Y-12 Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsCompare Y-12 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Y-12 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Y-12 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Y-12 Federal Credit Union? Share your experience about Y-12 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Y-12 Federal Credit Union. Overall, Y-12 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Y-12 Federal Credit Union
Y 12 FCU Oak Ridge Branch 501 Lafayette Dr
Oak Ridge, TN 37830 7909 ![]() Compare Y-12 Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates![]() SSB of Wanamingo
Kasasa Checking
5.05%
$0
![]() Finworth
6-Month CD
4.50%
$50,000
![]() First Bank of the Lake
24-Month CD
4.20%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Y-12 Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages![]() Nuvision Federal Credit Union
15-Year Fixed
5.375%
5.677%
1.125
![]() Mutual Security Credit Union
15-Year Fixed
5.750%
5.793%
0.000
![]() Abound Federal Credit Union
5-Year ARM
5.750%
5.832%
0.000
Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Y-12 Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards![]() Y-12 Federal Credit Union
VISA Secured
18.000%
![]() Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
![]() Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Y-12 Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans![]() Y-12 Federal Credit Union
Signature Loan
12.490%
$0
![]() Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
![]() Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Y-12 Federal Credit Union InformationCredit Union Name: Y-12 Federal Credit Union
Website: https://www.y12fcu.org
Full Time Employees: 349Part Time Employees: 0 President: Ron Honeycutt CEO: Mark Ziegler Branch Locations: 16 ATM Locations: 16 Corporate Office Address:
501 Lafayette Dr
Oak Ridge, TN 37830 7909 Phone Number: 865-482-1043 Fax Number: 865-220-8424 Y-12 Federal Credit Union FinancialsTotal Assets:
1,951,152,594
Total Amount of Shares and Deposits:
1,657,451,218
Total Shares and Deposits < 1 Year:
1,591,568,579
Total Shares and Deposits 1 3 Years:
30,151,456
Total Shares and Deposits > 3 Years:
35,731,182
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
211,434,107
Total Uninsured Shares and Deposits > $250K (F+J):
211,434,107
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,446,017,111
Total Interest Expense (Sum of items 6 8):
7,877,608
Share Certificates:
8,450
Number of Accounts for Share Drafts:
75,829
IRA KEOGH Accounts:
2,383
Number of Accounts for Regular Shares:
139,455
All other shares:
433
Non Member Deposits:
5
Money Market Shares:
4,297
Net Income (unless the amount is already included in Undivided Earnings):
6,097,056
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
25,487,787
Total Liabilities:
1,740,587,675
Show More
Y-12 Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
PALs II (FCU Only):
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024
Explore Other Rate DealsAverage bank CD rates are so low right now, today's 18 month CD rates are averaging only 1.13 percent. You can find CD rates higher than the national CD rates. Tennessee Commerce Bank has the best CD rate on our list of the top 18 month CD rates in San Antonia, TX. TCB's current 18 month bank CD rate is 1.78 percent with an annual percentage yield of 1.80 percent. The minimum opening account balance is $2,500.
This time of year most of us think about New Year's resolutions, including promises to manage finances better and to possibly sock away more money. Did you have the same resolution last year for 2014? How did you make out with resolutions in 2014?
The Federal Open Market Committee (FOMC) made two surprising announcements yesterday after wrapping up their two day meeting. The first surprise was the Fed said they will scale back their bond and mortgage-backed securities purchases by $5 billion each, starting in January and won't fully end their purchases to the end of 2014.
Bank or Credit Union Offers and DealsMortgage Rates Sunday February 13, 2011: 30 Year Mortgage Rates Just Above 5.00%Average Savings Rates and Money Market Account Rates Fall in November Fed Tapers and Annouces Key Rate Will Stay Near Zero Percent For a Long Time to Come TAB Bank Increases CD Rates, 1 Year Jumbo Rates now at 1.30% APY SFGI Direct High Yield Savings Account Average Mortgage Rates and Refinance Rates Monday March 14: 30 Year Rates at 4.81%, 15 Year Rates at 4.14% EverBank Money Market Account Yield 2.51% Best National 1 Year CD Rates: Highest APY at 1.26% Fed Chair Yellen Testimony to Congress - No Rate Hike for Next Couple of Meetings First Republic Bank 5 month CD Rate Alternative Bank and Credit Union Offers to ExploreMortgage Rates: 30 Year Mortgage Rates at 5.03% and 15 Year Mortgage Rates at 4.35%Retirement Accounts in the U.S. Recover From Losses During the Finanical Crisis AloStar Bank Still has Highest 6 Month CD Rate Even with Decrease Mortgage Rates & Mortgage Applications Decrease: 30 Year Mortgage Rates at 4.75%, 15 Year Mortgage Rates at 4.19% ETrade's Savings Account Rate Decreases Auto Loan Rates NJ Mortgage Rates 7/20: Current Mortgage Rates Higher 30 Year Mortgage Rates at 4.78% Best 1 Year CD Rates April 5, 2017 Mortgage Rates Plumet: Average 30-Year Fixed Mortgage Rates at 6.60% earn.bank Money Market Account Rates - 2.05% Y-12 Federal Credit Union ReviewsThere are no reviews for Y-12 Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Y-12 Federal Credit Union
See how Y-12 Federal Credit Union Compares to other credit unions |