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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Gas and Electric Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Gas and Electric Credit Union's 6 Month CD rates are at 4.10%, 12 Month CD rates are at 3.90%, 24 Month CD rates are at 2.60%, 18 Month CD rates are at 2.50%, 48 Month CD rates are at 2.10%. Gas and Electric Credit Union's money market rates are at 1.25%. Gas and Electric Credit Union's Personal Loan Rates are at 4.40%. MonitorBankRates evaluates the financial stability of Gas and Electric Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.44%. Rates were last updated on 04/19/2026. Gas and Electric Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gas and Electric Credit Union? Share your experience about Gas and Electric Credit Union by leaving a review below, or read customer reviews before you decide to use Gas and Electric Credit Union. Gas and Electric Credit Union
MAIN OFFICE 2300 4TH AVE
https://www.gaselectriccu.com ROCK ISLAND, IL 61201 
Gas and Electric Credit Union CD Rates
Gas and Electric Credit Union Savings Rates
Gas and Electric Credit Union Money Market Rates
Gas and Electric Credit Union Checking Rates
Gas and Electric Credit Union Auto Loan Rates
Gas and Electric Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Gas and Electric Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Gas and Electric Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Gas and Electric Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Gas and Electric Credit Union
Website
https://www.gaselectriccu.com
Address
2300 4TH AVE,
ROCK ISLAND, IL 61201
Phone
309-793-3610
Fax
309-788-6548
President
DARRON NILES
CEO
DARYL EMPEN
Full-Time Employees
16
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.44%
Return on Assets (ROA)
0.6725%
Return on Equity (ROE)
6.4785%
Non-Performing Loans Ratio (NPL)
0.70%
Total Assets
125,731,670
Total Amount of Shares and Deposits
112,008,484
Total Shares and Deposits < 1 Year
109,468,161
Total Shares and Deposits 1 3 Years
1,666,899
Total Shares and Deposits > 3 Years
873,424
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,128,858
Total Uninsured Shares and Deposits > $250K (F+J)
6,128,858
Total Insured Shares and Deposits > $250K (item 17 less item K)
105,879,626
Total Interest Expense (Sum of items 6 8)
1,696,626
Share Certificates
1,237
Number of Accounts for Share Drafts
3,886
IRA KEOGH Accounts
174
Number of Accounts for Regular Shares
7,302
All other shares
291
Money Market Shares
245
Net Income (unless the amount is already included in Undivided Earnings)
845,559
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,371,710
Total Liabilities
114,042,348
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Gas and Electric Credit UnionIs Gas and Electric Credit Union a safe place to deposit money?Yes, Gas and Electric Credit Union is considered a safe financial institution. With a Texas Ratio of 4.4368723846487%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Gas and Electric Credit Union operate?Gas and Electric Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Gas and Electric Credit Union?Yes, to access services at Gas and Electric Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Gas and Electric Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Gas and Electric Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Gas and Electric Credit Union offer online and mobile banking?Most modern institutions like Gas and Electric Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gaselectriccu.com. Current Gas and Electric Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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