Shares:
148,964
Non Member Deposits:
1
Money Market Shares:
15,645
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
145,282,873
Total Liabilities:
1,797,836,198
Show More

University First Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
PALs II (FCU Only):
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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Home mortgage rates are flat today after hitting new lows on Saturday. Interest rates head lower on news of a weak September employment report and the hope the fed will drive interest rates even lower with another round of easing. Conforming 30 year mortgage rates are averaging 4.07 percent, unchanged from yesterday's average 30 year home mortgage rate. Today's average 30 year home mortgage rates in Maine is slightly higher averaging 4.11 percent.
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University First Federal Credit Union Reviews

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