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United Methodist Credit Union Rates and Review January 2026

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United Methodist Credit Union12-month CD rates can be found at 1.00%, 6-month CD rates at 0.25% and 3-month CD rates at 0.40%. Savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 9.99%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to United Methodist Credit Union rates.

Compare United Methodist Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of United Methodist Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

United Methodist Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at United Methodist Credit Union? Share your experience about United Methodist Credit Union by leaving a review below, or read customer reviews before you decide to use United Methodist Credit Union.

Overall, United Methodist Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

United Methodist Credit Union
Virginia United Methodist Credit Union
7305 Boulder View Ln
North Chesterfield, VA 23225 4953
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Rewards Checking
5.00%
$0
12-Month CD
4.00%
$500
12-Month CD
3.85%
$500
18-Month CD
3.80%
$500
6-Month CD
3.65%
$1,000
12-Month CD
3.55%
$100
12-Month CD
3.50%
$500
18-Month CD
3.46%
$500
12-Month CD (Jumbo)
3.40%
$100,000
Money Market
3.20%
$5,000
30-Month CD
3.12%
$1,000
18-Month CD
3.06%
$500
36-Month CD
3.05%
$2,500
18-Month CD
3.00%
$1,000
60-Month CD
3.00%
$1,000
60-Month CD
2.63%
$1,000
24-Month CD
2.53%
$1,000
36-Month CD
2.32%
$1,000
48-Month CD
2.30%
$500
18-Month CD
2.27%
$1,000
15-Month CD
2.15%
$1,000
36-Month CD
2.01%
$1,000
Business Money Market
1.85%
$2,500
60-Month CD
1.75%
$500
American Select Savings
1.75%
$100
36-Month CD
1.50%
$500
48-Month CD
1.40%
$1,000
60-Month CD
1.01%
$500
Money Market
1.00%
$1,000
60-Month CD
1.00%
$1,000
18-Month CD
0.86%
$1,000
Platinum Money Market
0.75%
$2,500
Statement Savings
0.71%
$200
60-Month CD
0.70%
$500
Kasasa Savings
0.50%
$100
Kasasa Savings
0.50%
$50
30-Month CD
0.50%
$500
12-Month CD
0.40%
$500
Statement Savings
0.35%
$50
18-Month CD
0.30%
$500
18-Month CD
0.30%
$500
Checking e-Z NOW
0.25%
$1,500
24-Month CD
0.25%
$1,000
36-Month CD
0.25%
$1,000
Premier Money Market
0.10%
$1,000
60-Month CD
0.10%
$1,000
Interest Checking
0.05%
$250
High Performance Savings
0.03%
$25
Savings
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5-Year ARM
5.250%
5.840%
0.000
5.750%
5.970%
0.250
30-Year Fixed
6.000%
6.133%
0.000
5.625%
5.673%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
20-Year Fixed
6.625%
6.626%
0.000
30 Year Fixed
5.750%
5.869%
0.000
15-Year Fixed
5.625%
5.750%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
30-Year Fixed
5.625%
5.671%
0.000
15-Year Fixed
5.500%
5.546%
0.000
30-Year Fixed
6.000%
6.162%
1.000
15 Year Fixed
5.875%
6.356%
0.000
30-Year Fixed
5.875%
6.002%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
5.250%
5.370%
0.000
5.375%
5.804%
0.000
30-Year Fixed
6.125%
6.219%
0.000
30-Year Fixed
6.000%
6.048%
0.000
7.000%
7.168%
0.000
5.875%
6.023%
0.000
6.000%
6.006%
0.000
30-Year Fixed
6.000%
6.120%
0.000
5.375%
5.460%
0.500
5.875%
6.118%
0.000
4.625%
4.690%
0.000
5.750%
6.309%
0.000
6.000%
6.183%
0.000
15-Year Fixed
5.375%
5.479%
0.125
5.500%
5.565%
0.000
6.000%
6.085%
0.000
5.625%
6.036%
0.000
5.500%
6.004%
0.750
5.375%
5.416%
0.000
15-Year Fixed
5.750%
6.044%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5.500%
6.086%
0.000
30-Year Fixed
6.125%
6.330%
0.000
6.375%
6.460%
0.000
5/6 ARM
5.375%
6.286%
0.947
20 Year Fixed
7.125%
7.527%
0.000
6.500%
6.595%
0.000
7/1 ARM
7.000%
7.111%
0.000
6.375%
6.662%
0.000
5.500%
5.621%
0.000
30-Year Fixed
5.750%
5.886%
0.000
30-Year Fixed
6.000%
6.138%
0.000
30-Year Fixed
6.000%
6.031%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
8.750%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
14.000%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Rewards Student Classic
16.500%
Credit Limit - $500
10.150%
Visa Signature® Cash Back
17.750%
14.000%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
VISA® Gold
11.960%
16.240% - 27.240%
Prime Platinum Visa Credit Card
11.500%
14.740%
13.900%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
18.000%
VISA Traditional
14.240% - 18.000%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Platinum Visa
15.350%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.990%
$0 - $2,000
24 - 24
Personal Loans
13.250%
$0
6184
Unsecured Signature Loan
10.250%
$0
25 - 36
9.990%
$0
1 - 60
9.490%
$0
48 - 48
8.500%
$0 - $6,000
42
Personal Line of Credit
12.950% - 18.000%
$0
10.490%
$0
60 - 60
10.000%
$0
1 - 36
A+ Personal Loan
8.990%
$0
84
Personal/Signature Loans
11.150%
$0
60 - 60
Personal Loan
11.000%
$0
1 - 12
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
9.200% - 17.950%
$0 - $100
12 - 24
10.490%
$0
Personal Loan Rates
5.740%
$0
1 - 36
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
13.240%
$0
48
11.240% - 17.950%
$0
25 - 36
11.500%
$0
48 - 48
10.500%
$0
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
10.490%
$0
13.240%
$0 - $2,000
36 - 36
Signature Loan
10.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have United Methodist Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: United Methodist Credit Union
Full Time Employees: 6
Part Time Employees: 2
President: Alvin Horton
CEO: James Eads
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
7305 Boulder View Ln
North Chesterfield, VA 23225 4953
Phone Number: 804-672-0200
Fax Number: 804-672-0444

Financials

Total Assets:
16,170,868
Total Amount of Shares and Deposits:
14,639,712
Total Shares and Deposits < 1 Year:
13,937,517
Total Shares and Deposits 1 3 Years:
530,281
Total Shares and Deposits > 3 Years:
171,914
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,453,971
Total Uninsured Shares and Deposits > $250K (F+J):
1,453,971
Total Insured Shares and Deposits > $250K (item 17 less item K):
13,185,741
Total Interest Expense (Sum of items 6 8):
104,648
Share Certificates:
168
Number of Accounts for Share Drafts:
525
IRA KEOGH Accounts:
23
Number of Accounts for Regular Shares:
2,888
Money Market Shares:
27
Net Income (unless the amount is already included in Undivided Earnings):
3,907
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
526,151
Total Liabilities:
14,653,138
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About United Methodist Credit Union

Is a member application needed to join United Methodist Credit Union?

Yes, to access services at United Methodist Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, United Methodist Credit Union provides a range of mortgage and home equity products.

Is United Methodist Credit Union a safe place to deposit money?

Yes, United Methodist Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does United Methodist Credit Union offer online and mobile banking?

Most modern institutions like United Methodist Credit Union provide digital access including online balance checks and transfers.

Current United Methodist Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions