Current Mortgage Rates March 2026 | As Low As 4.25%
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Brian McKay
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Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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The rates displayed are actual, verified rates sourced directly from the official websites of lenders. Our editorial content is independent of any advertiser relationships.
Current 30-year fixed mortgage rates include OlyFed Olympia Federal S&LOlyFed Olympia Federal S&L24081 Ne State Route 3, Belfair, WA, 98501A+5.0 ★Texas Ratio: 2.38% at 4.25%, Institution for SavingsInstitution for Savings112 County Rd, Amesbury, MA, 01913A+5.0 ★Texas Ratio: 0.11% at 4.99%, Ontario-Montclair School Employees Federal Credit UnionOntario-Montclair School Employees Federal Credit Union1520 N Palmetto Ave, Ontario, CA, 91762A+5.0 ★Texas Ratio: 0.39% at 4.99%, First Citizens Federal Credit UnionFirst Citizens Federal Credit Union1341 COVE RD, East Wareham, MA, 02538A+5.0 ★Texas Ratio: 2.23% at 5.00%, and TULARE COUNTYTULARE COUNTY300 N K St, Porterville, CA, 93257 2358A+5.0 ★Texas Ratio: 5.05% at 5.12%. Mortgage rates as of March 27, 2026 according to verified data from MonitorBankRates.
Finding the lowest mortgage rate can save you thousands over the life of your loan. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can choose a stable, highly-rated institution with confidence.
Mortgage Rates reflect actual verified offers from lenders actively lending to borrowers nationally. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 27, 2026
Compare Mortgage Rates Today Across the United States
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
24081 Ne State Route 3, Belfair, WA, 98501
30-Year Fixed (Affordable Construction Program)
4.25%
4.33%
▼
Rate4.25%
APR4.33%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA, 01913
30 Year Fixed
4.99%
5.03%
▼
Rate4.99%
APR5.03%
Points0.000
UpdatedMar 27, 2026
Details
No additional details available.
Ontario-Montclair School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1520 N Palmetto Ave, Ontario, CA, 91762
30 Year Fixed Rate Mortgage
4.99%
5.08%
▼
Rate4.99%
APR5.08%
Points0.000
UpdatedMar 21, 2026
Details
Limited Special Offer
First Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1341 COVE RD, East Wareham, MA, 02538
30-Year Fixed
30-Year
5.00%
5.08%
▼
Rate5.00%
APR5.08%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
TULARE COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
300 N K St, Porterville, CA, 93257 2358
30-Year Fixed
5.12%
5.27%
▼
Rate5.12%
APR5.27%
Points0.000
UpdatedMar 24, 2026
Details
No additional details available.
Northfield Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
1 Hyatt St, Avenel, NJ, 07001
30 Year Fixed Rate Affordable Mortgage
5.25%
5.30%
▼
Rate5.25%
APR5.30%
Points0.000
UpdatedMar 26, 2026
Details
Quoted rates include a 60 day rate lock. Maximum loan amount for a conforming loan is $806,500. Affordable Mortgage Program available for Residential First Mortgage loans for owner-occupied primary 1 to 2-family residences for those in Hunterdon, Mercer, Middlesex, and Union counties in New Jersey and Richmond and Kings counties in New York and either: (a.) are purchasing or refinancing a home in a low or moderate-income (LMI) census tract OR (b.) whose income is less than 80% of the county median income. All loans are subject to credit approval. A Fixed Rate Mortgage is a mortgage that may have a fixed principal and interest payment up to a maximum of 30 years or 360 payments. Rates and terms are current as 11/24/25 and are subject to change at anytime without prior notice.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
30 Year Fixed Rate
5.12%
5.45%
▼
Rate5.12%
APR5.45%
Points2.000
UpdatedMar 20, 2026
Details
No additional details available.
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
103 N Nordic Dr, Craig, AK, 99801
Alaska Housing 30 Year Fixed Rate 1st Time Homebuyer Tax Exempt
5.75%
5.48%
▼
Rate5.75%
APR5.48%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA, 01913
First-Time/Affordable Homebuyer Loan* 30 Year Fixed
5.25%
5.50%
▼
Rate5.25%
APR5.50%
Points2.000
UpdatedMar 27, 2026
Details
No additional details available.
American Savings Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
100 Pauahi St, Aiea, HI, 96701
Veteran Affairs (VA) 30 Year Fixed
5.40%
5.53%
▼
Rate5.40%
APR5.53%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Farmers State Bank Waterloo, IA
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
1306 5th St, Cedar Falls, IA, 50266
30 Year Fixed Rate Mortgage
5.50%
5.54%
▼
Rate5.50%
APR5.54%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
Akron Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
1810 Buchholzer Blvd, Akron, OH, 44310
30-Year Fixed Mortgage
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 25, 2026
Details
Built-In End of Watch Loan Protection on Every Eligible Mortgage!** Promotional rate subject to credit qualification and program type (purchases and rate/term refinances vs. cash-out).
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
111 Lower Mill Bay Rd, Anchorage, AK, 99501 3411
30-Year Fixed First time Homebuyer
5.38%
5.56%
▼
Rate5.38%
APR5.56%
Points0.000
UpdatedMar 25, 2026
Details
Based on a $100,000 loan for the specified term; Income limitations apply; Maximum term: 30 years
Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
175 Rock Rd, Glen Rock, NJ, 07052
30 Year Fixed
30
5.25%
5.57%
▼
Rate5.25%
APR5.57%
Points3.000
UpdatedMar 25, 2026
Details
No additional details available.
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
104 McCall Rd, Andover, KS, 66049 4869
30 Year Fixed
5.50%
5.59%
▼
Rate5.50%
APR5.59%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
30 Year Fixed
30
5.50%
5.60%
▼
Rate5.50%
APR5.60%
Points0.000
UpdatedMar 21, 2026
Details
As Low As; 60 DAY LOCK
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
30 Year Fixed Rate
5.50%
5.60%
▼
Rate5.50%
APR5.60%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
10750 France Ave S, Andover, MN, 55304
VA IRRRL 30-Year Fixed
30
5.50%
5.60%
▼
Rate5.50%
APR5.60%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
30 Year Fixed Rate
5.38%
5.61%
▼
Rate5.38%
APR5.61%
Points1.000
UpdatedMar 20, 2026
Details
No additional details available.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96707 1878
30 Year Fixed Mortgage
5.38%
5.62%
▼
Rate5.38%
APR5.62%
Points2.000
UpdatedMar 22, 2026
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
11100 Weymouth Ct, Charlotte Hall, MD, 20603
30 Year Fixed Rate
5.62%
5.64%
▼
Rate5.62%
APR5.64%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1020 E 800 N, Bluffdale, ID, 83402
30 Year Fixed VA Mortgage
5.50%
5.65%
▼
Rate5.50%
APR5.65%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
1030 US Highway 1, Cocoa, FL, 32780
30 YEAR FIXED JUMBO FINANCING
30 YEAR
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA, 01913
First-Time/Affordable Homebuyer Loan* 30 Year Fixed
5.50%
5.66%
▼
Rate5.50%
APR5.66%
Points1.000
UpdatedMar 27, 2026
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
30 Year Fixed Rate
5.50%
5.67%
▼
Rate5.50%
APR5.67%
Points0.375
UpdatedMar 20, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
Welcome Home - 30-Year Fixed Rate
5.62%
5.68%
▼
Rate5.62%
APR5.68%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
1301 York Rd, Baltimore, MD, 21093 6035
30 year Fixed-Rate Mortgages
30 year
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 26, 2026
Details
As Low As
Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
100 Quincy Ave, Marshfield, MA, 02050
30 Year Fixed
5.49%
5.71%
▼
Rate5.49%
APR5.71%
Points2.000
UpdatedMar 21, 2026
Details
No additional details available.
Dime Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1 Huntington Quadrangle, Astoria, NJ, 08701
30 Year Fixed - Affordable Housing Program3
5.62%
5.72%
▼
Rate5.62%
APR5.72%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20903 1058
FHA 30-Year Fixed Rate
5.31%
5.73%
▼
Rate5.31%
APR5.73%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Crews Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
102 E Interlake Blvd, Arcadia, FL, 33801
15-Year Fixed
5.00%
5.04%
▼
Rate5.00%
APR5.04%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
15 Year Fixed Rate
4.75%
5.06%
▼
Rate4.75%
APR5.06%
Points0.500
UpdatedMar 20, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Loves Park, IL, 61073
15 Year Fixed Rate
4.75%
5.08%
▼
Rate4.75%
APR5.08%
Points1.000
UpdatedMar 20, 2026
Details
As Low As
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
4.88%
5.12%
▼
Rate4.88%
APR5.12%
Points1.500
UpdatedMar 21, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
4.88%
5.12%
▼
Rate4.88%
APR5.12%
Points1.500
UpdatedMar 21, 2026
Details
No additional details available.
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
13303 Hadley St, MONTEREY PARK, CA, 90601
15-Year Fixed-Rate Mortgage
5.12%
5.13%
▼
Rate5.12%
APR5.13%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
100 SWIFT ST, BOSTON, MA, 02128 1864
15 Year Fixed
5.25%
5.13%
▼
Rate5.25%
APR5.13%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
First Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1341 COVE RD, East Wareham, MA, 02538
15-Year Fixed
15-Year
5.00%
5.14%
▼
Rate5.00%
APR5.14%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed
15
4.88%
5.16%
▼
Rate4.88%
APR5.16%
Points1.500
UpdatedMar 21, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
15 Year Fixed
15
5.00%
5.17%
▼
Rate5.00%
APR5.17%
Points0.000
UpdatedMar 21, 2026
Details
As Low As; 60 DAY LOCK
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
15 Year Fixed Rate
5.00%
5.17%
▼
Rate5.00%
APR5.17%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate
4.88%
5.18%
▼
Rate4.88%
APR5.18%
Points1.500
UpdatedMar 21, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
5.00%
5.19%
▼
Rate5.00%
APR5.19%
Points1.125
UpdatedMar 21, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
5.00%
5.19%
▼
Rate5.00%
APR5.19%
Points1.125
UpdatedMar 21, 2026
Details
No additional details available.
Members Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
159 Colorado St, Muscatine, IA, 52761
15-Year Fixed
15 Years
5.25%
5.22%
▼
Rate5.25%
APR5.22%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed
15
5.00%
5.23%
▼
Rate5.00%
APR5.23%
Points1.125
UpdatedMar 21, 2026
Details
No additional details available.
SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
134 N Kenwood St, Burbank, CA, 90036 3792
15-Year Fixed
5.00%
5.24%
▼
Rate5.00%
APR5.24%
Points1.000
UpdatedMar 21, 2026
Details
1% Origination
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate
5.00%
5.25%
▼
Rate5.00%
APR5.25%
Points1.125
UpdatedMar 21, 2026
Details
No additional details available.
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
12104 Shelbyville Rd, Lexington, KY, 40202
15 Year Fixed
15 Year
5.25%
5.25%
▼
Rate5.25%
APR5.25%
Points0.000
UpdatedMar 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
1020 Woodruff Rd, Charlotte, CA, 27612
15-Year Fixed
15
5.25%
5.25%
▼
Rate5.25%
APR5.25%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
5.12%
5.26%
▼
Rate5.12%
APR5.26%
Points0.750
UpdatedMar 21, 2026
Details
No additional details available.
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1662 W Orange Blossom Trl, Apopka, FL, 32712 2641
15 Year Fixed
5.12%
5.26%
▼
Rate5.12%
APR5.26%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
5.12%
5.26%
▼
Rate5.12%
APR5.26%
Points0.750
UpdatedMar 21, 2026
Details
No additional details available.
