|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 WSSC Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
WSSC Federal Credit Union's 12 Month CD rates are at 3.55%, Business CD 12 Month rates are at 3.55%, Youth CD (12 Month) rates are at 3.55%, 18 Month CD rates are at 3.03%, 24 Month CD rates are at 3.03%. WSSC Federal Credit Union's savings rates are at 0.10%. WSSC Federal Credit Union's money market rates are at 1.00%. WSSC Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of WSSC Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.05%. Rates were last updated on 04/18/2026. WSSC Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WSSC Federal Credit Union? Share your experience about WSSC Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WSSC Federal Credit Union. 
WSSC Federal Credit Union CD Rates
WSSC Federal Credit Union Savings Rates
WSSC Federal Credit Union Money Market Rates
WSSC Federal Credit Union Checking Rates
WSSC Federal Credit Union Auto Loan Rates
WSSC Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for WSSC Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WSSC Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with WSSC Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
WSSC Federal Credit Union
Website
https://www.wsscfcu.org
Address
14501 Sweitzer Ln,
Laurel, MD 20707
Phone
240-459-8005
Fax
301-206-8481
President
Mark Brackett
CEO
Jeffrey Goff
Full-Time Employees
9
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.05%
Return on Assets (ROA)
0.2308%
Return on Equity (ROE)
2.1311%
Non-Performing Loans Ratio (NPL)
2.24%
Total Assets
34,396,823
Total Amount of Shares and Deposits
30,950,811
Total Shares and Deposits < 1 Year
29,969,811
Total Shares and Deposits 1 3 Years
981,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,363,347
Total Uninsured Shares and Deposits > $250K (F+J)
1,363,347
Total Insured Shares and Deposits > $250K (item 17 less item K)
29,587,464
Total Interest Expense (Sum of items 6 8)
194,137
Share Certificates
298
Number of Accounts for Share Drafts
2,120
Number of Accounts for Regular Shares
4,156
Money Market Shares
9
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,932,118
Total Liabilities
31,026,221
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About WSSC Federal Credit UnionIs WSSC Federal Credit Union a safe place to deposit money?Yes, WSSC Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 11.051935692147%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does WSSC Federal Credit Union operate?WSSC Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join WSSC Federal Credit Union?Yes, to access services at WSSC Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, WSSC Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, WSSC Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does WSSC Federal Credit Union offer online and mobile banking?Most modern institutions like WSSC Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wsscfcu.org. Current WSSC Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Genesee Valley Federal Credit Union
Beckstrand and Associates Credit Union
Kirtland Federal Credit Union
Valley Wide of PA Federal Credit Union
Joy Employees Federal Credit Union
United Methodist Credit Union
DATCU Credit Union
Journey Credit Union
Jackson County Co Op Credit Union JCCCU
District 123 Federal Credit Union
St Michaels Federal Credit Union
Cherokee Strip Credit Union
TexHillco School Employees Federal Credit Union
Tyler City Employees Credit Union
Strategic Federal Credit Union
Louviers Federal Credit Union
ILWU Federal Credit Union
Spojnia Credit Union
Railway Credit Union
Central Valley Firefighters Credit Union
Latvian Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
