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Best Money Market Rates in Mississippi (MS) - April 2026

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Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 22, 2026

Current Mississippi money market rates include Gulf Coast Community Federal Credit UnionGulf Coast Community Federal Credit Union12364 Highway 49, Gulfport, MS 39503A5.0 ★Texas Ratio: 6.15% Money Markets at 5.00% APY, Baxter Credit UnionBaxter Credit Union911 N Davis Ave, Cleveland, MS 38732 2106A5.0 ★Texas Ratio: 7.73% Money Market Special at 3.50% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union138 Highway 6 W, Batesville, MS 38606A+5.0 ★Texas Ratio: 5.10% Commercial Money Market at 3.35% APY, First National Bank of ClarksdaleFirst National Bank of Clarksdale402 E 2nd St, Clarksdale, MS 38614A5.0 ★Texas Ratio: 7.27% Commercial Investment Money Market at 3.25% APY, and Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 4.31% HIMMA Premier High Interest Money Market Account at 3.25% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Mississippi side-by-side. Mississippi money market rates currently reach as high as 5.00% APY from Gulf Coast Community Federal Credit Union at 12364 Highway 49, Gulfport, MS 39503. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Mississippi and surrounding area. Last Updated and Verified: April 22, 2026

Compare the Best Money Market Rates Today in Mississippi

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
Money Markets
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $25,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Commercial Money Market
3.35%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

($2,500 Opening Balance)

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS 39531 2728
HIMMA Premier High Interest Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Rate available on new deposits only. Account can be opened online, by phone or in branch. Dividend paid at rate of 3.25% APY or 3.20% dividend rate. At the end of six months, the HIMMA Premier balance can be rolled into one of the following options: a regular HIMMA account, a share or checking account, or a certificate. Limit 6 pre-authorized withdrawals per month. Rates and terms subject to change at any time.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
Money Market Plus
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First National Bank of Clarksdale
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
402 E 2nd St, Clarksdale, MS 38614
Commercial Investment Money Market
3.25%
$200,000
View
▼
Rate3.25%
Min Deposit$200,000
Min Balance—
UpdatedApr 16, 2026
Details

Open $100,000

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS 39581
Money Market Savings
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

On balances of $25,000+

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Commercial Money Market
3.15%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

($2,500 Opening Balance)

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS 39654
High Yield Money Market
3.04%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
Prime Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Variable: Prime-3.75%

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Commercial Money Market
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

($2,500 Opening Balance)

Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
Money Markets
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $25,000.00

Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
212 Catchings Ave, Indianola, MS 38751
High Yield Money Market
2.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Commercial Money Market
2.85%
$0
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

($2,500 Opening Balance)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Money Market
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

($2,500 Opening Balance)

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
Business Money Market Accounts
2.50%
$100
View
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

**$100 minimum opening deposit

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
Premier Money Market Account
2.50%
$250,000
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 18, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Money Market
2.35%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

($2,500 Opening Balance)

First National Bank of Clarksdale
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
402 E 2nd St, Clarksdale, MS 38614
Commercial Investment Money Market
2.25%
$25,000
View
▼
Rate2.25%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details

Open $100,000

First National Bank of Clarksdale
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
402 E 2nd St, Clarksdale, MS 38614
Money Market
2.25%
$1,000
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Minimum Deposit $1000

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS 39202 3431
Money Market Account
2.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Over $100,000; Money Market Account3 ($1,000 Minimum)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
Money Market
2.10%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

($2,500 Opening Balance)

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS 39654
High Yield Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Corporate Insured Money Markets (IMM)
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
Money Market Access
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Veritas Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.95%
276 Nissan Pkwy, Canton, MS 39046
Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
Premier Money Market Account
1.50%
$150,000
View
▼
Rate—
Min Deposit$150,000
Min Balance—
UpdatedApr 18, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
Money Market Account
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
Money Market Access
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
Money Market Account
1.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
Money Market Access
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
First Choice Money Market
1.25%
$10,000
View
▼
Rate1.24%
Min Deposit$10,000
Min Balance—
UpdatedApr 17, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
Money Market Account
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
Money Market Account
1.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
Money Market Access
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
Business Money Market
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
Money Market Account
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Corporate Insured Money Markets (IMM)
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
Money Market Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
First Choice Money Market
1.00%
$10,000
View
▼
Rate1.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 17, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
Business Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Corporate Insured Money Markets (IMM)
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
Money Market Account
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS 39208 5917
Money Market
0.75%
$100,000
View
▼
Rate0.75%
Min Deposit$100,000
Min Balance—
UpdatedApr 17, 2026
Details

First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
First Choice Money Market
0.75%
$10,000
View
▼
Rate0.75%
Min Deposit$10,000
Min Balance—
UpdatedApr 17, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
Money Market Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
TotalView Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Learn More

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
Money Market Account
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
Premium Savings Money Market
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Insured Money Markets
0.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
Money Market Account
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
Money Market Account
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
TotalView Money Market Savings
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Learn More

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
Premium Savings Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
Business Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
Premium Savings Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Corporate Insured Money Markets (IMM)
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
TotalView Money Market Savings
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Learn More

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
Premium Savings Money Market
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS 39208 5917
Money Market
0.45%
$50,000
View
▼
Rate0.45%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
1026 E Broad St, Monticello, MS 39654
High Yield Money Market
0.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
Premium Savings Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
Premier Money Market Account
0.40%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 18, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Money Market Savings
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Open Now

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Money Market Savings
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Open Now

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Mississippi and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Mississippi Money Market Rate Trends

Compare local Mississippi money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Mississippi MMA Trends →
High-Yield MMA — MS Avg
3.063%
▲ 0.026 vs 7 days ago

Mississippi high-yield MMA rates rose 0.026 points over the past 7 days to 3.063% APY.

Standard MMA — MS Avg
1.006%
▲ 0.014 vs 7 days ago

Mississippi standard MMA rates rose 0.014 points over the past 7 days to 1.006% APY.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mississippi. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Mississippi

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Mississippi.

Are Money Market accounts in Mississippi safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Mississippi up to $250,000 per depositor, per institution.

How often do MMA rates change in Mississippi?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Mississippi rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Mississippi

Here are some of the highest money market account APYs currently available in Mississippi:
  • Gulf Coast Community Federal Credit Union
    Money Markets — 5.00% APY
  • Baxter Credit Union
    Money Market Special — 3.50% APY
  • Red River Employees Federal Credit Union
    Commercial Money Market — 3.35% APY
  • First National Bank of Clarksdale
    Commercial Investment Money Market — 3.25% APY
  • Keesler Federal Credit Union
    HIMMA Premier High Interest Money Market Account — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mississippi. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026