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
104 McCall Rd, Andover, KS, 66049 4869
15 Year Fixed
5.13%
5.26%
▼
Rate5.13%
APR5.26%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
101 High St, Altoona, PA, 15943
15-Year Fixed Rate
15
5.25%
5.26%
▼
Rate5.25%
APR5.26%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
101 High St, Altoona, PA, 15943
15-Year Fixed Rate Biweekly Mortgage Loan
5.25%
5.26%
▼
Rate5.25%
APR5.26%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
134 N Kenwood St, Burbank, CA, 90036 3792
15-Year Fixed
5.20%
5.29%
▼
Rate5.20%
APR5.29%
Points0.000
UpdatedMar 21, 2026
Details
0% Origination
Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
175 Rock Rd, Glen Rock, NJ, 07052
15 Year Fixed
15
4.75%
5.29%
▼
Rate4.75%
APR5.29%
Points3.000
UpdatedMar 25, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed
15
5.12%
5.30%
▼
Rate5.12%
APR5.30%
Points0.750
UpdatedMar 21, 2026
Details
No additional details available.
Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
123 W 4th St, Cedar Falls, IA, 50613 2831
15-Year Fixed
15
5.12%
5.30%
▼
Rate5.12%
APR5.30%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
134 N Kenwood St, Burbank, CA, 90036 3792
5/1 ARM
5.58%
4.39%
▼
Rate5.58%
APR4.39%
Points0.000
UpdatedMar 21, 2026
Details
0% Origination
SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
134 N Kenwood St, Burbank, CA, 90036 3792
5/1 ARM
5.38%
4.40%
▼
Rate5.38%
APR4.40%
Points1.000
UpdatedMar 21, 2026
Details
1% Origination
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
165 W 46th St, Chicago, CA, 10036 1308
5/1 ARM
4.75%
4.86%
▼
Rate4.75%
APR4.86%
Points0.000
UpdatedMar 24, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Ashburn, DC, 20005 4269
5/1 ARM
5.00%
5.12%
▼
Rate5.00%
APR5.12%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
105 Westminster St, Barre, VT, 05001 4720
5/1 ARM
5.00%
5.15%
▼
Rate5.00%
APR5.15%
Points0.000
UpdatedMar 24, 2026
Details
No additional details available.
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX, 77017
5/1 CMT FHA ARM
4.94%
5.31%
▼
Rate4.94%
APR5.31%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
100 SWIFT ST, BOSTON, MA, 02128 1864
5/1 ARM
5.50%
5.35%
▼
Rate5.50%
APR5.35%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
1 Fort Eustis, Fort Eustis, VA, 23061
First-Time Homebuyer Mortgage 5/5 ARM
5/5
5.50%
5.37%
▼
Rate5.50%
APR5.37%
Points0.000
UpdatedMar 24, 2026
Details
As Low As
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
14600 Aviation Blvd, El Segundo, CA, 75067 4151
Adjustable-Rate Mortgage ARMs (Conforming) 5/5
5/5
5.25%
5.38%
▼
Rate5.25%
APR5.38%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96707 1878
1st Mortgage 15/15 ARM
15/15 ARM
5.12%
5.39%
▼
Rate5.12%
APR5.39%
Points2.000
UpdatedMar 22, 2026
Details
No additional details available.
Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
10 Bahia Ave, Belleview, FL, 32055 5802
5/1 Adjustable Rate Mortgage (ARM)
5.25%
5.39%
▼
Rate5.25%
APR5.39%
Points0.000
UpdatedMar 23, 2026
Details
Up to 100% financing; Up to $5,000 lender credit toward closing costs on portfolio loans; Purchase - refinance - get cash out
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21133 4706
5/1 ARM (adjustable rate)
5.00%
5.41%
▼
Rate5.00%
APR5.41%
Points0.000
UpdatedMar 20, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
100 S Main St Ste 110, Alhambra, AZ, 86403
5/1 ARM
5.38%
5.42%
▼
Rate5.38%
APR5.42%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
255 James Payton Blvd, Chelsea, AL, 35043
5/15 ARM (Adjustable Rate Mortgage) 1st Mortgage
4.50%
5.42%
▼
Rate4.50%
APR5.42%
Points0.000
UpdatedMar 25, 2026
Details
<=80% Max LTV; Primary Dwelling or Second Home; Rate Fixed for First Five Years, Adjusts Annually Beginning On 5th Anniversary Date; 2% Max Annual Adjustment; 6% Lifetime CAP; 1% Origination Fee, Actual Closing Costs, and Appraisal Fee May Apply; Survey if Applicable
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
101 W Prospect Ave, Cleveland, OH, 44070
5/1 ARM - 30 Year (up to 85% LTV)
30
5.40%
5.43%
▼
Rate5.40%
APR5.43%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
107 W Church St, Greenville, SC, 29607
5/1 ARM Loans
5.12%
5.44%
▼
Rate5.12%
APR5.44%
Points0.000
UpdatedMar 23, 2026
Details
As Low As; Rate fixed for 5 years
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2705 NW EXPRESSWAY, Dallas, OK, 73112 7047
ARM (Adjustable Rate Mortgage)
15 Year; 5/1
4.50%
5.44%
▼
Rate4.50%
APR5.44%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
100 COMMUNITY LOOP, Arroyo Grande, CA, 93401 4084
5/5 ARM
5.38%
5.46%
▼
Rate5.38%
APR5.46%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
1200 Associates Dr, Burlington, IA, 52001
5/1 Year ARM
5.38%
5.46%
▼
Rate5.38%
APR5.46%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
UMe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
5/1 ARM
5.38%
5.49%
▼
Rate5.38%
APR5.49%
Points0.000
UpdatedMar 22, 2026
Details
As Low As
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, American Fork, CO, 78006 2958
10-Year Power Rate Fixed Jumbo
4.88%
5.15%
▼
Rate4.88%
APR5.15%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1001 Kamokila Blvd Ste 104, Aiea, HI, 89123 8004
30 Year Jumbo
5.00%
5.21%
▼
Rate5.00%
APR5.21%
Points2.000
UpdatedMar 16, 2026
Details
No additional details available.
Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1350 N Kings Rd, Angwin, CA, 83687 3193
1st Deed Jumbo 3/3/30 Year - 1 Yr. TCM
360
5.25%
5.25%
▼
Rate5.25%
APR5.25%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate
10 years
5.12%
5.31%
▼
Rate5.12%
APR5.31%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
111 Aupuni St, Hilo, HI, 96720 4233
Jumbo 5/30 Balloon Owner-Occupied
5.38%
5.35%
▼
Rate5.38%
APR5.35%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo One-Time Close Construction
10 years
5.12%
5.36%
▼
Rate5.12%
APR5.36%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1111 Pine St, Benicia, CA, 94510 3579
20 Year Jumbo
5.25%
5.37%
▼
Rate5.25%
APR5.37%
Points0.750
UpdatedMar 24, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11112 San Jose Blvd, Altamonte Springs, FL, 30044 5478
Jumbo Mortgage 30YR FIXED
5.37%
5.39%
▼
Rate5.37%
APR5.39%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Norman Dr, Cranberry Township, PA, 15090
10 Yr Jumbo
10
5.12%
5.47%
▼
Rate5.12%
APR5.47%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1001 Kamokila Blvd Ste 104, Aiea, HI, 89123 8004
30 Year Jumbo
5.38%
5.50%
▼
Rate5.38%
APR5.50%
Points1.000
UpdatedMar 16, 2026
Details
No additional details available.
Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1350 N Kings Rd, Angwin, CA, 83687 3193
1st Deed Jumbo 5/5/30 Year - 1 Yr. TCM
360
5.50%
5.50%
▼
Rate5.50%
APR5.50%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
1 UNF Dr Bldg 1402, Callahan, FL, 32003 6333
Jumbo Mortgages
5/5
5.38%
5.54%
▼
Rate5.38%
APR5.54%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1200 Central Ave, Bristol, MA, 02760
Jumbo Fixed Rate 10 yr
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
100 Averill Rd, Coventry, CT, 02816
Fixed Rate Jumbo Mortgages (Purchase or Refinance)
10 year
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
30 Year Jumbo Fixed Rate
30 Year
5.25%
5.59%
▼
Rate5.25%
APR5.59%
Points2.125
UpdatedMar 20, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Refinance Your Mortgage - On The House Fixed Jumbo
5 Years
5.62%
5.62%
▼
Rate5.62%
APR5.62%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
11899 New Halls Ferry Rd, Ellisville, MO, 63011
Jumbo
5.50%
5.63%
▼
Rate5.50%
APR5.63%
Points1.250
UpdatedMar 20, 2026
Details
No additional details available.
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
14600 Aviation Blvd, El Segundo, CA, 75067 4151
Fixed-Rate Mortgage (Jumbo)
20-Year
5.50%
5.64%
▼
Rate5.50%
APR5.64%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
1030 US Highway 1, Cocoa, FL, 32780
30 YEAR FIXED JUMBO FINANCING
30 YEAR
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
American Savings Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
100 Pauahi St, Aiea, HI, 96701
Conforming & Jumbo Loans
5.25%
5.67%
▼
Rate5.25%
APR5.67%
Points2.125
UpdatedMar 25, 2026
Details
Down Payment: 20%
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
20-year Jumbo
20
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
Purchase/Refinance Fixed Rate 20-year Jumbo
20-year Jumbo
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
30-year Jumbo Loan
30
5.63%
5.70%
▼
Rate5.63%
APR5.70%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1111 Pine St, Benicia, CA, 94510 3579
30 Year Jumbo
5.62%
5.71%
▼
Rate5.62%
APR5.71%
Points0.750
UpdatedMar 24, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
30 Year Jumbo Fixed Rate
30 Year
5.50%
5.72%
▼
Rate5.50%
APR5.72%
Points0.875
UpdatedMar 20, 2026
Details
No additional details available.
Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
1080 Enterprise Way Ste 150, Cupertino, CA, 94022 3618
10-Year Fixed-Rate Mortgage - Jumbo
5.62%
5.73%
▼
Rate5.62%
APR5.73%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Pacific Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
102 E Nees Ave, Clovis, CA, 93612
Jumbo
5.62%
5.74%
▼
Rate5.62%
APR5.74%
Points1.000
UpdatedMar 21, 2026
Details
No additional details available.
USAlliance Financial
National
10 Year Fixed Jumbo Loans
5.75%
5.77%
▼
Rate5.75%
APR5.77%
Points0.000
UpdatedMar 22, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, Bronx, CT, 01824 3629
Jumbo Loans 10 Year Fixed
5.75%
5.77%
▼
Rate5.75%
APR5.77%
Points0.000
UpdatedMar 22, 2026
Details
As Low As
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1000 W Rhode Island Ave, Cape Canaveral, FL, 32119
Jumbo Loan
5.74%
5.78%
▼
Rate5.74%
APR5.78%
Points0.000
UpdatedMar 20, 2026
Details
As Low As
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
4.88%
5.12%
▼
Rate4.88%
APR5.12%
Points1.500
UpdatedMar 21, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
4.88%
5.12%
▼
Rate4.88%
APR5.12%
Points1.500
UpdatedMar 21, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, American Fork, CO, 78006 2958
10-Year Power Rate Fixed Jumbo
4.88%
5.15%
▼
Rate4.88%
APR5.15%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
5.00%
5.19%
▼
Rate5.00%
APR5.19%
Points1.125
UpdatedMar 21, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
5.00%
5.19%
▼
Rate5.00%
APR5.19%
Points1.125
UpdatedMar 21, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, American Fork, CO, 78006 2958
15-Year Power Rate Fixed Jumbo
5.00%
5.20%
▼
Rate5.00%
APR5.20%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1001 Kamokila Blvd Ste 104, Aiea, HI, 89123 8004
30 Year Jumbo
5.00%
5.21%
▼
Rate5.00%
APR5.21%
Points2.000
UpdatedMar 16, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
15-year Jumbo Loan
15
5.13%
5.25%
▼
Rate5.13%
APR5.25%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1350 N Kings Rd, Angwin, CA, 83687 3193
1st Deed Jumbo 3/3/30 Year - 1 Yr. TCM
360
5.25%
5.25%
▼
Rate5.25%
APR5.25%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
5.12%
5.26%
▼
Rate5.12%
APR5.26%
Points0.750
UpdatedMar 21, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
5.12%
5.26%
▼
Rate5.12%
APR5.26%
Points0.750
UpdatedMar 21, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate
10 years
5.12%
5.31%
▼
Rate5.12%
APR5.31%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10249 Indianapolis Blvd, Calumet City, IL, 46307
Jumbo Single Family Mortgages (Loans - Purchases
15 Years
5.25%
5.31%
▼
Rate5.25%
APR5.31%
Points0.000
UpdatedMar 26, 2026
Details
$832,750+
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10249 Indianapolis Blvd, Calumet City, IL, 46307
Jumbo Single Family Mortgages (Loans - Refinances
15 Years
5.25%
5.31%
▼
Rate5.25%
APR5.31%
Points0.000
UpdatedMar 26, 2026
Details
$832,750+
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
5.25%
5.32%
▼
Rate5.25%
APR5.32%
Points0.375
UpdatedMar 21, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
5.25%
5.33%
▼
Rate5.25%
APR5.33%
Points0.375
UpdatedMar 21, 2026
Details
No additional details available.
