Best Personal Loan Rates in Jackson, Mississippi (MS) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Mississippi borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Jackson, Mississippi include: Mississippi National Guard Federal Credit UnionMississippi National Guard Federal Credit Union142 Military Dr, Jackson, MS, 39232 8861C4.0 ★Texas Ratio: 26.90% offering Collateral Loans at 4.99% APR, Mississippi Public Employees Credit UnionMississippi Public Employees Credit Union613 S West St, Jackson, MS, 39201 5506A+5.0 ★Texas Ratio: 2.95% offering Signature Loan at 6.50% APR, Keesler Federal Credit UnionKeesler Federal Credit Union401 N West St, Jackson, MS, 39201 1010A+5.0 ★Texas Ratio: 4.31% offering New Tractor Loans at 6.99% APR, Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MS4 Old River Pl, Jackson, MS, 39202 3431A+5.0 ★Texas Ratio: 0.03% offering Signature Loans at 7.17% APR, and Mutual Federal Credit UnionMutual Federal Credit Union100 Alumni Drive, Jackson, MS, 39216A+5.0 ★Texas Ratio: 3.20% offering Personal Loan at 7.99% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Jackson has 10 local institutions in our database, with personal loan rates as low as 4.99% APR from Mississippi National Guard Federal Credit Union at 142 Military Dr, Jackson, MS, 39232 8861. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Jackson, Mississippi.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Jackson, Mississippi. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Collateral Loans
4.99%
▼
APR4.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
New/Used Equipment (Max Loan
4.99%
▼
APR4.99%
Last UpdatedApril 12, 2026
Details
$50,000
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Collateral Loans
5.99%
▼
APR5.99%
Last UpdatedApril 12, 2026
Details
Credit Score: 730 and above = 5.99% buy GAP 4.99% 37 to 72 Months; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
6.50%
▼
APR6.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Collateral Loans
6.99%
▼
APR6.99%
Last UpdatedApril 12, 2026
Details
Credit Score: 730 and above = 6.99% buy GAP 5.99% 73 to 84 Months; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
401 N West St, Jackson, MS, 39201 1010
New Tractor Loans
6.99%
▼
APR6.99%
Last UpdatedApril 12, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Signature Loans
7.17%
▼
APR7.17%
Last UpdatedApril 12, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
401 N West St, Jackson, MS, 39201 1010
New Tractor Loans
7.49%
▼
APR7.49%
Last UpdatedApril 12, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
7.50%
▼
APR7.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Collateral Loans
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
Credit Score: 730 and above = 7.99% buy GAP 6.99% up to 36 Months; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
100 Alumni Drive, Jackson, MS, 39216
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
100 Alumni Drive, Jackson, MS, 39216
Personal Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
401 N West St, Jackson, MS, 39201 1010
New Tractor Loans
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Borrow and Save Loans
8.50%
▼
APR8.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Line-of-Credit)
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
A+ Category = or > 725
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature)
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
A+ Category = or > 725
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Collateral Loans
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
Credit Score: 680-729 = 8.99% buy GAP 7.99% 73 to 84 Months; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature)
9.75%
▼
APR9.75%
Last UpdatedApril 12, 2026
Details
A Category 660 - 724
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Line-of-Credit)
9.75%
▼
APR9.75%
Last UpdatedApril 12, 2026
Details
A Category 660 - 724
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Collateral Loans
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
Credit Score: 640-679 = 9.99% buy GAP 8.99%; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 12, 2026
Details
No additional details available.
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
401 N West St, Jackson, MS, 39201 1010
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 12, 2026
Details
As Low As
Brightview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1151 N State St, Jackson, MS, 39202
Unsecured
10.50%
▼
APR10.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Jackson Area Federal Credit Union JAFCU
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
5675 Highway 18 W, Jackson, MS, 39209
Personal Credit
10.95%
▼
APR10.95%
Last UpdatedApril 12, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Collateral Loans
10.99%
▼
APR10.99%
Last UpdatedApril 12, 2026
Details
Credit Score: 600-639 = 10.99% buy GAP 9.99%; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months
11.00%
▼
APR11.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months
11.50%
▼
APR11.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature)
11.75%
▼
APR11.75%
Last UpdatedApril 12, 2026
Details
B Category 620 - 659
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Line-of-Credit)
11.75%
▼
APR11.75%
Last UpdatedApril 12, 2026
Details
B Category 620 - 659
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Loan Type
13.25%
▼
APR13.25%
Last UpdatedApril 12, 2026
Details
Maximum Amount: Credit Limits of Up to $10,000
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months
13.50%
▼
APR13.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Collateral Loans
15.99%
▼
APR15.99%
Last UpdatedApril 12, 2026
Details
Credit Score: 550-599 = 15.99% buy GAP 14.99%; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature)
16.25%
▼
APR16.25%
Last UpdatedApril 12, 2026
Details
C Category 600 - 619
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
17.00%
▼
APR17.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months
17.00%
▼
APR17.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Collateral Loans
17.99%
▼
APR17.99%
Last UpdatedApril 12, 2026
Details
Credit Score: 549 or less = 17.99% buy GAP 16.99%; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Borrow and Save Loans
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
No Credit Check Xmas Loan
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature)
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
D Category = or < 599
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Non-Qualifying)
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
A+ Category = or > 725
