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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Associated Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Associated Credit Union's 1 Year Business CD rates are at 3.60%, 1 Year CD rates are at 3.60%, 1 Year IRA CD rates are at 3.60%, 1 Year Trust CD rates are at 3.60%, Tax Factor 1 Year CD rates are at 3.60%. Associated Credit Union's savings rates are at 0.25%. Associated Credit Union's money market rates are at 0.40%. Associated Credit Union's Personal Loan Rates are at 7.00%. MonitorBankRates evaluates the financial stability of Associated Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.38%. Rates were last updated on 03/24/2026. Associated Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Associated Credit Union? Share your experience about Associated Credit Union by leaving a review below, or read customer reviews before you decide to use Associated Credit Union. Associated Credit Union
Associated Credit Union 6251 Crooked Creek Rd
https://www.acuonline.org Norcross, GA 30092 3107 
Associated Credit Union CD Rates
Associated Credit Union Savings Rates
Associated Credit Union Money Market Rates
Associated Credit Union Checking Rates
Associated Credit Union Mortgage Rates
Associated Credit Union Home Equity & HELOC
Associated Credit Union Credit Card Rates
Associated Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Associated Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Associated Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Associated Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Associated Credit Union
Website
https://www.acuonline.org
Address
6251 Crooked Creek Rd,
Norcross, GA 30092 3107
Phone
770-448-8200
Fax
770-368-2120
President
Nancy Garner
CEO
Lin Hodges
Full-Time Employees
383
Part-Time Employees
14
Branch Locations
18
ATM Locations
19
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.38%
Return on Assets (ROA)
0.5041%
Return on Equity (ROE)
3.8929%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
2,227,972,075
Total Amount of Shares and Deposits
1,910,334,651
Total Shares and Deposits < 1 Year
1,807,473,959
Total Shares and Deposits 1 3 Years
85,645,703
Total Shares and Deposits > 3 Years
17,214,988
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
112,378,568
Total Uninsured Shares and Deposits > $250K (F+J)
112,378,568
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,797,956,083
Total Interest Expense (Sum of items 6 8)
24,956,144
Share Certificates
13,414
Number of Accounts for Share Drafts
72,072
IRA KEOGH Accounts
7,226
Number of Accounts for Regular Shares
176,074
All other shares
514
Money Market Shares
15,170
Net Income (unless the amount is already included in Undivided Earnings)
11,197,516
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
136,382,771
Total Liabilities
1,948,665,707
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Associated Credit UnionIs Associated Credit Union a safe place to deposit money?Yes, Associated Credit Union is considered a safe financial institution. With a Texas Ratio of 2.3823985037719%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Associated Credit Union operate?Associated Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Associated Credit Union?Yes, to access services at Associated Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Associated Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Associated Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Associated Credit Union offer online and mobile banking?Most modern institutions like Associated Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.acuonline.org. Current Associated Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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