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
111 Aupuni St, Hilo, HI, 96720 4233
Jumbo 5/30 Balloon Owner-Occupied
5.38%
5.35%
▼
Rate5.38%
APR5.35%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo One-Time Close Construction
10 years
5.12%
5.36%
▼
Rate5.12%
APR5.36%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1111 Pine St, Benicia, CA, 94510 3579
20 Year Jumbo
5.25%
5.37%
▼
Rate5.25%
APR5.37%
Points0.750
UpdatedMar 24, 2026
Details
As Low As
Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
531 Broad St, Coraopolis, PA, 15108
Jumbo Mortgages (Greater than 15 Year
15 Year
5.38%
5.39%
▼
Rate5.38%
APR5.39%
Points0.000
UpdatedMar 21, 2026
Details
$832,750
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11112 San Jose Blvd, Altamonte Springs, FL, 30044 5478
Jumbo Mortgage 30YR FIXED
5.37%
5.39%
▼
Rate5.37%
APR5.39%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
5.38%
5.39%
▼
Rate5.38%
APR5.39%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
5.38%
5.39%
▼
Rate5.38%
APR5.39%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
14600 Aviation Blvd, El Segundo, CA, 75067 4151
Fixed-Rate Mortgage (Jumbo)
15-Year
5.25%
5.43%
▼
Rate5.25%
APR5.43%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Norman Dr, Cranberry Township, PA, 15090
10 Yr Jumbo
10
5.12%
5.47%
▼
Rate5.12%
APR5.47%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1001 Kamokila Blvd Ste 104, Aiea, HI, 89123 8004
30 Year Jumbo
5.38%
5.50%
▼
Rate5.38%
APR5.50%
Points1.000
UpdatedMar 16, 2026
Details
No additional details available.
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
15-year Jumbo
15
5.38%
5.50%
▼
Rate5.38%
APR5.50%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
Purchase/Refinance Fixed Rate 15-year Jumbo
15-year Jumbo
5.38%
5.50%
▼
Rate5.38%
APR5.50%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1350 N Kings Rd, Angwin, CA, 83687 3193
1st Deed Jumbo 5/5/30 Year - 1 Yr. TCM
360
5.50%
5.50%
▼
Rate5.50%
APR5.50%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1111 Pine St, Benicia, CA, 94510 3579
15 Year Jumbo
5.38%
5.53%
▼
Rate5.38%
APR5.53%
Points0.750
UpdatedMar 24, 2026
Details
As Low As
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
1 UNF Dr Bldg 1402, Callahan, FL, 32003 6333
Jumbo Mortgages
5/5
5.38%
5.54%
▼
Rate5.38%
APR5.54%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1200 Central Ave, Bristol, MA, 02760
Jumbo Fixed Rate 10 yr
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
100 Averill Rd, Coventry, CT, 02816
Fixed Rate Jumbo Mortgages (Purchase or Refinance)
10 year
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
101 W Division St, Algonquin, IL, 48072
Jumbo Fixed-Rate Mortgages 15 Year
15 Year
5.38%
5.57%
▼
Rate5.38%
APR5.57%
Points1.000
UpdatedMar 20, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate
15 years
5.38%
5.58%
▼
Rate5.38%
APR5.58%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
30 Year Jumbo Fixed Rate
30 Year
5.25%
5.59%
▼
Rate5.25%
APR5.59%
Points2.125
UpdatedMar 20, 2026
Details
No additional details available.
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1005 South St, Norfolk, MA, 02056
15 Year Fixed (Jumbo)
15
5.50%
5.59%
▼
Rate5.50%
APR5.59%
Points0.000
UpdatedMar 24, 2026
Details
No additional details available.
