Valley First Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Valley First Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Valley First Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Valley First Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Valley First Credit Union? Share your experience about Valley First Credit Union by leaving a review below, or read customer reviews before you decide to use Valley First Credit Union. Overall, Valley First Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Valley First Credit Union
Orangeburg 1005 W Orangeburg Ave
Modesto, CA 95350  Compare Valley First Credit Union Rates with Other Competitive Bank and Credit Union Rates
Needham Bank
6-Month CD
4.35%
$1,000
Prime Alliance Bank
6-Month CD
4.35%
$500
My eBanc, a division of Bradesco Bank
6-Month CD
4.25%
$5,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Valley First Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
North Carolina Press Association Federal Credit Union
5 Year ARM
5.375%
5.378%
0.000
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
Americas First Federal Credit Union
15-Year Fixed
5.250%
5.562%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Valley First Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Abbey Credit Union
VISA® Gold
11.960%
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Valley First Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Valley First Credit Union rate data right now, check back for updates, we are adding rates all the time. Valley First Credit Union InformationCredit Union Name: Valley First Credit Union
Website: https://www.valleyfirstcu.org
Full Time Employees: 160Part Time Employees: 9 President: Chris Peterson CEO: Kathryn Davis Branch Locations: 8 ATM Locations: 9 Corporate Office Address:
1005 W Orangeburg Ave
Modesto, CA 95350 Phone Number: 209-549-8500 Fax Number: 209-579-4120 Valley First Credit Union FinancialsTotal Assets:
1,043,482,712
Total Amount of Shares and Deposits:
839,334,740
Total Shares and Deposits < 1 Year:
788,103,566
Total Shares and Deposits 1 3 Years:
45,299,190
Total Shares and Deposits > 3 Years:
5,931,985
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
46,504,221
Total Uninsured Shares and Deposits > $250K (F+J):
46,504,221
Total Insured Shares and Deposits > $250K (item 17 less item K):
792,830,519
Total Interest Expense (Sum of items 6 8):
3,256,315
Share Certificates:
3,452
Number of Accounts for Share Drafts:
42,421
IRA KEOGH Accounts:
1,574
Number of Accounts for Regular Shares:
92,367
Non Member Deposits:
3
Money Market Shares:
2,358
Net Income (unless the amount is already included in Undivided Earnings):
2,102,759
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
116,247,892
Total Liabilities:
957,651,334
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Valley First Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate Deals Choosing the right home to purchase isn't a decision that should be make quickly, there are many factors to consider before taking the plunge and buying a home. What ever type of home you choose the good news is you can afford more of a home because current mortgage rates are near all-time lows. 30 year mortgage rates are averaging 3.75 percent but you can find lenders quoting 30 year rates as low as 3.375 percent if you're willing to pay points up front.
The two government-sponsored enterprises (GSE), Freddie Mac and Fannie Mae, have been the whipping post for Republicans of government gone amok. You can't blame Republicans since combined Freddie Mac and Fannie Mae lost $138 billion dollars during the housing bust. You can't also put the blame for the losses squarely on the GSEs.
Bank or Credit Union Offers and DealsMortgage Rates Remain Low but Will Head Higher in 2015Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.46%, 15 Year Mortgage Rates at 3.71% Mortgage Rates Day After Christmas: 30 year Mortgage Rates & Refinance Rates at 4.77%, 30 Year Jumbo Mortgage Rates & Refinance Rates at 5.35% Mortgage Rates: 30 Year Mortgage Rates at 5.05%, 15 Year Mortgage Rates at 4.40% CD Rates on 6 Month Certificates of Deposit Averaging 0.48% Rising Bank CD Rates 2.05% APY 1-Year CD (Nationwide) Mortgage Rates Decline: Current Fixed 15 Year Refinance Rates as Low as 2.25 Percent Mortgage Rates: Current Mortgage Interest Rates @ 4.85%- December 1, 2009 Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11% CD Rates from Ally Bank Alternative Bank and Credit Union Offers to ExploreToday's Mortgage Rates Zap Mortgage RefinancingMortgage Rates Higher in Mortgage Survey: 30 Year Mortgage Rates Averaging 4.92% Mortgage Loan Rates Continue to Climb in Mortgage Survey: 30 Year Mortgage Interest Rates Averaged 4.83%, 15 Year Mortgage Interest Rates Averaged 4.17% Mortgage Rates: Lender's Mortgage Rates Mixed, 30 Year Mortgage Rates at 4.01% 15 Year Mortgage Rates Fall to 3.27%, Best Rates as Low as 2.875% Mortgage Rates Increase on Stronger Economic Growth: 30 Year Rates at 4.48% Mortgage Rates Mixed This Week, November 30, 2010: 30 Year Mortgage Rates Averaging 4.44%, 15 Year Mortgage Rates Averaging 3.74% Money Tips to Mend Broken Resolutions How to Find the Best Life Insurance Rates Highest CD Rates on 12 Month CDs Decline as 2012 Comes to an End (But not the World) Valley First Credit Union ReviewsThere are no reviews for Valley First Credit Union yet. Feel free to create one below.
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12-month CD rates can be found at 0.15%, 6-month CD rates at 2.00% and 3-month CD rates at 0.50%. Savings rates are at 0.73% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.30%. Credit Card rates are at 10.15%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates which you can compare to 
