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Best Money Market Rates in Raymond, Mississippi (MS) - April 2026

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Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 11, 2026

Current Raymond, Mississippi and the surrounding area money market rates include Gulf Coast Community Federal Credit UnionGulf Coast Community Federal Credit UnionA5.0 ★Texas Ratio: 6.15% Money Market at 5.00% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% Money Market Special at 3.50% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit UnionA+5.0 ★Texas Ratio: 5.10% Commercial Money Market at 3.35% APY, First National Bank of ClarksdaleFirst National Bank of ClarksdaleA5.0 ★Texas Ratio: 7.27% Commercial Investment Money Market at 3.25% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit UnionB4.4 ★Texas Ratio: 21.76% Money Market Plus Account at 3.25% APY. Money market rates as of April 11, 2026 according to verified data from MonitorBankRates.

Raymond has 1 local institution in our database, with money market rates as high as 2.50% APY from Mutual Federal Credit Union at 503 E Main St, Raymond, MS 39154 9700. Use the table below to compare all available offers, including options from institutions serving the broader Mississippi area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Raymond, Mississippi and surrounding area. Last Updated and Verified: April 11, 2026

Compare the Best Money Market Rates Today in Raymond, Mississippi & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
503 E Main St, Raymond, MS 39154 9700
Business Money Market Account
2.50%
$250,000
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 6, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
503 E Main St, Raymond, MS 39154 9700
Premier Money Market Account
2.50%
$250,000
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 6, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
503 E Main St, Raymond, MS 39154 9700
Premier Money Market Account
1.50%
$150,000
View
▼
Rate—
Min Deposit$150,000
Min Balance—
UpdatedApr 6, 2026
Details

Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
503 E Main St, Raymond, MS 39154 9700
Business Money Market Account
1.50%
$150,000
View
▼
Rate—
Min Deposit$150,000
Min Balance—
UpdatedApr 6, 2026
Details

Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Money Market
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+ Intro rate

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.35%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

($2,500 Opening Balance)

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
HIMMA Premier High Interest Money Market Account2
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Rate available on new deposits only. Account can be opened online, by phone or in branch. Dividend paid at rate of 3.25% APY or 3.20% dividend rate. At the end of six months, the HIMMA Premier balance can be rolled into one of the following options: a regular HIMMA account, a share or checking account, or a certificate. Limit 6 pre-authorized withdrawals per month. Rates and terms subject to change at any time.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $1,000.00

First National Bank of Clarksdale
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
Commercial Investment Money Market
3.25%
$200,000
View
▼
Rate3.25%
Min Deposit$200,000
Min Balance—
UpdatedApr 11, 2026
Details

Open $100,000

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Money Market Savings
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

On balances of $25,000+

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.15%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

($2,500 Opening Balance)

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
High-Yield Money Market Accounts
3.04%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
High Yield Money Market
3.04%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

($2,500 Opening Balance)

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Prime Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Variable: Prime-3.75%

Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
High Yield Money Market
2.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
2.85%
$0
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

($2,500 Opening Balance)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

($2,500 Opening Balance)

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Money Market Accounts
2.50%
$100
View
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

**$100 minimum opening deposit

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.35%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

($2,500 Opening Balance)

First National Bank of Clarksdale
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
Money Market
2.25%
$1,000
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Minimum Deposit $1000

First National Bank of Clarksdale
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
Commercial Investment Money Market
2.25%
$25,000
View
▼
Rate2.25%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Open $100,000

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Money Market Account
2.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Over $100,000; Money Market Account3 ($1,000 Minimum)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.10%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

($2,500 Opening Balance)

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
High Yield Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
High-Yield Money Market Accounts
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
Corporate Insured Money Markets (IMM)
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Money Market Access
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Veritas Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.95%
Money Market Tier IV
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Money Market Account
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Veritas Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.95%
Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Money Market Access
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Money Market Account
1.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Money Market Access
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Money Market Account
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+

First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
First Choice Money Market
1.25%
$10,000
View
▼
Rate1.24%
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Money Market Account
1.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Money Market Access
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Business Money Market
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
Corporate Insured Money Markets (IMM)
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
First Choice Money Market
1.00%
$10,000
View
▼
Rate1.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Money Market Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Money Market Account
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Business Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
Money Market
0.75%
$100,000
View
▼
Rate0.75%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Money Market Account
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $1,000.00

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
First Choice Money Market
0.75%
$10,000
View
▼
Rate0.75%
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details

Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
Corporate Insured Money Markets (IMM)
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Premium Savings Money Market
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
Insured Money Markets
0.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Money Market Savings
0.65%
$0
View
▼
Rate0.64%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Money Market Account
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Premium Savings Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Bank & Trust Co. MS
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Money Market Deposit Account
0.50%
$2,500
View
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details

Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
Corporate Insured Money Markets (IMM)
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
Money Market Savings
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
Money Market Savings
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Raymond, Mississippi and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Raymond, MS Money Market Rate Trends

Compare local Raymond, MS money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Mississippi MMA Trends →
High-Yield MMA — MS Avg
1.471%
Unchanged vs 7 days ago

Mississippi high-yield MMA rates currently average 1.471% APY.

Standard MMA — MS Avg
0.896%
Unchanged vs 7 days ago

Mississippi standard MMA rates currently average 0.896% APY.

As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Raymond, Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Raymond, Mississippi. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Raymond, Mississippi

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Mississippi.

Are Money Market accounts in Raymond, Mississippi safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Mississippi up to $250,000 per depositor, per institution.

How often do MMA rates change in Raymond, Mississippi?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Mississippi rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Raymond, Mississippi

Here are some of the highest money market account APYs currently available in Raymond, Mississippi and the surrounding area:
  • Gulf Coast Community Federal Credit Union
    Money Market — 5.00% APY
  • Baxter Credit Union
    Money Market Special — 3.50% APY
  • Red River Employees Federal Credit Union
    Commercial Money Market — 3.35% APY
  • First National Bank of Clarksdale
    Commercial Investment Money Market — 3.25% APY
  • UNIFY Financial Federal Credit Union
    Money Market Plus Account — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Raymond, Mississippi. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 11, 2026

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