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Norman Dr, Cranberry Township, PA, 15090
15 Yr Jumbo
15
5.38%
5.62%
▼
Rate5.38%
APR5.62%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo One-Time Close Construction
15 years
5.38%
5.62%
▼
Rate5.38%
APR5.62%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
100 E Walnut St, Abington, NJ, 08002 4402
15 Year Jumbo Mortgage
15 Year
5.60%
5.62%
▼
Rate5.60%
APR5.62%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Refinance Your Mortgage - On The House Fixed Jumbo
5 Years
5.62%
5.62%
▼
Rate5.62%
APR5.62%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
11899 New Halls Ferry Rd, Ellisville, MO, 63011
Jumbo
5.50%
5.63%
▼
Rate5.50%
APR5.63%
Points1.250
UpdatedMar 20, 2026
Details
No additional details available.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
1 UNF Dr Bldg 1402, Callahan, FL, 32003 6333
Jumbo Mortgages
15
5.62%
5.64%
▼
Rate5.62%
APR5.64%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
14600 Aviation Blvd, El Segundo, CA, 75067 4151
Fixed-Rate Mortgage (Jumbo)
20-Year
5.50%
5.64%
▼
Rate5.50%
APR5.64%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1200 Central Ave, Bristol, MA, 02760
Jumbo Fixed Rate 15 yr
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
100 Averill Rd, Coventry, CT, 02816
Fixed Rate Jumbo Mortgages (Purchase or Refinance)
15 Year
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
101 W Division St, Algonquin, IL, 48072
Jumbo Fixed-Rate Mortgages 15 Year
15 Year
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 20, 2026
Details
As Low As
Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
1030 US Highway 1, Cocoa, FL, 32780
30 YEAR FIXED JUMBO FINANCING
30 YEAR
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
American Savings Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
100 Pauahi St, Aiea, HI, 96701
Conforming & Jumbo Loans
5.25%
5.67%
▼
Rate5.25%
APR5.67%
Points2.125
UpdatedMar 25, 2026
Details
Down Payment: 20%
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
1001 Hastings Park Dr, Bethel Park, PA, 15009
Jumbo Single Family Owner-Occupied
15 Year
5.62%
5.67%
▼
Rate5.62%
APR5.67%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
20-year Jumbo
20
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
Purchase/Refinance Fixed Rate 20-year Jumbo
20-year Jumbo
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
30-year Jumbo Loan
30
5.63%
5.70%
▼
Rate5.63%
APR5.70%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1111 Pine St, Benicia, CA, 94510 3579
30 Year Jumbo
5.62%
5.71%
▼
Rate5.62%
APR5.71%
Points0.750
UpdatedMar 24, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
30 Year Jumbo Fixed Rate
30 Year
5.50%
5.72%
▼
Rate5.50%
APR5.72%
Points0.875
UpdatedMar 20, 2026
Details
No additional details available.
Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
1080 Enterprise Way Ste 150, Cupertino, CA, 94022 3618
10-Year Fixed-Rate Mortgage - Jumbo
5.62%
5.73%
▼
Rate5.62%
APR5.73%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Pacific Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
102 E Nees Ave, Clovis, CA, 93612
Jumbo
5.62%
5.74%
▼
Rate5.62%
APR5.74%
Points1.000
UpdatedMar 21, 2026
Details
No additional details available.
USAlliance Financial
National
10 Year Fixed Jumbo Loans
5.75%
5.77%
▼
Rate5.75%
APR5.77%
Points0.000
UpdatedMar 22, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, Bronx, CT, 01824 3629
Jumbo Loans 10 Year Fixed
5.75%
5.77%
▼
Rate5.75%
APR5.77%
Points0.000
UpdatedMar 22, 2026
Details
As Low As
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1000 W Rhode Island Ave, Cape Canaveral, FL, 32119
Jumbo Loan
5.74%
5.78%
▼
Rate5.74%
APR5.78%
Points0.000
UpdatedMar 20, 2026
Details
As Low As
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
14600 Aviation Blvd, El Segundo, CA, 75067 4151
Adjustable-Rate Mortgage ARMs (Jumbo) 5/1
5.25%
5.35%
▼
Rate5.25%
APR5.35%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
100 S Main St Ste 110, Alhambra, AZ, 86403
Jumbo Adjustable Rate Mortgage (ARM) Rate 5/1 ARM
5.38%
5.40%
▼
Rate5.38%
APR5.40%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1350 N Kings Rd, Angwin, CA, 83687 3193
1st Deed Jumbo 5/5/30 Year - 1 Yr. TCM
360
5.50%
5.50%
▼
Rate5.50%
APR5.50%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
100 S Main St Ste 110, Alhambra, AZ, 86403
Jumbo Adjustable Rate Mortgage (ARM) Rate 5/5 ARM
5.50%
5.52%
▼
Rate5.50%
APR5.52%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo 5/5 ARM
5.50%
5.54%
▼
Rate5.50%
APR5.54%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo ARM (5/5)
30 years
5.50%
5.54%
▼
Rate5.50%
APR5.54%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
1 UNF Dr Bldg 1402, Callahan, FL, 32003 6333
Jumbo Mortgages
5/5
5.38%
5.54%
▼
Rate5.38%
APR5.54%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1800 Barrs St, Hammond, FL, 32202
Jumbo 5/5 ARM
5.50%
5.59%
▼
Rate5.50%
APR5.59%
Points0.500
UpdatedMar 25, 2026
Details
As Low As
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
14600 Aviation Blvd, El Segundo, CA, 75067 4151
Adjustable-Rate Mortgage ARMs (Jumbo) 5/5
5.50%
5.61%
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1800 Barrs St, Hammond, FL, 32202
Jumbo 5/5 ARM
5.62%
5.67%
▼
Rate5.62%
APR5.67%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Refinance Your Mortgage - On The House 5/5 ARM Jumbo
10 Years
5.50%
5.75%
▼
Rate5.50%
APR5.75%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Patelco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1050 Admiral Ct Ste F, Berkeley, CA, 94015
5/5 30-Year Adjustable Jumbo
5.88%
5.86%
▼
Rate5.88%
APR5.86%
Points0.000
UpdatedMar 21, 2026
Details
$832,751 to $2,500,000
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1155 W Park Lane, American Fork, UT, 84003
FHA
15 Years
4.88%
5.22%
▼
Rate4.88%
APR5.22%
Points0.000
UpdatedMar 24, 2026
Details
No additional details available.
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX, 77017
5/1 CMT FHA ARM
4.94%
5.31%
▼
Rate4.94%
APR5.31%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX, 77017
7/1 CMT FHA ARM
5.05%
5.42%
▼
Rate5.05%
APR5.42%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Riverside Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
325 Becker Dr, Roanoke Rapids, NC, 27870
FHA/VA
30
5.38%
5.69%
▼
Rate5.38%
APR5.69%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1155 W Park Lane, American Fork, UT, 84003
FHA
30 Years
5.49%
5.70%
▼
Rate5.49%
APR5.70%
Points0.000
UpdatedMar 24, 2026
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1015 WARNER AVE, Athol, ID, 83501
15 Year FHA Loan
4.99%
5.71%
▼
Rate4.99%
APR5.71%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20903 1058
FHA 30-Year Fixed Rate
5.31%
5.73%
▼
Rate5.31%
APR5.73%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
2106 University Cir, North Ogden, UT, 84067
FHA
30 Year
5.49%
5.74%
▼
Rate5.49%
APR5.74%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
10150 W Desert River Blvd, Avondale, AZ, 85008 2442
30 Year FHA
30 Year
5.49%
5.77%
▼
Rate5.49%
APR5.77%
Points1.750
UpdatedMar 25, 2026
Details
No additional details available.
