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Best Money Market Rates in Shepherdsville, Kentucky (KY) - May 2026

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Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Shepherdsville, Kentucky and the surrounding area money market deposit account rates include Beacon Community Credit UnionBeacon Community Credit Union138 Orion Dr, Shepherdsville, KY 40165A+5.0 ★Texas Ratio: 1.73% Money Market Accounts at 4.00% APY, WesBanco BankWesBanco Bank395 N Buckman St, Shepherdsville, KY 40165A+5.0 ★Texas Ratio: 1.63% Money Market Special at 3.50% APY, L and N Federal Credit UnionL and N Federal Credit Union262 Adam Shepherd Pkwy, Shepherdsville, KY 40165A+5.0 ★Texas Ratio: 2.32% Premier Money Market Special at 3.40% APY, Park Federal Credit UnionPark Federal Credit Union415 Adam Shepherd Pkwy, Shepherdsville, KY 40165A5.0 ★Texas Ratio: 8.28% Money Market Accounts with Park Perks at 2.25% APY, and Service One Credit UnionService One Credit UnionA5.0 ★Texas Ratio: 12.56% Premium Money Market at 4.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Shepherdsville has 4 local institutions in our database, with money market rates as high as 4.00% APY from Beacon Community Credit Union at 138 Orion Dr, Shepherdsville, KY 40165. Use the table below to compare all available offers, including options from institutions serving the broader Kentucky area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Shepherdsville, Kentucky and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Shepherdsville, Kentucky & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
138 Orion Dr, Shepherdsville, KY 40165
Money Market Accounts
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Avg Balance up to $10K

WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
395 N Buckman St, Shepherdsville, KY 40165
Money Market Special
3.50%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

With a minimum of $25k new money

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY 40165
Premier Money Market Special
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
415 Adam Shepherd Pkwy, Shepherdsville, KY 40165
Money Market Accounts with Park Perks
2.25%
$250,000
View
▼
Rate2.23%
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
415 Adam Shepherd Pkwy, Shepherdsville, KY 40165
Money Market Accounts with Park Perks
1.75%
$150,000
View
▼
Rate1.74%
Min Deposit$150,000
Min Balance—
UpdatedMay 10, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
415 Adam Shepherd Pkwy, Shepherdsville, KY 40165
Money Market Accounts with Park Perks
1.30%
$50,000
View
▼
Rate1.29%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
415 Adam Shepherd Pkwy, Shepherdsville, KY 40165
Money Market Accounts
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
138 Orion Dr, Shepherdsville, KY 40165
Money Market Accounts
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
415 Adam Shepherd Pkwy, Shepherdsville, KY 40165
Money Market Accounts
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
138 Orion Dr, Shepherdsville, KY 40165
Money Market Accounts
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
415 Adam Shepherd Pkwy, Shepherdsville, KY 40165
Money Market Accounts with Park Perks
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
138 Orion Dr, Shepherdsville, KY 40165
Money Market Accounts
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
415 Adam Shepherd Pkwy, Shepherdsville, KY 40165
Money Market Accounts
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
138 Orion Dr, Shepherdsville, KY 40165
Money Market Accounts
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.56%
Premium Money Market Account
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.56%
Premium Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
3.70%
$0
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
Business High Yield Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifying balance up to $250,000.00

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Money Market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Money Market Account
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

As High As

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.56%
Premium Money Market Account
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.56%
Premium Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Savings Account
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
Business High Yield Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifying balance up to $249,999.99

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market Account
2.63%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Consumer Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Savings Account
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.35%
$0
View
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market Account
2.33%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Money Market
2.27%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Rates are subject to change at any time and are not guaranteed.

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Money Market Savings
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Money Market Checking
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Consumer Money Market Accounts
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Money Market
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Business Money Market Accounts
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
1.95%
$0
View
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
1.85%
$0
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
1.50%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
1.40%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
1.20%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
1.10%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Bank of Hindman
Institution Rating:
B-4.4 ★ Texas Ratio: 22.36%
Money Market Accounts
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

FNB of Grayson
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Super Money Market Savings
0.30%
$25,000
View
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

$25,000.00 +

Sacramento Deposit Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Money Market Account
0.25%
$25,000
View
▼
Rate0.25%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

Bank of Hindman
Institution Rating:
B-4.4 ★ Texas Ratio: 22.36%
Money Market Accounts
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Shepherdsville, Kentucky and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Shepherdsville, KY Money Market Rate Trends

Compare local Shepherdsville, KY money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kentucky MMA Trends →
High-Yield MMA — KY Avg
3.524%
Unchanged vs 7 days ago

Kentucky high-yield MMA rates currently average 3.524% APY.

Standard MMA — KY Avg
0.626%
Unchanged vs 7 days ago

Kentucky standard MMA rates currently average 0.626% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Shepherdsville, Kentucky directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Shepherdsville, Kentucky. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KY.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Shepherdsville, Kentucky

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kentucky.

Are Money Market accounts in Shepherdsville, Kentucky safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kentucky up to $250,000 per depositor, per institution.

How often do MMA rates change in Shepherdsville, Kentucky?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kentucky rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Shepherdsville, Kentucky?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Shepherdsville, Kentucky require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Shepherdsville, Kentucky

Here are some of the highest money market account APYs currently available in Shepherdsville, Kentucky and the surrounding area:
  • Beacon Community Credit Union
    Money Market Accounts — 4.00% APY
  • WesBanco Bank
    Money Market Special — 3.50% APY
  • L and N Federal Credit Union
    Premier Money Market Special — 3.40% APY
  • Park Federal Credit Union
    Money Market Accounts with Park Perks — 2.25% APY
  • Service One Credit Union
    Premium Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Shepherdsville, Kentucky. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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