Quick Poll
The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Affinity Plus Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 21, 2026
Affinity Plus Federal Credit Union's BASIC CDS - 60 month rates are at 4.25%, BASIC CDS - 13 month rates are at 4.00%, BASIC CDS - 18 month rates are at 4.00%, BASIC CDS - 24 month rates are at 4.00%, BASIC CDS - 36 month rates are at 4.00%. Affinity Plus Federal Credit Union's savings rates are at 0.10%. Affinity Plus Federal Credit Union's money market rates are at 0.10%. Affinity Plus Federal Credit Union's 5/6m ARM Adjustable-Rate, Conventional Purchase rates are at 5.25%, 5/6m ARM Fixed-Rate, Conventional Refinance rates are at 5.25%, 7/6m ARM Adjustable-Rate, Conventional Purchase rates are at 5.50%, 7/6m ARM Fixed-Rate, Conventional Refinance rates are at 5.50%, 8-Year Fixed-Rate, Conventional Refinance rates are at 6.00%. Affinity Plus Federal Credit Union's Auto Loan Rates are as low as 4.74%. MonitorBankRates evaluates the financial stability of Affinity Plus Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.47%. Rates last updated and verified on 09/21/2026. Affinity Plus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Affinity Plus Federal Credit Union? Share your experience about Affinity Plus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Affinity Plus Federal Credit Union. Affinity Plus Federal Credit Union
Saint Paul - Lafayette 175 W Lafayette Frontage Rd
https://www.affinityplus.org Saint Paul, MN 55107-1420 
Affinity Plus Federal Credit Union CD Rates
Affinity Plus Federal Credit Union Savings Rates
Affinity Plus Federal Credit Union Money Market Rates
Affinity Plus Federal Credit Union Mortgage Rates
Affinity Plus Federal Credit Union Home Equity & HELOC
Affinity Plus Federal Credit Union Auto Loan Rates
Affinity Plus Federal Credit Union Other Rates
Financial Health HistoryAffinity Plus Federal Credit Union’s Texas Ratio stayed near 4.14% in Q2 2023 to 4.47% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Affinity Plus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Affinity Plus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Affinity Plus Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Affinity Plus Federal Credit Union
Website
https://www.affinityplus.org
Address
175 W Lafayette Frontage Rd,
Saint Paul, MN 55107-1420
Phone
651-312-9252
Fax
651-312-6252
President
Chad Trench
CEO
Dave Larson
Full-Time Employees
592
Part-Time Employees
13
Branch Locations
35
ATM Locations
32
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.47%
Return on Assets (ROA)
0.2629%
Return on Equity (ROE)
3.1114%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
5,049,672,594
Total Amount of Shares and Deposits
4,296,944,621
Total Shares and Deposits < 1 Year
4,160,959,189
Total Shares and Deposits 1 3 Years
92,619,723
Total Shares and Deposits > 3 Years
43,365,709
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
277,484,744
Total Uninsured Shares and Deposits > $250K (F+J)
277,484,744
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,019,459,877
Total Interest Expense (Sum of items 6 8)
21,741,412
Share Certificates
32,958
Number of Accounts for Share Drafts
237,927
IRA KEOGH Accounts
6,049
Number of Accounts for Regular Shares
374,342
All other shares
3,930
Money Market Shares
40,592
Net Income (unless the amount is already included in Undivided Earnings)
13,276,811
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
630,265,043
Total Liabilities
4,624,374,615
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Affinity Plus Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Affinity Plus Federal Credit Union
Frequently Asked Questions About Affinity Plus Federal Credit UnionHow many branches does Affinity Plus Federal Credit Union operate?Affinity Plus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Affinity Plus Federal Credit Union?Yes, to access services at Affinity Plus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Affinity Plus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Affinity Plus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Affinity Plus Federal Credit Union offer online and mobile banking?Most modern institutions like Affinity Plus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.affinityplus.org. Current Affinity Plus Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Cannon Federal Credit Union
Fire Police City County Federal Credit Union
Members1st Community Credit Union
Educators Credit Union Waco, TX
Northwestern Federal Credit Union
Paul Quinn Federal Credit Union
Morning Star Federal Credit Union
Central Nebraska Federal Credit Union
Horizon Federal Credit Union
FEDCO Credit Union
A & S Federal Credit Union
United Savings Credit Union
Community Credit Union Of Florida
Indiana Lakes Federal Credit Union
Fox Valley Credit Union
Lakeshore Federal Credit Union
Evolve Federal Credit Union
Coastal Community Federal Credit Union
Kyger Creek Credit Union
Superior Credit Union
Harrison County Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking