USC Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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USC Credit Union12-month CD rates can be found at 1.56%, 6-month CD rates at 4.10% and 3-month CD rates at 0.75%. Savings rates are at 0.30% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.51%. Credit Card rates are at 12.95%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to USC Credit Union rates.

Compare USC Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of USC Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

USC Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at USC Credit Union? Share your experience about USC Credit Union by leaving a review below, or read customer reviews before you decide to use USC Credit Union.

Overall, USC Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
USC Credit Union
Main Office
3720 S Flower St FL 4
Los Angeles, CA 90089
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare USC Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Fountain Trust Company
The Fountain Trust Company
6-Month CD
4.20%
$50,000
Self-Help Credit Union
Self-Help Credit Union
12-Month CD
4.08%
$500
USAlliance Financial
USAlliance Financial
60-Month CD
4.00%
$500
Canton Co-operative Bank
Canton Co-operative Bank
36-Month CD
3.92%
$1,000
Second Federal S&L
Second Federal S&L
48-Month CD
3.85%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
60-Month CD
3.30%
$500
Premier Bank Omaha, NE
Premier Bank Omaha, NE
60-Month CD
3.29%
$1,000
State Bank of Scotia
State Bank of Scotia
12-Month CD
3.29%
$1,000
River Bank
River Bank
48-Month CD
3.29%
$1,000
Kennett Trust Bank
Kennett Trust Bank
Kasasa Checking
3.25%
$50
Montgomery Bank
Montgomery Bank
48-Month CD
3.20%
$1,000
Tucumcari Federal S&L
12-Month CD
3.09%
$1,000
First Shore Federal S&L
First Shore Federal S&L
60-Month CD
3.00%
$500
The MINT National Bank
The MINT National Bank
60-Month CD
3.00%
$10,000
The Bank of Steinauer
The Bank of Steinauer
48-Month CD
2.78%
$500
AAA Federal Credit Union
AAA Federal Credit Union
48-Month CD
2.75%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
24-Month CD
2.53%
$1,000
Western Nebraska Bank
Western Nebraska Bank
60-Month CD
2.52%
$250
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
36-Month CD
2.52%
$250
Main Street Bank
Main Street Bank
48-Month CD
2.50%
$1,000
Unison Bank
Unison Bank
36-Month CD
2.50%
$2,500
Bank Forward
Bank Forward
18-Month CD
2.50%
$500
Bank of Hillsboro
Bank of Hillsboro
24-Month CD
2.12%
$1,000
FNB of Raymond
FNB of Raymond
48-Month CD
2.02%
$1,000
FNB of Kansas
FNB of Kansas
6-Month CD
2.00%
$1,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
60-Month CD
1.75%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
48-Month CD
1.71%
$1,000
Northfield Savings Bank
Northfield Savings Bank
36-Month CD
1.70%
$1,000
Haven Savings Bank
Haven Savings Bank
36-Month CD
1.65%
$100
First National Bank of Ava
First National Bank of Ava
48-Month CD
1.51%
$500
Gunnison S&L
Gunnison S&L
Money Market
1.36%
$1
Nashville Savings Bank
Nashville Savings Bank
36-Month CD
1.31%
$1,000
Camp Grove State Bank
Camp Grove State Bank
Money Market
1.30%
$5,000
Heritage Bank Wood River, NE
6-Month CD
1.00%
$1,000
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
6-Month CD
0.90%
$500
First FSB of Angola
First FSB of Angola
24-Month CD
0.55%
$500
FNB of Elmer
FNB of Elmer
60-Month CD
0.55%
$500
Abington Bank
Abington Bank
48-Month CD
0.45%
$1,000
Fayetteville Bank
Fayetteville Bank
Savings
0.43%
$100
State Central Bank
State Central Bank
Golden Passbook Savings
0.40%
$2,500
Lewis & Clark Bank
Lewis & Clark Bank
18-Month CD
0.25%
$500
Monson Savings Bank
Monson Savings Bank
18-Month CD
0.20%
$1,000
WaFd Bank
WaFd Bank
24-Month CD
0.20%
$1,000
Wintrust Bank
Wintrust Bank
Statement Savings
0.15%
$1
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Savings
0.10%
$5,000
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
Savings
0.05%
$1
Haverhill Bank
Haverhill Bank
Savings
0.05%
$10
Bank of America
Bank of America
36-Month CD
0.03%
$1,000
Katahdin Trust Company
Katahdin Trust Company
Evergreen Money Market
0.01%
$0
Bank of Dudley
48-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare USC Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.000%
5.255%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.500%
5.600%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
5.500%
5.738%
1.000
Greenville National Bank
Greenville National Bank
15-Year Fixed
5.625%
5.790%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Conforming ARM
5.250%
5.846%
0.250
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15-Year Fixed
5.750%
5.847%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
5.375%
5.877%
0.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
5.750%
5.945%
1.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
Ulster Savings Bank
Ulster Savings Bank
3-Year ARM
5.250%
6.037%
0.000
Unity Bank
Unity Bank
15-Year Fixed
6.000%
6.047%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.000%
6.106%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed
6.000%
6.142%
0.500
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.167%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.125%
6.168%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
Methuen Co-operative Bank
Methuen Co-operative Bank
15-Year Fixed
6.125%
6.219%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
30-Year Fixed
6.125%
6.293%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
5/5 ARM
5.375%
6.360%
0.000
First FSB of Mascoutah
First FSB of Mascoutah
15-Year Fixed
6.250%
6.373%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.375%
6.401%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare USC Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare USC Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
ACFCU
ACFCU
Line of Credit
13.700%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have USC Credit Union rate data right now, check back for updates, we are adding rates all the time.

