Best Personal Loan Rates in Biloxi, Mississippi (MS) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Biloxi, Mississippi include: Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS, 39531 2728A+5.0 ★Texas Ratio: 4.31% offering New Tractor Loans at 6.99% APR, Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MS188 Porter Ave, Biloxi, MS, 39530 3724A+5.0 ★Texas Ratio: 0.03% offering Signature Loans at 7.17% APR, Sunbelt Federal Credit UnionSunbelt Federal Credit Union400 Veterans Ave, Biloxi, MS, 39531A+5.0 ★Texas Ratio: 2.03% offering Bill Consolidation Loan at 8.79% APR, Southern Coastal Federal Credit UnionSouthern Coastal Federal Credit Union677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838A+5.0 ★Texas Ratio: 5.01% offering Title Loans at 9.99% APR, and Waters Edge Federal Credit UnionWaters Edge Federal Credit Union1976 Popps Ferry Rd, Biloxi, MS, 39532A5.0 ★Texas Ratio: 7.93% offering Signature loan at 9.99% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Biloxi has 5 local institutions in our database, with personal loan rates as low as 6.99% APR from Keesler Federal Credit Union at 2602 Pass Rd, Biloxi, MS, 39531 2728. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Biloxi, Mississippi.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Biloxi, Mississippi. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
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Maximum Amount: Credit Limits of Up to $10,000
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$50,000
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Credit Score: 730 and above = 5.99% buy GAP 4.99% 37 to 72 Months; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
As Low As; Rate based on creditworthiness and term of loan.
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Credit Score: 730 and above = 6.99% buy GAP 5.99% 73 to 84 Months; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
As Low As; Rate based on creditworthiness and term of loan.
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Credit Score: 730 and above = 7.99% buy GAP 6.99% up to 36 Months; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
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($3000.00 Maximum)
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A+ Category = or > 725
A+ Category = or > 725
Credit Score: 680-729 = 8.99% buy GAP 7.99% 73 to 84 Months; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
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A Category 660 - 724
A Category 660 - 724
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Credit Score: 640-679 = 9.99% buy GAP 8.99%; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
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Credit Score: 600-639 = 10.99% buy GAP 9.99%; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
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B Category 620 - 659
B Category 620 - 659
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As Low As; Up to $15,000
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
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Credit Score: 550-599 = 15.99% buy GAP 14.99%; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
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C Category 600 - 619
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Credit Score: 549 or less = 17.99% buy GAP 16.99%; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
Qualifications Required: Must be a member for 6 months, in good standing; Must be on direct deposit or allotment for 6 months or have prior loan history and setup direct deposit, allotment or ACH (auto pay from another financial institution), minimum $125.00; Must be with present employer for 6 months with 1 or more years at last employment or ; 1 year with current employer; $30.00 application fee, non-refundable
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A+ Category = or > 725
D Category = or < 599
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As Low As; Individual - Up to 72 Months; $500 - $20,000
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As Low As; up to 4 years
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As Low As; Rate based on creditworthiness and term of loan.
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A+ Category = or > 725
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A Category 660 - 724
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B Category 620 - 659
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
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C Category 600 - 619
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D Category = or < 599
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Biloxi, MS Personal Loan Rate Trends
Compare local Biloxi, MS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi personal loan rates currently average 10.222% APR.
Mississippi signature loan rates currently average 10.489% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Mississippi?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Mississippi?
Are credit unions or banks better for personal loans in Biloxi, Mississippi?
What are the best personal loan rates in Biloxi, Mississippi?
- Keesler Federal Credit Union: 6.99% (New Tractor Loans)
- Hope Federal Credit Union Jackson, MS: 7.17% (Signature Loans)
- Sunbelt Federal Credit Union: 8.79% (Bill Consolidation Loan)
- Southern Coastal Federal Credit Union: 9.99% (Title Loans)
- Waters Edge Federal Credit Union: 9.99% (Signature loan)
Personal Loan Calculators
