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UFCW LOCAL 23

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UFCW LOCAL 23 Rates & Review August 2026

Q: How many branches does UFCW LOCAL 23 operate?

UFCW LOCAL 23 currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join UFCW LOCAL 23?

Yes, to access services at UFCW LOCAL 23, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, UFCW LOCAL 23 does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, UFCW LOCAL 23 provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

UFCW LOCAL 23 rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not UFCW LOCAL 23, and you can see how they compare in the UFCW LOCAL 23 rate tables below. MonitorBankRates evaluates the financial stability of UFCW LOCAL 23 with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.17%. Database rates last updated and verified on 08/29/2026.

UFCW LOCAL 23 money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UFCW LOCAL 23? Share your experience about UFCW LOCAL 23 by leaving a review below, or read customer reviews before you decide to use UFCW LOCAL 23.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.17%

Excellent Lower than avg

UFCW LOCAL 23
UFCW Local 23 FCU

345 Southpointe Blvd
Canonsburg, PA 15317

http://ufcw23fcu.org

Current Rate Availability

We're not currently displaying rates for UFCW LOCAL 23, but our database is updated constantly — check back soon for the latest offers.

Are you with UFCW LOCAL 23? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for UFCW LOCAL 23 is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather UFCW LOCAL 23 rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with UFCW LOCAL 23's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name UFCW LOCAL 23

Website http://ufcw23fcu.org

Address 345 Southpointe Blvd, Canonsburg, PA 15317

Phone 724-514-2200

Fax 724-514-2204

President Nancy Smith

CEO Carrie DeMotte

Full-Time Employees 1

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.17%

Return on Assets (ROA)

-0.8803%

Return on Equity (ROE)

-5.5984%

Non-Performing Loans Ratio (NPL)

1.91%

Total Assets

8,764,806

Total Amount of Shares and Deposits

7,181,292

Total Shares and Deposits < 1 Year

7,181,291

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,181,292

Total Interest Expense (Sum of items 6 8)

41,038

Number of Accounts for Regular Shares

1,992

Net Income (unless the amount is already included in Undivided Earnings)

6,492

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,321,025

Total Liabilities

7,386,664

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About UFCW LOCAL 23

How many branches does UFCW LOCAL 23 operate?

UFCW LOCAL 23 currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join UFCW LOCAL 23?

Yes, to access services at UFCW LOCAL 23, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, UFCW LOCAL 23 does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, UFCW LOCAL 23 provides members with tools to manage their accounts and build a solid financial history.

Does UFCW LOCAL 23 offer online and mobile banking?

Most modern institutions like UFCW LOCAL 23 provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://ufcw23fcu.org.