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Cities in Mississippi

  • Abbeville
  • Aberdeen
  • Ackerman
  • Algoma
  • Alligator
  • Amory
  • Anguilla
  • Arcola
  • Arkabutla
  • Artesia
  • Ashland
  • Avalon
  • Avon
  • Bailey
  • Baldwyn
  • Banner
  • Bassfield
  • Batesville
  • Bay Saint Louis
  • Bay Springs
  • Beaumont
  • Becker
  • Belden
  • Belen
  • Bellefontaine
  • Belmont
  • Belzoni
  • Benoit
  • Benton
  • Bentonia
  • Beulah
  • Big Creek
  • Biloxi
  • Blue Mountain
  • Blue Springs
  • Bogue Chitto
  • Bolton
  • Booneville
  • Boyle
  • Brandon
  • Braxton
  • Brookhaven
  • Brooklyn
  • Brooksville
  • Bruce
  • Buckatunna
  • Bude
  • Burnsville
  • Byhalia
  • Caledonia
  • Calhoun City
  • Camden
  • Canton
  • Carriere
  • Carrollton
  • Carson
  • Carthage
  • Cary
  • Cascilla
  • Cedarbluff
  • Centreville
  • Charleston
  • Chatawa
  • Chatham
  • Chunky
  • Clara
  • Clarksdale
  • Cleveland
  • Clinton
  • Coahoma
  • Coffeeville
  • Coila
  • Coldwater
  • Collins
  • Collinsville
  • Columbia
  • Columbus
  • Como
  • Conehatta
  • Corinth
  • Courtland
  • Crawford
  • Crenshaw
  • Crosby
  • Crowder
  • Cruger
  • Crystal Springs
  • D Iberville
  • D Lo
  • Daleville
  • Darling
  • De Kalb
  • Decatur
  • Delta City
  • Dennis
  • Derma
  • Diamondhead
  • Doddsville
  • Drew
  • Dublin
  • Duck Hill
  • Dumas
  • Duncan
  • Dundee
  • Durant
  • Eastabuchie
  • Ecru
  • Edwards
  • Elliott
  • Ellisville
  • Enid
  • Enterprise
  • Escatawpa
  • Ethel
  • Etta
  • Eupora
  • Falcon
  • Falkner
  • Farrell
  • Fayette
  • Fernwood
  • Flora
  • Florence
  • Forest
  • Foxworth
  • French Camp
  • Friars Point
  • Fulton
  • Gallman
  • Gattman
  • Gautier
  • Georgetown
  • Glen
  • Glen Allan
  • Glendora
  • Gloster
  • Golden
  • Goodman
  • Gore Springs
  • Grace
  • Greenville
  • Greenwood
  • Greenwood Springs
  • Grenada
  • Gulfport
  • Gunnison
  • Guntown
  • Hamilton
  • Harperville
  • Harriston
  • Harrisville
  • Hattiesburg
  • Hazlehurst
  • Heidelberg
  • Hermanville
  • Hernando
  • Hickory
  • Hickory Flat
  • Hillsboro
  • Holcomb
  • Hollandale
  • Holly Bluff
  • Holly Ridge
  • Holly Springs
  • Horn Lake
  • Houlka
  • Houston
  • Hurley
  • Independence
  • Indianola
  • Inverness
  • Isola
  • Itta Bena
  • Jackson
  • Jayess
  • Jonestown
  • Kilmichael
  • Kiln
  • Kokomo
  • Kosciusko
  • Lake
  • Lake Cormorant
  • Lakeshore
  • Lamar
  • Lambert
  • Lauderdale
  • Laurel
  • Lawrence
  • Leakesville
  • Leland
  • Lena
  • Lexington
  • Liberty
  • Little Rock
  • Long Beach
  • Lorman
  • Louin
  • Louise
  • Louisville
  • Lucedale
  • Ludlow
  • Lula
  • Lumberton
  • Lyon
  • Maben
  • Macon
  • Madden
  • Madison
  • Magee
  • Magnolia
  • Mantachie
  • Mantee
  • Marietta
  • Marion
  • Marks
  • Mathiston
  • Mattson
  • Mayersville
  • Mayhew
  • McAdams
  • McCall Creek
  • McCarley
  • Mccomb
  • McCondy
  • McCool
  • McHenry
  • McLain
  • McNeill
  • Meadville
  • Mendenhall
  • Meridian
  • Merigold
  • Metcalfe
  • Michigan City
  • Midnight
  • Minter City
  • Mississippi State
  • Mize
  • Money
  • Monticello
  • Montpelier
  • Mooreville
  • Moorhead
  • Morgan City
  • Morton
  • Moselle
  • Moss
  • Moss Point
  • Mound Bayou
  • Mount Olive
  • Mount Pleasant
  • Myrtle
  • Natchez
  • Neely
  • Nesbit
  • Nettleton
  • New Albany
  • New Augusta
  • New Site
  • Newhebron
  • Newton
  • Nicholson
  • Nitta Yuma
  • North Carrollton
  • Noxapater
  • Oak Vale
  • Oakland
  • Ocean Springs
  • Okolona
  • Olive Branch
  • Osyka
  • Ovett
  • Oxford
  • Pace
  • Pachuta
  • Panther Burn
  • Parchman
  • Paris
  • Pascagoula
  • Pass Christian
  • Pattison
  • Paulding
  • Pearlington
  • Pelahatchie
  • Perkinston
  • Petal
  • Pheba
  • Philadelphia
  • Philipp
  • Picayune
  • Pickens
  • Piney Woods
  • Pinola
  • Pittsboro
  • Plantersville
  • Pocahontas
  • Pontotoc
  • Pope
  • Poplarville
  • Port Gibson
  • Porterville
  • Potts Camp
  • Prairie
  • Prentiss
  • Preston
  • Puckett
  • Pulaski
  • Purvis
  • Quitman
  • Raleigh
  • Randolph
  • Raymond
  • Red Banks
  • Redwood
  • Rena Lara
  • Richton
  • Ridgeland
  • Rienzi
  • Ripley
  • Robinsonville
  • Rolling Fork
  • Rome
  • Rose Hill
  • Rosedale
  • Roxie
  • Ruleville
  • Ruth
  • Sallis
  • Saltillo
  • Sanatorium
  • Sandersville
  • Sandhill
  • Sandy Hook
  • Sarah
  • Sardis
  • Satartia
  • Saucier
  • Schlater
  • Scobey
  • Scooba
  • Scott
  • Sebastopol
  • Seminary
  • Senatobia
  • Shannon
  • Sharon
  • Shaw
  • Shelby
  • Sherard
  • Sherman
  • Shubuta
  • Shuqualak
  • Sibley
  • Sidon
  • Silver City
  • Silver Creek
  • Slate Spring
  • Sledge
  • Smithdale
  • Smithville
  • Sontag
  • Soso
  • Southaven
  • Star
  • Starkville
  • State Line
  • Steens
  • Stennis Space Center
  • Stewart
  • Stoneville
  • Stonewall
  • Stringer
  • Sturgis
  • Summit
  • Sumner
  • Sumrall
  • Sunflower
  • Swan Lake
  • Swiftown
  • Taylor
  • Taylorsville
  • Tchula
  • Terry
  • Thaxton
  • Thomastown
  • Tie Plant
  • Tillatoba
  • Tinsley
  • Tiplersville
  • Tippo
  • Tishomingo
  • Toccopola
  • Toomsuba
  • Tougaloo
  • Trebloc
  • Tremont
  • Tula
  • Tunica
  • Tupelo
  • Tutwiler
  • Tylertown
  • Union
  • Union Church
  • University
  • Utica
  • Vaiden
  • Valley Park
  • Van Vleet
  • Vance
  • Vardaman
  • Vaughan
  • Verona
  • Vicksburg
  • Victoria
  • Vossburg
  • Walls
  • Walnut
  • Walnut Grove
  • Walthall
  • Washington
  • Water Valley
  • Waterford
  • Waveland
  • Waynesboro
  • Wayside
  • Webb
  • Weir
  • Wesson
  • West
  • West Point
  • Wheeler
  • Whitfield
  • Wiggins
  • Winona
  • Winstonville
  • Winterville
  • Woodland
  • Woodville
  • Yazoo City