USC Credit Union Information

Credit Union Name: USC Credit Union
Full Time Employees: 102
Part Time Employees: 14
President: Gavin Galimi
CEO: Gary Perez
Branch Locations: 4
ATM Locations: 3
Corporate Office Address:
3720 S Flower St FL 4
Los Angeles, CA 90089
Phone Number: 213-821-7100
Fax Number:

USC Credit Union Financials

Total Assets:
739,542,122
Total Amount of Shares and Deposits:
627,199,821
Total Shares and Deposits < 1 Year:
609,606,077
Total Shares and Deposits 1 3 Years:
11,444,147
Total Shares and Deposits > 3 Years:
6,149,597
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
33,424,142
Total Uninsured Shares and Deposits > $250K (F+J):
33,424,142
Total Insured Shares and Deposits > $250K (item 17 less item K):
593,775,679
Total Interest Expense (Sum of items 6 8):
2,637,860
Share Certificates:
3,704
Number of Accounts for Share Drafts:
48,125
IRA KEOGH Accounts:
1,010
Number of Accounts for Regular Shares:
70,721
Non Member Deposits:
14
Money Market Shares:
3,928
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
49,498,417
Total Liabilities:
697,901,681
Show More

USC Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Average auto loan rates were mostly lower again this week. 3 year new auto loan rates are averaging 5.015 percent this week, down fractionally from last week’s average rate of 5.020 percent. You can find 3 year new car loans rates lower than the national average rates. Right now on our California auto loan rate list for a 3 year new auto loan two credit unions are offering loans below 3.00 percent. LA Fireman's CU is offering rates at 1.99% and and Pentagon Federal Credit Union is offering rates at 2.99%.  
Mortgage rates are higher in this week's mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association 30 year mortgage rates are averaging 4.92 percent for the week ending March 25, 2011. 30 year mortgage rates increased from 4.80 percent in the prior week's mortgage survey.

Bank or Credit Union Offers and Deals

Best 12 Month CD Rates at 2.50 Percent, A Multi-Year High
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Fultdirect.com Money Market Account Jumbo Rates now at 0.10%
Brilliant Bank CD Rates Up to 5.10% APY 3-Month CD
Park Bank Best CD Rates
California Mortgage Rates: Comparing Mortgage Loans and Rates Today
EverBank 2.5 Year CD Rates now at 1.27%
Mortgage Rates: 30 Year Mortgage Rates Under 5.00%
Bank CD Interest Rates
Cash for Clunkers Program Will Get More Funds

Alternative Bank and Credit Union Offers to Explore

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Why CD Rates May Move Higher Before the Predicted Fourth Quarter of 2015
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Mortgage Rates: Weekly Average Mortgage Rates April 4, 2011
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Miami Postal Service Credit Union CD Rates

USC Credit Union Reviews

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