ZIA Credit Union Rates and Review January 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Compare ZIA Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of ZIA Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityZIA Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at ZIA Credit Union? Share your experience about ZIA Credit Union by leaving a review below, or read customer reviews before you decide to use ZIA Credit Union. Overall, ZIA Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
VISA Credit Card
11.900%
No annual fee
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Personal Loan
12.250% - 17.000%
$0 - $20,000
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have ZIA Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: ZIA Credit Union
Website: https://www.ziacu.org
Full Time Employees: 65Part Time Employees: 1 President: Juan Carlos Garcia CEO: Dwayne Herrera Branch Locations: 3 ATM Locations: 2 Corporate Office Address:
1001 Central Ave
Los Alamos, NM 87544 Phone Number: 505-662-4671 Fax Number: FinancialsTotal Assets:
255,070,008
Total Amount of Shares and Deposits:
234,735,030
Total Shares and Deposits < 1 Year:
228,476,393
Total Shares and Deposits 1 3 Years:
6,120,615
Total Shares and Deposits > 3 Years:
138,022
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
12,114,563
Total Uninsured Shares and Deposits > $250K (F+J):
12,114,563
Total Insured Shares and Deposits > $250K (item 17 less item K):
222,620,467
Total Interest Expense (Sum of items 6 8):
2,709,497
Share Certificates:
1,180
Number of Accounts for Share Drafts:
8,915
IRA KEOGH Accounts:
324
Number of Accounts for Regular Shares:
14,427
All other shares:
226
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,645,398
Total Liabilities:
235,745,612
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for ZIA Credit Union yet. Feel free to create one below.
Add Your Rating and Review for ZIA Credit Union
Frequently Asked Questions About ZIA Credit UnionIs a member application needed to join ZIA Credit Union?Yes, to access services at ZIA Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, ZIA Credit Union provides a range of mortgage and home equity products. Is ZIA Credit Union a safe place to deposit money?Yes, ZIA Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does ZIA Credit Union offer online and mobile banking?Most modern institutions like ZIA Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.00%, 6-month CD rates at 3.55% and 3-month CD rates at 0.20%. Savings rates are at 0.10% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.05%. Credit Card rates are at 19.49%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates which you can compare to 
.png)