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
1090 W Sunset Rd Ste B, Henderson, NV, 89014 6678
FHA 30 Year Fixed
5.62%
5.82%
▼
Rate5.62%
APR5.82%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
1090 W Sunset Rd Ste B, Henderson, NV, 89014 6678
Refi FHA 30 Year Fixed
5.62%
5.82%
▼
Rate5.62%
APR5.82%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1 Riverchase Pkwy S, Birmingham, AL, 35023 1668
30-Year FHA Fixed
5.12%
5.82%
▼
Rate5.12%
APR5.82%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
112 Boston Ave, Bethel, CT, 06468
30 Year Fixed FHA
30
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
2106 University Cir, North Ogden, UT, 84067
FHA
15 Year
5.38%
5.88%
▼
Rate5.38%
APR5.88%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1033 N Buckner St, Augusta, KS, 67010
FHA 30 Year Fixed
5.75%
5.88%
▼
Rate5.75%
APR5.88%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2705 NW EXPRESSWAY, Dallas, OK, 73112 7047
FHA
15 Year Fixed
5.12%
5.96%
▼
Rate5.12%
APR5.96%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Southwest Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
1000 E 32nd St, Alba, MO, 64755
30-year fixed rate FHA
5.75%
5.98%
▼
Rate5.75%
APR5.98%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
LGE Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
105 W Main St, Acworth, GA, 30009 2230
30 Yr Fixed FHA (Brokered) 30 Yr Fixed VA (Brokered)
5.88%
6.00%
▼
Rate5.88%
APR6.00%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
100 Lynnhaven Pkwy, Cedar City, TX, 23320
FHA
15 Years
5.50%
6.00%
▼
Rate5.50%
APR6.00%
Points0.500
UpdatedMar 25, 2026
Details
No additional details available.
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
1010 21st Ave N, Conway, SC, 29526 3365
FHA
5.88%
6.00%
▼
Rate5.88%
APR6.00%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1033 N Buckner St, Augusta, KS, 67010
FHA 30 Year Fixed
5.88%
6.00%
▼
Rate5.88%
APR6.00%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Rural Cooperatives Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
13246 State Route 176, Drakesboro, KY, 40223
FHA 30-Year Fixed - Conforming
30
5.88%
6.03%
▼
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
1030 Shaw Ave, Atascadero, CA, 91762
30-Year Fixed FHA Purchase
5.38%
6.06%
▼
Rate5.38%
APR6.06%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
SECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
3200 Main St, KEOKUK, IA, 52632
FHA 30 Year Fixed
5.75%
6.06%
▼
Rate5.75%
APR6.06%
Points1.125
UpdatedMar 21, 2026
Details
No additional details available.
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
10025 Baltimore National Pike, Annapolis, MD, 20740
FHA 30 Year Fixed
5.75%
6.06%
▼
Rate5.75%
APR6.06%
Points1.125
UpdatedMar 21, 2026
Details
No additional details available.
Sunmark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
113 Holland Ave, Albany, NY, 10547
FHA 30 Year Fixed
5.50%
6.07%
▼
Rate5.50%
APR6.07%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1020 E 800 N, Bluffdale, ID, 83402
20 Year Fixed FHA Mortgage
5.25%
6.08%
▼
Rate5.25%
APR6.08%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Fort Leonard Wood, MO, 65065 3276
FHA Loan
15 - 30 Years
5.50%
6.08%
▼
Rate5.50%
APR6.08%
Points0.000
UpdatedMar 27, 2026
Details
As Low As
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1 BayPort Way Ste 105, Chesapeake, VA, 23061
30 years FHA Loan
30 years
5.88%
6.09%
▼
Rate5.88%
APR6.09%
Points0.625
UpdatedMar 25, 2026
Details
No additional details available.
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
1010 Riley St Ste 5, Anaheim, CA, 90045
FHA - Fixed-Rate Mortgages 15 Year
15
5.25%
6.13%
▼
Rate5.25%
APR6.13%
Points1.000
UpdatedMar 21, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
106 E Main St, Bellingham, WA, 98225
VA 15-Year Fixed Purchase
5.25%
5.44%
▼
Rate5.25%
APR5.44%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
106 E Main St, Bellingham, WA, 98225
VA 15-Year Fixed Refinance
5.25%
5.44%
▼
Rate5.25%
APR5.44%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1015 WARNER AVE, Athol, ID, 83501
15 Year VA Loan
15
5.25%
5.50%
▼
Rate5.25%
APR5.50%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
10 Leanni Way, Boca Raton, FL, 32114 1560
VA Home Loan
15 Years
5.38%
5.52%
▼
Rate5.38%
APR5.52%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
American Savings Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
100 Pauahi St, Aiea, HI, 96701
Veteran Affairs (VA) 30 Year Fixed
5.40%
5.53%
▼
Rate5.40%
APR5.53%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
103 N Nordic Dr, Craig, AK, 99801
Alaska Housing 15 Year Fixed Rate Veterans Mortgage Program
5.38%
5.53%
▼
Rate5.38%
APR5.53%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1007 Jadwin Ave, College Place, OR, 97267
15-Year VA Purchase / No Cash-Out Refinance
180
5.38%
5.54%
▼
Rate5.38%
APR5.54%
Points0.000
UpdatedMar 20, 2026
Details
Fixed 180 Months
SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
10750 France Ave S, Andover, MN, 55304
VA IRRRL 30-Year Fixed
30
5.50%
5.60%
▼
Rate5.50%
APR5.60%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
1065 Velp Ave, Appleton, WI, 54115
Federal VA Loans
15 year
5.50%
5.61%
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
118 W Main St, Auburn, MA, 01420 4327
5&1 Fixed Variable
5.50%
5.62%
▼
Rate5.50%
APR5.62%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1020 E 800 N, Bluffdale, ID, 83402
30 Year Fixed VA Mortgage
5.50%
5.65%
▼
Rate5.50%
APR5.65%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1 Riverchase Pkwy S, Birmingham, AL, 35023 1668
30-Year VA Fixed
5.38%
5.73%
▼
Rate5.38%
APR5.73%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
130 Griffin Bell Dr, Clarksville, KY, 37040 1620
VA 15 Year Fixed Loan
5.38%
5.75%
▼
Rate5.38%
APR5.75%
Points0.000
UpdatedMar 23, 2026
Details
No additional details available.
