Best Personal Loan Rates in Jackson, Mississippi (MS) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Jackson, Mississippi include: Mississippi National Guard Federal Credit UnionMississippi National Guard Federal Credit Union142 Military Dr, Jackson, MS, 39232 8861C4.0 ★Texas Ratio: 26.90% offering Collateral Loans at 4.99% APR, Mississippi Public Employees Credit UnionMississippi Public Employees Credit Union613 S West St, Jackson, MS, 39201 5506A+5.0 ★Texas Ratio: 2.95% offering Signature Loan at 6.50% APR, Keesler Federal Credit UnionKeesler Federal Credit Union401 N West St, Jackson, MS, 39201 1010A+5.0 ★Texas Ratio: 4.31% offering New Tractor Loans at 6.99% APR, Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MS4 Old River Pl, Jackson, MS, 39202 3431A+5.0 ★Texas Ratio: 0.03% offering Unsecured / Signature at 7.50% APR, and Mutual Federal Credit UnionMutual Federal Credit Union100 Alumni Drive, Jackson, MS, 39216A+5.0 ★Texas Ratio: 3.20% offering Personal Loan at 7.99% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Jackson has 10 local institutions in our database, with personal loan rates as low as 4.99% APR from Mississippi National Guard Federal Credit Union at 142 Military Dr, Jackson, MS, 39232 8861. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Jackson, Mississippi.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Jackson, Mississippi. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
No additional details available.
$50,000
Credit Score: 660 and up
As Low As
As Low As
No additional details available.
Credit Score: 660 and up
As Low As
As Low As; ...
Credit Score: 659 - 620
No additional details available.
No additional details available.
No additional details available.
A+ Category = or > 725
A+ Category = or > 725
No additional details available.
A Category 660 - 724
A Category 660 - 724
Credit Score: 659 - 620
As Low As
No additional details available.
Starting at
No additional details available.
B Category 620 - 659
B Category 620 - 659
C Category 600 - 619
Credit Score: 619 - 600
No additional details available.
A+ Category = or > 725
D Category = or < 599
All
Credit Score: 599 - 515
No additional details available.
All
No additional details available.
As Low As
As Low As
As Low As; Amount financed based on collateral and NADA loan value. Terms based on 12 months per $1,000 borrowed. Example: Monthly payments are approximately $43.10 per $1,000 borrowed for 24 months at 5.00% APR.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; Starts May 18, 2026
As Low As; Signatures
($3000.00 Maximum)
No additional details available.
No additional details available.
As Low As; Beginning as low as 8.50%
As Low As
No additional details available.
As Low As
See a 1st MS Loan Officer
No additional details available.
Credit Score: 760 +; Tier: A++
As Low As
As Low As; Signature loan Rate
No additional details available.
No additional details available.
As Low As; $50,000 Maximum Loan. Terms based on 12 mo. per $1,000 borrowed, 96 months maximum. Example: Monthly payments are approximately $88.00 per $1,000 borrowed for 12 months at 10.20%.
APR as low as*
As Low As
No additional details available.
Credit Score: 720 - 759; Tier: A+
As Low As
No additional details available.
Credit Score: 680 - 719; Tier: A
No additional details available.
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
APR as low as*
No additional details available.
As Low As
APR as low as*
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
APR as low as*
Credit Score: 640 - 679; Tier: B
No additional details available.
No additional details available.
As Low As
Credit Score: 600 - 639; Tier: C
No additional details available.
Credit Score: 0 - 599; Tier: D/E
Minimum amount $300 & maximum amount $2,500. Terms based on 12 months per $1,000 borrowed, 24 months maximum. Example: Monthly payments are approximately $87.13 per $1,000 borrowed for 12 months at 18%.
Terms based on 12 months or less per $1,000 borrowed. Example: Monthly payments are approximately $87.13 per $1,000 borrowed for 12 months at 18%.
No additional details available.
Minimum amount $200 & maximum amount $1,000. Terms based on 1-6 months per $1,000 borrowed. Example: Monthly payments are approximately $172.99 per $1,000 borrowed for 6 months at 28%.
As Low As; ...
No additional details available.
No additional details available.
As Low As; Amount financed based on collateral and NADA loan value. Terms based on 12 months per $1,000 borrowed. Example: Monthly payments are approximately $43.10 per $1,000 borrowed for 24 months at 5.00% APR.
As Low As
As Low As
As Low As
As Low As
As Low As; $50,000 Maximum Loan. Terms based on 12 mo. per $1,000 borrowed, 96 months maximum. Example: Monthly payments are approximately $88.00 per $1,000 borrowed for 12 months at 10.20%.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
Credit Score: 660 and up
No additional details available.
Credit Score: 660 and up
No additional details available.
Credit Score: 659 - 620
A+ Category = or > 725
A Category 660 - 724
Credit Score: 659 - 620
As Low As
No additional details available.
B Category 620 - 659
C Category 600 - 619
Credit Score: 619 - 600
D Category = or < 599
Credit Score: 599 - 515
As Low As; Signatures
No additional details available.
No additional details available.
See a 1st MS Loan Officer
As Low As; Signature loan Rate
Credit Score: 760 +; Tier: A++
No additional details available.
APR as low as*
As Low As
No additional details available.
Credit Score: 720 - 759; Tier: A+
No additional details available.
Credit Score: 680 - 719; Tier: A
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
APR as low as*
No additional details available.
APR as low as*
APR as low as*
Credit Score: 640 - 679; Tier: B
Credit Score: 600 - 639; Tier: C
Credit Score: 0 - 599; Tier: D/E
Jackson, MS Personal Loan Rate Trends
Compare local Jackson, MS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi personal loan rates fell 0.042 points over the past 7 days to 10.054% APR.
Mississippi signature loan rates fell 0.063 points over the past 7 days to 11.955% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Mississippi?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Mississippi?
Are credit unions or banks better for personal loans in Jackson, Mississippi?
What are the best personal loan rates in Jackson, Mississippi?
- Mississippi National Guard Federal Credit Union: 4.99% (Collateral Loans)
- Mississippi Public Employees Credit Union: 6.50% (Signature Loan)
- Keesler Federal Credit Union: 6.99% (New Tractor Loans)
- Hope Federal Credit Union Jackson, MS: 7.50% (Unsecured / Signature)
- Mutual Federal Credit Union: 7.99% (Personal Loan)
Personal Loan Calculators
