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 Faith Community United Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Faith Community United Credit Union's CDs of Deposits, minimum deposit 5 year rates are at 3.03%, CDs of Deposits, minimum deposit 4 year rates are at 2.78%, CDs of Deposits, minimum deposit 3 year rates are at 2.32%, CDs of Deposits, minimum deposit 2 year rates are at 2.22%, CDs of Deposits, minimum deposit 1 year rates are at 1.76%. Faith Community United Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Faith Community United Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.40%. Rates were last updated on 04/19/2026. Faith Community United Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Faith Community United Credit Union? Share your experience about Faith Community United Credit Union by leaving a review below, or read customer reviews before you decide to use Faith Community United Credit Union. Faith Community United Credit Union
faith community united credit union 3550 e 93RD ST
https://www.faithcommcu.com cleveland, OH 44105 1644 
Faith Community United Credit Union CD Rates
Faith Community United Credit Union Savings Rates
Faith Community United Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Faith Community United Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Faith Community United Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Faith Community United Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Faith Community United Credit Union
Website
https://www.faithcommcu.com
Address
3550 e 93RD ST,
cleveland, OH 44105 1644
Phone
216-271-7111
Fax
216-271-7488
President
TYRONE MCGUINEA
CEO
JACQUELINE MOORE
Full-Time Employees
3
Part-Time Employees
7
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.40%
Return on Assets (ROA)
0.3709%
Return on Equity (ROE)
1.2048%
Non-Performing Loans Ratio (NPL)
7.19%
Total Assets
14,003,524
Total Amount of Shares and Deposits
9,918,663
Total Shares and Deposits < 1 Year
8,782,738
Total Shares and Deposits 1 3 Years
606,503
Total Shares and Deposits > 3 Years
529,422
Total Interest Expense (Sum of items 6 8)
41,705
Share Certificates
74
Number of Accounts for Share Drafts
1,040
IRA KEOGH Accounts
6
Number of Accounts for Regular Shares
3,099
All other shares
193
Non Member Deposits
11
Net Income (unless the amount is already included in Undivided Earnings)
51,942
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
975,428
Total Liabilities
10,096,155
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Faith Community United Credit UnionIs Faith Community United Credit Union a safe place to deposit money?Yes, Faith Community United Credit Union is considered a safe financial institution. With a Texas Ratio of 10.400036739985%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Faith Community United Credit Union operate?Faith Community United Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Faith Community United Credit Union?Yes, to access services at Faith Community United Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Faith Community United Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Faith Community United Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Faith Community United Credit Union offer online and mobile banking?Most modern institutions like Faith Community United Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.faithcommcu.com. Current Faith Community United Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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