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Neighborhood Community Federal Credit Union Rates & Review April 2026

Neighborhood Community Federal Credit Union's 6 month IRA CD rates are at 2.26%, 6 month CD rates are at 2.26%. Neighborhood Community Federal Credit Union's savings rates are at 0.10%. Neighborhood Community Federal Credit Union's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of Neighborhood Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.15%. Rates were last updated on 04/06/2026.

Neighborhood Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Neighborhood Community Federal Credit Union? Share your experience about Neighborhood Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Neighborhood Community Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.15%
Excellent Lower than avg
Neighborhood Community Federal Credit Union
Neighborhood Community Federal Credit Union
4848 S 120th St
Omaha, NE 68137
https://www.neighborhoodcfcu.org
Member NCUA

Neighborhood Community Federal Credit Union CD Rates

Product Rate APY Term View More
6 month IRA Certificate 2.25% 2.26% 6 month
Min Balance $1,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
6 month Share Certificate 2.25% 2.26% 6 month
Min Balance $1,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%

Neighborhood Community Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.15% 0.15%
Min Balance $20,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
IRA Savings 0.15% 0.15%
Min Balance $20,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
Scottie Savers Club 0.15% 0.15%
Min Balance $20,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
Share Savings 0.15% 0.15%
Min Balance $20,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
Vacation Club 0.15% 0.15%
Min Balance $20,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
Christmas Club 0.10% 0.10%
Min Balance $0
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
IRA Savings 0.10% 0.10%
Min Balance $0
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
Scottie Savers Club 0.10% 0.10%
Min Balance $0
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
Share Savings 0.10% 0.10%
Min Deposit $5
Min Balance $0
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
Vacation Club 0.10% 0.10%
Min Balance $0
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%

Neighborhood Community Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Share Draft 0.15% 0.15%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%

Neighborhood Community Federal Credit Union Checking Rates

Product Rate APY View More
Share Draft Checking 0.05% 0.05%
Min Deposit $20
Min Balance $100
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Neighborhood Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Neighborhood Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Neighborhood Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Neighborhood Community Federal Credit Union
Address 4848 S 120th St, Omaha, NE 68137
Phone 402-895-6880
Fax 402-895-7962
President Katie Wardell
CEO Ruth Gryskiewicz
Full-Time Employees 4
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.15%
Return on Assets (ROA)
0.9407%
Return on Equity (ROE)
7.1440%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
30,715,957
Total Amount of Shares and Deposits
26,564,602
Total Shares and Deposits < 1 Year
26,013,126
Total Shares and Deposits 1 3 Years
551,476
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
257,618
Total Uninsured Shares and Deposits > $250K (F+J)
257,618
Total Insured Shares and Deposits > $250K (item 17 less item K)
26,306,984
Total Interest Expense (Sum of items 6 8)
40,293
Share Certificates
68
Number of Accounts for Share Drafts
1,085
IRA KEOGH Accounts
42
Number of Accounts for Regular Shares
2,024
Money Market Shares
14
Net Income (unless the amount is already included in Undivided Earnings)
288,937
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,573,962
Total Liabilities
26,671,489
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Neighborhood Community Federal Credit Union

Is Neighborhood Community Federal Credit Union a safe place to deposit money?

Yes, Neighborhood Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.15067494661844%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Neighborhood Community Federal Credit Union operate?

Neighborhood Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Neighborhood Community Federal Credit Union?

Yes, to access services at Neighborhood Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Neighborhood Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Neighborhood Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Neighborhood Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Neighborhood Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.neighborhoodcfcu.org.

Current Neighborhood Community Federal Credit Union Rates

  • Savings0.10%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.