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Scott Associates Credit Union Rates & Review April 2026

Scott Associates Credit Union's IRA CDs 60 Month rates are at 3.87%, CDs 60 Month rates are at 3.87%, IRA CDs 48 Month rates are at 3.81%, CDs 48 Month rates are at 3.81%, IRA CDs 36 Month rates are at 3.76%. Scott Associates Credit Union's Personal Loan Rates are at 8.50%. MonitorBankRates evaluates the financial stability of Scott Associates Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.31%. Rates were last updated on 04/19/2026.

Scott Associates Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Scott Associates Credit Union? Share your experience about Scott Associates Credit Union by leaving a review below, or read customer reviews before you decide to use Scott Associates Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.31%
Excellent Lower than avg
Scott Associates Credit Union
Scott Associates Credit Union
14111 Scottslawn Rd
Marysville, OH 43040
https://www.mysacu.com
Member NCUA

Scott Associates Credit Union CD Rates

Product Rate APY Term View More
IRA Certificates 60 Month 3.80% 3.87%
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%
Share Certificates 60 Month 3.80% 3.87% 60
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%
IRA Certificates 48 Month 3.75% 3.82%
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%
Share Certificates 48 Month 3.75% 3.82% 48
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%
IRA Certificates 36 Month 3.70% 3.76%
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%
IRA Certificates 24 Month 3.65% 3.71%
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%
Share Certificates 24 Month 3.65% 3.71% 24
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%
Share Certificates 36 Month 3.70% 3.71% 36
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%
IRA Certificates 18 Month 3.60% 3.66%
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%
Share Certificates 18 Month 3.60% 3.66% 18
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%
IRA Certificates 12 Month 3.50% 3.56%
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%
Share Certificates 12 Month 3.50% 3.56% 12
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%
IRA Certificates 06 Month 3.00% 3.04%
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%
Share Certificates 06 Month 3.00% 3.04% 06
Min Deposit $500
Details Minimum deposit of $500 required.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%

Scott Associates Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 8.50%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.31%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Scott Associates Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Scott Associates Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Scott Associates Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Scott Associates Credit Union
Address 14111 Scottslawn Rd, Marysville, OH 43040
Phone 937-644-7385
Fax 937-645-2749
President Diane Pekunka
CEO Nicole Jasinski
Full-Time Employees 4
Part-Time Employees 1
Branch Locations 1
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.31%
Return on Assets (ROA)
0.2650%
Return on Equity (ROE)
2.1769%
Non-Performing Loans Ratio (NPL)
0.98%
Total Assets
14,496,147
Total Amount of Shares and Deposits
12,679,096
Total Shares and Deposits < 1 Year
9,985,666
Total Shares and Deposits 1 3 Years
2,433,480
Total Shares and Deposits > 3 Years
259,951
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,679,096
Total Interest Expense (Sum of items 6 8)
141,800
Share Certificates
183
Number of Accounts for Share Drafts
773
IRA KEOGH Accounts
89
Number of Accounts for Regular Shares
2,564
Net Income (unless the amount is already included in Undivided Earnings)
74,630
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
266,402
Total Liabilities
12,732,171
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Scott Associates Credit Union

Is Scott Associates Credit Union a safe place to deposit money?

Yes, Scott Associates Credit Union is considered a safe financial institution. With a Texas Ratio of 5.3107358077069%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Scott Associates Credit Union operate?

Scott Associates Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Scott Associates Credit Union?

Yes, to access services at Scott Associates Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Scott Associates Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Scott Associates Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Scott Associates Credit Union offer online and mobile banking?

Most modern institutions like Scott Associates Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mysacu.com.

Current Scott Associates Credit Union Rates

  • 12-Month CD3.56%
  • 18-Month CD3.66%
  • 24-Month CD3.71%
  • 60-Month CD3.87%
Retrieved from our database of financial products. Rates subject to change.