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Faith Community United Credit Union

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Faith Community United Credit Union Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Faith Community United Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 24, 2026

You can compare Faith Community United Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.20%, 6-month share certificate rates at 3.00% and 3-month share certificate rates at 0.05%. Savings rates are at 0.10% and money market rates are at 3.30%. Mortgage rates on 30-year fixed loans are around 6.20%. All these rates can be compared to Faith Community United Credit Union rates. MonitorBankRates evaluates the financial stability of Faith Community United Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.56%. Rates were last updated on 06/24/2026.

Faith Community United Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Faith Community United Credit Union? Share your experience about Faith Community United Credit Union by leaving a review below, or read customer reviews before you decide to use Faith Community United Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.56%

Excellent Higher than avg

Faith Community United Credit Union
faith community united credit union

3550 e 93RD ST
cleveland, OH 44105 1644

https://www.faithcommcu.com

Current Rate Availability

We do not have Faith Community United Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Faith Community United Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Faith Community United Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Faith Community United Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Faith Community United Credit Union

Website https://www.faithcommcu.com

Address 3550 e 93RD ST, cleveland, OH 44105 1644

Phone 216-271-7111

Fax 216-271-7488

President TYRONE MCGUINEA

CEO JACQUELINE MOORE

Full-Time Employees 3

Part-Time Employees 7

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.56%

Return on Assets (ROA)

0.3709%

Return on Equity (ROE)

1.2048%

Non-Performing Loans Ratio (NPL)

7.19%

Total Assets

14,003,524

Total Amount of Shares and Deposits

9,918,663

Total Shares and Deposits < 1 Year

8,782,738

Total Shares and Deposits 1 3 Years

606,503

Total Shares and Deposits > 3 Years

529,422

Total Interest Expense (Sum of items 6 8)

41,705

Share Certificates

Number of Accounts for Share Drafts

1,040

IRA KEOGH Accounts

Number of Accounts for Regular Shares

3,099

All other shares

193

Non Member Deposits

Net Income (unless the amount is already included in Undivided Earnings)

51,942

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

975,428

Total Liabilities

10,096,155

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Faith Community United Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Faith Community United Credit Union

Frequently Asked Questions About Faith Community United Credit Union

How many branches does Faith Community United Credit Union operate?

Faith Community United Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Faith Community United Credit Union?

Yes, to access services at Faith Community United Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Faith Community United Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Faith Community United Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Faith Community United Credit Union offer online and mobile banking?

Most modern institutions like Faith Community United Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.faithcommcu.com.