West Virginia Central Federal Credit Union Rates and Review January 2026
Compare West Virginia Central Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of West Virginia Central Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityWest Virginia Central Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at West Virginia Central Federal Credit Union? Share your experience about West Virginia Central Federal Credit Union by leaving a review below, or read customer reviews before you decide to use West Virginia Central Federal Credit Union. Overall, West Virginia Central Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. West Virginia Central Federal Credit Union Murdoch Office 1306 Murdoch Ave Parkersburg, WV 26101 3238  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonAccess FCU Visa Gold
9.900%
Visa Platinum
16.200%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
13.450%
$0
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Access Line Of Credit
16.240%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have West Virginia Central Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: West Virginia Central Federal Credit Union
Website: https://www.wvccu.org
Full Time Employees: 40Part Time Employees: 2 President: Doug Reeder CEO: Michael Tucker Branch Locations: 3 ATM Locations: 2 Corporate Office Address:
1306 Murdoch Ave
Parkersburg, WV 26101 3238 Phone Number: 304-485-4523 Fax Number: 304-424-0718 FinancialsTotal Assets:
318,622,629
Total Amount of Shares and Deposits:
275,680,136
Total Shares and Deposits < 1 Year:
271,865,781
Total Shares and Deposits 1 3 Years:
3,699,412
Total Shares and Deposits > 3 Years:
114,943
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
12,109,753
Total Uninsured Shares and Deposits > $250K (F+J):
12,109,753
Total Insured Shares and Deposits > $250K (item 17 less item K):
263,570,383
Total Interest Expense (Sum of items 6 8):
3,454,244
Share Certificates:
721
Number of Accounts for Share Drafts:
17,176
IRA KEOGH Accounts:
751
Number of Accounts for Regular Shares:
30,424
Non Member Deposits:
33
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
21,273,465
Total Liabilities:
275,944,748
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About West Virginia Central Federal Credit UnionIs a member application needed to join West Virginia Central Federal Credit Union?Yes, to access services at West Virginia Central Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, West Virginia Central Federal Credit Union provides a range of mortgage and home equity products. Is West Virginia Central Federal Credit Union a safe place to deposit money?Yes, West Virginia Central Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does West Virginia Central Federal Credit Union offer online and mobile banking?Most modern institutions like West Virginia Central Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.75%, 6-month CD rates at 1.05% and 3-month CD rates at 3.01%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.90%. Credit Card rates are at 9.90%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to 
