Best Money Market Rates in Kentucky (KY) - April 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Kentucky money market rates include Beacon Community Credit UnionBeacon Community Credit Union7910 National Tpke, Louisville, KY 40214A+5.0 ★Texas Ratio: 1.73% Money Market Accounts at 4.00% APY, The Huntington National BankThe Huntington National Bank2514 Dixie Hwy, Fort Mitchell, KY 41017A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, American Bank & Trust Co, Inc.American Bank & Trust Co, Inc.531 Lovers Ln, Bowling Green, KY 42103A+5.0 ★Texas Ratio: 1.55% Money Market (Personal) at 3.70% APY, Brown Forman Employees Credit UnionBrown Forman Employees Credit Union13201 DATA VAULT DR, LOUISVILLE, KY 40223 2002A+5.0 ★Texas Ratio: 4.26% Money Market Account at 3.50% APY, and L and N Federal Credit UnionL and N Federal Credit Union9265 SMYRNA PKWY, LOUISVILLE, KY 40229A+5.0 ★Texas Ratio: 2.32% Premier Money Market Special at 3.40% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Kentucky side-by-side. Kentucky money market rates currently reach as high as 4.00% APY from Beacon Community Credit Union at 7910 National Tpke, Louisville, KY 40214. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Kentucky and surrounding area. Last Updated and Verified: April 22, 2026
Compare the Best Money Market Rates Today in Kentucky
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY 40214
Money Market Accounts
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Avg Balance up to $10K
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
2514 Dixie Hwy, Fort Mitchell, KY 41017
High-Yield Money Market
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Earn between 3.20%-3.82% APY based on your zip code; Minimum of $25,000 not currently deposited at Huntington.
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
531 Lovers Ln, Bowling Green, KY 42103
Money Market (Personal)
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Tiered
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
531 Lovers Ln, Bowling Green, KY 42103
Money Market (Personal)
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Tiered
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
13201 DATA VAULT DR, LOUISVILLE, KY 40223 2002
Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
As high as
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY 40229
Premier Money Market Special
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY 41048
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY 41048
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY 40601
Business Money Market Accounts
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
2514 Dixie Hwy, Fort Mitchell, KY 41017
Huntington Relationship Money Market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
131 Gold Vault Rd, Fort Knox, KY 40121
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
5935 Merchants St, Florence, KY 41042 1198
Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
5935 Merchants St, Florence, KY 41042 1198
Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY 40601
Business Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY 40601 8295
Money Market Savings Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY 40601
Business Money Market Accounts
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
5935 Merchants St, Florence, KY 41042 1198
Money Market Account
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
5935 Merchants St, Florence, KY 41042 1198
Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY 40601
Business Money Market Accounts
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY 41101 7514
Money Market Account
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY 40601
Business Money Market Accounts
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY 40219
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
5935 Merchants St, Florence, KY 41042 1198
Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
5935 Merchants St, Florence, KY 41042 1198
Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY 40601
Consumer Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY 40601 8295
Money Market Savings Account
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY 41101 7514
Money Market Account
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY 40351 1539
Money Market
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
up to
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY 40351 1539
Money Market Savings
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
5935 Merchants St, Florence, KY 41042 1198
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2011 US Highway 60 E, Henderson, KY 42420
Money Market Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY 40228
Money Market Accounts with Park Perks
2.25%
$250,000
▼
Rate2.23%
Min Deposit$250,000
Min Balance—
UpdatedApr 18, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY 40601
Consumer Money Market Accounts
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
5935 Merchants St, Florence, KY 41042 1198
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
531 Lovers Ln, Bowling Green, KY 42103
Money Market (Personal)
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Tiered
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY 40223 3804
Money Market Accounts
2.13%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
531 Lovers Ln, Bowling Green, KY 42103
Money Market (Personal)
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Tiered
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY 40601
Consumer Money Market Accounts
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY 40601 8295
Money Market Savings Account
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY 40202
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY 41101 7514
Money Market Account
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
5935 Merchants St, Florence, KY 41042 1198
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
5935 Merchants St, Florence, KY 41042 1198
Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
531 Lovers Ln, Bowling Green, KY 42103
Money Market (Personal)
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Tiered
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY 40601
Consumer Money Market Accounts
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
531 Lovers Ln, Bowling Green, KY 42103
Money Market (Personal)
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Tiered
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY 40601 8295
Money Market Savings Account
1.85%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY 41076 1440
Thrive Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY 40601
Consumer Money Market Accounts
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY 41076 1440
IRA Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Up to $99.99
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2011 US Highway 60 E, Henderson, KY 42420
Money Market Checking
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY 40228
Money Market Accounts with Park Perks
1.75%
$150,000
▼
Rate1.74%
Min Deposit$150,000
Min Balance—
UpdatedApr 18, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY 40351 1539
Money Market Savings
1.71%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY 40601 8295
Money Market Savings Account
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY 40219
