Current West Point, Mississippi and the surrounding area money market deposit account rates include Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MS470 Commerce St, West Point, MS 39773 7993A+5.0 ★Texas Ratio: 0.03% Money Market Account at 2.12% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% Money Market Special at 3.50% APY, TruistTruistA+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit UnionA+5.0 ★Texas Ratio: 5.10% Commercial Money Market at 3.35% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit UnionB4.4 ★Texas Ratio: 21.76% Money Market Plus Account at 3.25% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
West Point has 1 local institution in our database, with money market rates as high as 2.12% APY from Hope Federal Credit Union Jackson, MS at 470 Commerce St, West Point, MS 39773 7993. Use the table below to compare all available offers, including options from institutions serving the broader Mississippi area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in West Point, Mississippi and surrounding area. Last Updated and Verified: May 15, 2026
Over $100,000; ($1,000 Minimum)
$15,000+
($2,500 Opening Balance)
Open $100,000
On balances of $25,000+
($2,500 Opening Balance)
Variable: Prime-3.75%
($2,500 Opening Balance)
($2,500 Opening Balance)
($2,500 Opening Balance)
**$100 minimum opening deposit
($2,500 Opening Balance)
Open $100,000
Minimum Deposit $1000
($2,500 Opening Balance)
$15,000+
Compare local West Point, MS money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi high-yield MMA rates currently average 3.070% APY.
Mississippi standard MMA rates currently average 1.085% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our West Point, Mississippi money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for West Point, Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Point, Mississippi. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.