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
110 International Way, Albany, OR, 97210
30 Year VA
5.50%
5.77%
▼
Rate5.50%
APR5.77%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Fort Leonard Wood, MO, 65065 3276
VA Loan
10 - 30 Years
5.50%
5.77%
▼
Rate5.50%
APR5.77%
Points0.000
UpdatedMar 27, 2026
Details
As Low As
Sierra Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1000 Plaza Dr, Anderson, CA, 95603 2502
VA 15 Year
5.62%
5.79%
▼
Rate5.62%
APR5.79%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
VA 15-Year Fixed
5.38%
5.79%
▼
Rate5.38%
APR5.79%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Building 420 Kadena Air Base, Okinawa, 96368
VA Loan
5.50%
5.81%
▼
Rate5.50%
APR5.81%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1015 WARNER AVE, Athol, ID, 83501
30 Year VA Loan
30
5.62%
5.82%
▼
Rate5.62%
APR5.82%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
VA Purchase Refinance
15 Year
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 24, 2026
Details
As Low As
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
VA Purchase / Refinance 15 Year
15 Year
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 24, 2026
Details
As Low As
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
103 N Nordic Dr, Craig, AK, 99801
Alaska Housing 30 Year Fixed Rate Veterans Mortgage Program
5.75%
5.84%
▼
Rate5.75%
APR5.84%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
118 W Main St, Auburn, MA, 01420 4327
7&1 Fixed Variable
5.75%
5.87%
▼
Rate5.75%
APR5.87%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
10750 France Ave S, Andover, MN, 55304
VA 30-Year Fixed
30
5.62%
5.88%
▼
Rate5.62%
APR5.88%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
10150 W Desert River Blvd, Avondale, AZ, 85008 2442
15 Year VA
15 Year
5.12%
5.89%
▼
Rate5.12%
APR5.89%
Points1.875
UpdatedMar 25, 2026
Details
No additional details available.
Mid Oregon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1386 NE Cushing Dr, Bend, OR, 97701 3730
VA 30 Year Fixed - Conforming
5.62%
5.91%
▼
Rate5.62%
APR5.91%
Points0.375
UpdatedMar 20, 2026
Details
No additional details available.
Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
1030 US Highway 1, Cocoa, FL, 32780
VA- 30 YEAR FIXED
5.62%
5.91%
▼
Rate5.62%
APR5.91%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
1065 Velp Ave, Appleton, WI, 54115
Federal VA Loans
30 year
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Credit Union of America Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
10222 E Harry St, Derby, KS, 66502 3469
30 Year VA
5.88%
5.98%
▼
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
LGE Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
105 W Main St, Acworth, GA, 30009 2230
30 Yr Fixed FHA (Brokered) 30 Yr Fixed VA (Brokered)
5.88%
6.00%
▼
Rate5.88%
APR6.00%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
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MonitorBankRates
The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
National Mortgage Rate Trends
Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
30-Year Fixed — National Avg
6.328%
▲ 0.143 from last week
The national 30-year fixed average mortgage rate rose 0.143 points this week to 6.328%, according to MonitorBankRates trend data.
15-Year Fixed — National Avg
5.996%
▲ 0.085 from last week
The national 15-year fixed average mortgage rate rose 0.085 points this week to 5.996%, according to MonitorBankRates trend data.
As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates nationwide directly from the official websites of lenders, banks, and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products across the country. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national online lenders.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because mortgage rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own specific “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you are comparing rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates
What is a 30-Year Fixed Mortgage?
A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in the U.S. because it offers lower monthly payments compared to shorter-term loans.
How does my credit score affect my rate?
Your credit score is a major factor. Borrowers with higher scores (760+) typically receive the lowest rates because they represent a lower risk to lenders.
What are closing costs?
Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% 5% of the loan amount. They include appraisal fees, title insurance, and origination fees.
Should I lock my mortgage rate?
If you are satisfied with the current rate and worried rates might rise before closing, locking your rate is a good idea. It guarantees your rate for a specific period.
What is an Adjustable-Rate Mortgage (ARM)?
An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.
What is a Jumbo Loan?
A Jumbo Loan is a mortgage that exceeds conforming loan limits set by the FHFA. These loans are common in high-cost areas and often require higher credit scores and larger down payments.
Do I need a 20% down payment?
No. While 20% down avoids Private Mortgage Insurance (PMI), many lenders offer conventional loans with as little as 3% down, and FHA loans require only 3.5% down.
What is the difference between Interest Rate and APR?
The interest rate is the cost of borrowing the principal. The APR includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.
Can I refinance my mortgage later?
Yes. Many homeowners refinance to get a lower rate, shorten their loan term, or cash out equity. However, refinancing involves closing costs, so it is important to calculate your break-even point.
What are the best Mortgage rates nationally?
- OlyFed Olympia Federal S&L: 4.25% (30-Year Fixed (Affordable Construction Program))
- Institution for Savings: 4.99% (30 Year Fixed)
- Ontario-Montclair School Employees Federal Credit Union: 4.99% (30 Year Fixed Rate Mortgage)
- First Citizens Federal Credit Union: 5.00% (30-Year Fixed)
- TULARE COUNTY: 5.12% (30-Year Fixed)
Mortgage Rates reflect actual verified offers from lenders actively lending to borrowers nationally. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 27, 2026
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