|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Scott Associates Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Scott Associates Credit Union's 60 Month IRA CDs rates are at 4.18%, 60 Month CDs rates are at 4.18%, 48 Month IRA CDs rates are at 3.97%, 48 Month CDs rates are at 3.97%, 36 Month IRA CDs rates are at 3.81%. Scott Associates Credit Union's Personal Loan Rates are as low as 8.50%. MonitorBankRates evaluates the financial stability of Scott Associates Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.96%. Rates last updated and verified on 09/22/2026. Scott Associates Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Scott Associates Credit Union? Share your experience about Scott Associates Credit Union by leaving a review below, or read customer reviews before you decide to use Scott Associates Credit Union. Scott Associates Credit Union
Scott Associates Credit Union 14111 Scottslawn Rd
https://www.mysacu.com Marysville, OH 43040 
Scott Associates Credit Union CD Rates
Scott Associates Credit Union Auto Loan Rates
Scott Associates Credit Union Personal Loan Rates
Scott Associates Credit Union Other Rates
Financial Health HistoryScott Associates Credit Union’s Texas Ratio stayed near 1.89% in Q2 2023 to 1.96% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Scott Associates Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Scott Associates Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Scott Associates Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Scott Associates Credit Union
Website
https://www.mysacu.com
Address
14111 Scottslawn Rd,
Marysville, OH 43040
Phone
937-644-7385
Fax
937-645-2749
President
Diane Pekunka
CEO
Nicole Jasinski
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
1
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.96%
Return on Assets (ROA)
0.0200%
Return on Equity (ROE)
0.1801%
Non-Performing Loans Ratio (NPL)
0.33%
Total Assets
15,700,700
Total Amount of Shares and Deposits
13,944,265
Total Shares and Deposits < 1 Year
11,368,275
Total Shares and Deposits 1 3 Years
2,548,976
Total Shares and Deposits > 3 Years
27,013
Total Insured Shares and Deposits > $250K (item 17 less item K)
13,944,265
Total Interest Expense (Sum of items 6 8)
59,983
Share Certificates
221
Number of Accounts for Share Drafts
809
IRA KEOGH Accounts
84
Number of Accounts for Regular Shares
2,617
Net Income (unless the amount is already included in Undivided Earnings)
3,134
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,009,188
Total Liabilities
13,961,524
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Scott Associates Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Scott Associates Credit Union
Frequently Asked Questions About Scott Associates Credit UnionHow many branches does Scott Associates Credit Union operate?Scott Associates Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Scott Associates Credit Union?Yes, to access services at Scott Associates Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Scott Associates Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Scott Associates Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Scott Associates Credit Union offer online and mobile banking?Most modern institutions like Scott Associates Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mysacu.com. Current Scott Associates Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Franklin Oil Region Credit Union
Puerto Rico Federal Credit Union
Churchill County Federal Credit Union
Ascend Federal Credit Union
LA Healthcare Federal Credit Union
SUNY Fredonia Federal Credit Union
Midwest Community Federal Credit Union
Enbright Credit Union
Border Federal Credit Union
Forrit Credit Union
Sabine School Employees Federal Credit Union
Solutions Federal Credit Union
City of Deer Park Federal Credit Union
Public Service Federal Credit Union
1st Gateway Credit Union
Iron Mountain Kingsford Community Federal Credit Union
Audubon Federal Credit Union
Midland Municipal Employees Credit Union
Erie Firefighters Federal Credit Union
Interra Credit Union
The Health And Education Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