Money Market
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY 41102
Money Market
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY 42104 3383
Money Market Account
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY 40219 1917
Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY 40223 3804
Money Market Accounts
1.49%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY 40351 1539
Money Market Savings
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY 40219 1917
Money Market
1.40%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY 40219 1917
Money Market
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY 40219 1917
Money Market
1.20%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Farmers Bank Nicholasville, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
200 N Main St, Nicholasville, KY 40356
Premium Money Market Account
1.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Daily Balance >= $10,000; Minimum daily balance to obtain APY is based on tiered rate structure
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY 40219 1917
Money Market
1.10%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY 40219 1917
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Farmers Bank Nicholasville, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
200 N Main St, Nicholasville, KY 40356
Premium Money Market Account
1.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details
Daily Balance <$10,000
Farmers Bank Nicholasville, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
200 N Main St, Nicholasville, KY 40356
Money Market Investment Account
0.90%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details
Minimum daily balance to obtain APY $2,500
Bank of Hindman
Institution Rating:
B-4.4 ★ Texas Ratio: 22.36%
1362 Hindman Byp, Hindman, KY 41822
Money Market Accounts
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
FNB of Grayson
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
200 S Carol Malone Blvd, Grayson, KY 41143
Super Money Market Savings
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedApr 17, 2026
Details
Bank of Hindman
Institution Rating:
B-4.4 ★ Texas Ratio: 22.36%
1362 Hindman Byp, Hindman, KY 41822
Money Market Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Sacramento Deposit Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
335 Main St, Sacramento, KY 42372
Money Market Account
0.25%
$25,000
▼
Rate0.25%
Min Deposit$25,000
Min Balance—
UpdatedApr 17, 2026
Details
Sacramento Deposit Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
335 Main St, Sacramento, KY 42372
Money Market Account
0.20%
$10,000
▼
Rate0.20%
Min Deposit$10,000
Min Balance—
UpdatedApr 17, 2026
Details
Peoples Bank Taylorsville, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
23 W Main St, Taylorsville, KY 40071
Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Eclipse Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
13903 Promenade Green Way, Louisville, KY 40245
Business Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Sacramento Deposit Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
335 Main St, Sacramento, KY 42372
Money Market Account
0.15%
$2,500
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details
Lincoln Bank of Hodgenville
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
41 Lincoln Sq, Hodgenville, KY 42748
Hi Fi Account (Tiered Money Market)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Eclipse Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
13903 Promenade Green Way, Louisville, KY 40245
Money Market Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Lincoln Bank of Hodgenville
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
41 Lincoln Sq, Hodgenville, KY 42748
Premier Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Lincoln Bank of Hodgenville
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
41 Lincoln Sq, Hodgenville, KY 42748
Business Money Market and Money Market Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Lincoln Bank of Hodgenville
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
41 Lincoln Sq, Hodgenville, KY 42748
Hi Fi Account (Tiered Money Market)
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details
Lincoln Bank of Hodgenville
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
41 Lincoln Sq, Hodgenville, KY 42748
Premier Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Town & Country B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
148 S Main St, New Haven, KY 40051
Money Market
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
FNB of Grayson
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
200 S Carol Malone Blvd, Grayson, KY 41143
Money Market Savings
0.10%
$2,500
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details
WMB Wilson & Muir B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.75%
118 S Main St, Leitchfield, KY 42754
Money Market Advantage
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Tier 1 Up to $9,999.99; Tier 2 $10,000 - $24,999.99; Tier 3 $25,000 - $99,999.99; Tier 4 $100,000 and above
Peoples Bank Taylorsville, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
23 W Main St, Taylorsville, KY 40071
Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Town & Country B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
148 S Main St, New Haven, KY 40051
Money Market
0.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Peoples Bank Taylorsville, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
23 W Main St, Taylorsville, KY 40071
Money Market
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Peoples Bank Taylorsville, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
23 W Main St, Taylorsville, KY 40071
Money Market
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Kentucky and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Kentucky Money Market Rate Trends
Compare local Kentucky money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — KY Avg
3.387%
▲ 0.088 vs 7 days ago
Kentucky high-yield MMA rates rose 0.088 points over the past 7 days to 3.387% APY.
Standard MMA — KY Avg
0.670%
▼ 0.108 vs 7 days ago
Kentucky standard MMA rates fell 0.108 points over the past 7 days to 0.670% APY.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Kentucky directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kentucky. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Kentucky
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kentucky.
Are Money Market accounts in Kentucky safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kentucky up to $250,000 per depositor, per institution.
How often do MMA rates change in Kentucky?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kentucky rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Kentucky
Here are some of the highest money market account APYs currently available in Kentucky:
- Beacon Community Credit Union
Money Market Accounts — 4.00% APY - The Huntington National Bank
High-Yield Money Market — 3.82% APY - American Bank & Trust Co, Inc.
Money Market (Personal) — 3.70% APY - Brown Forman Employees Credit Union
Money Market Account — 3.50% APY - L and N Federal Credit Union
Premier Money Market Special — 3.40% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kentucky. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026
Cities in Kentucky
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