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Peoples Credit Union Rayne, LA

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Peoples Credit Union Rayne, LA Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Credit Union Rayne, LA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 4, 2026

You can compare Peoples Credit Union Rayne, LA rates to other rates in our database, including 12-month share certificate rates currently at 2.25%, 6-month share certificate rates at 0.00% and 3-month share certificate rates at 0.75%. Savings rates are at 0.40% and money market rates are at 2.27%. Mortgage rates on 30-year fixed loans are around 5.54%. All these rates can be compared to Peoples Credit Union Rayne, LA rates. MonitorBankRates evaluates the financial stability of Peoples Credit Union Rayne, LA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.83%. Rates were last updated on 04/04/2026.

Peoples Credit Union Rayne, LA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Credit Union Rayne, LA? Share your experience about Peoples Credit Union Rayne, LA by leaving a review below, or read customer reviews before you decide to use Peoples Credit Union Rayne, LA.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.83%

Excellent Lower than avg

Peoples Credit Union Rayne, LA
Peoples Credit Union

904 E TEXAS AVE
Rayne, LA 70578

https://peoplescu.info/

Current Rate Availability

We do not have Peoples Credit Union Rayne, LA rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Peoples Credit Union Rayne, LA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Peoples Credit Union Rayne, LA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Credit Union Rayne, LA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Peoples Credit Union Rayne, LA

Website https://peoplescu.info/

Address 904 E TEXAS AVE, Rayne, LA 70578

Phone 337-393-2495

Fax 337-393-2492

President Jeffrey Bouillion

CEO Tina Simon

Full-Time Employees 7

Part-Time Employees 0

Branch Locations 1

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.83%

Return on Assets (ROA)

0.7577%

Return on Equity (ROE)

3.6493%

Non-Performing Loans Ratio (NPL)

0.89%

Total Assets

24,023,459

Total Amount of Shares and Deposits

18,970,591

Total Shares and Deposits < 1 Year

18,970,591

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

150,766

Total Uninsured Shares and Deposits > $250K (F+J)

150,766

Total Insured Shares and Deposits > $250K (item 17 less item K)

18,819,825

Total Interest Expense (Sum of items 6 8)

100,335

Number of Accounts for Share Drafts

1,373

Number of Accounts for Regular Shares

2,366

Net Income (unless the amount is already included in Undivided Earnings)

131,719

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,371,300

Total Liabilities

19,051,952

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Peoples Credit Union Rayne, LA

Is Peoples Credit Union Rayne, LA a safe place to deposit money?

Yes, Peoples Credit Union Rayne, LA is considered a safe financial institution. With a Texas Ratio of 1.831273356314%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Peoples Credit Union Rayne, LA operate?

Peoples Credit Union Rayne, LA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Peoples Credit Union Rayne, LA?

Yes, to access services at Peoples Credit Union Rayne, LA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Peoples Credit Union Rayne, LA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Credit Union Rayne, LA provides members with tools to manage their accounts and build a solid financial history.

Does Peoples Credit Union Rayne, LA offer online and mobile banking?

Most modern institutions like Peoples Credit Union Rayne, LA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://peoplescu.info/.