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
The Guard Loan, NO CREDIT CHECK
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
The Guard Loan
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
Qualifications Required: Must be a member for 6 months, in good standing; Must be on direct deposit or allotment for 6 months or have prior loan history and setup direct deposit, allotment or ACH (auto pay from another financial institution), minimum $125.00; Must be with present employer for 6 months with 1 or more years at last employment or ; 1 year with current employer; $30.00 application fee, non-refundable
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Qwik Cash Loan (PAL Loan)
28.00%
▼
APR28.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS, 39202
No Credit Check Loan
28.00%
▼
APR28.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR4.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 12, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 12, 2026
Details
As Low As
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Collateralized Personal Loan
5.00%
▼
APR5.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
New and Used Tractor Loans
5.25%
▼
APR5.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Loan Specials
5.75%
▼
APR5.75%
Last UpdatedApril 12, 2026
Details
As Low As
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Recreational Loans
5.99%
▼
APR5.99%
Last UpdatedApril 12, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Other Collateral Loans
6.25%
▼
APR6.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Tractor Loan
6.25%
▼
APR6.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Tractor Loans
6.25%
▼
APR6.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Construction Loan
6.50%
▼
APR6.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Credit Builder Plus Loan
6.75%
▼
APR6.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 12, 2026
Details
As Low As
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 12, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
New Miscellaneous Loans
7.10%
▼
APR7.10%
Last UpdatedApril 12, 2026
Details
As Low As
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Used Miscellaneous Loan
7.10%
▼
APR7.10%
Last UpdatedApril 12, 2026
Details
As Low As
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Other Collateral Loans
7.25%
▼
APR7.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Tractor Loan
7.25%
▼
APR7.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Tractor Loans
7.25%
▼
APR7.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
Pearl Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 12, 2026
Details
As Low As
Pearl Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Vacation Loan
7.50%
▼
APR7.50%
Last UpdatedApril 12, 2026
Details
As Low As
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Other Collateral Loans
7.75%
▼
APR7.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Tractor Loan
7.75%
▼
APR7.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Tractor Loans
7.75%
▼
APR7.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Securtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Signatures
7.95%
▼
APR7.95%
Last UpdatedApril 12, 2026
Details
As Low As
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan Preferred
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Vacation Loan
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
($3000.00 Maximum)
APR8.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Other Collateral Loans
8.25%
▼
APR8.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Tractor Loan
8.25%
▼
APR8.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Tractor Loans
8.25%
▼
APR8.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
Meridian Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
As Low As
Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Unsecured Loans
8.50%
▼
APR8.50%
Last UpdatedApril 12, 2026
Details
As Low As
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Personal Loan
8.80%
▼
APR8.80%
Last UpdatedApril 12, 2026
Details
As Low As; Individual - Up to 72 Months; $500 - $20,000
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Credit Builder Loan
8.80%
▼
APR8.80%
Last UpdatedApril 12, 2026
Details
As Low As; Individual, $20,000 Maximum
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Bill Consolidation Loan
8.80%
▼
APR8.80%
Last UpdatedApril 12, 2026
Details
As Low As; Individual, Up to $20,000
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
As Low As
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR9.74%
Last UpdatedApril 12, 2026
Details
As Low As
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Signature
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Title Loans
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Signature loan
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As; up to 4 years
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan A
10.00%
▼
APR10.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Closed-End Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Personal Loan
10.20%
▼
APR10.20%
Last UpdatedApril 12, 2026
Details
No additional details available.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 12, 2026
Details
As Low As
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Signature Loan
10.45%
▼
APR10.45%
Last UpdatedApril 12, 2026
Details
No additional details available.
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Signature Loans
10.45%
▼
APR10.45%
Last UpdatedApril 12, 2026
Details
As Low As
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Personal Signature Loan
10.95%
▼
APR10.95%
Last UpdatedApril 12, 2026
Details
As Low As
APR10.99%
Last UpdatedApril 12, 2026
Details
As Low As
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
Unsecured Loan
11.00%
▼
APR11.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
Signature Loans
11.25%
▼
APR11.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan B
12.00%
▼
APR12.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
ECM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Unsecured 0 - 60 months
12.00%
▼
APR12.00%
Last UpdatedApril 12, 2026
Details
As Low As; Up to $15,000
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Signature Loans
12.24%
▼
APR12.24%
Last UpdatedApril 12, 2026
Details
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
12.25%
▼
APR12.25%
Last UpdatedApril 12, 2026
Details
As Low As
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.66%
Personal Loans
12.49%
▼
APR12.49%
Last UpdatedApril 12, 2026
Details
As Low As
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.66%
Signature Loans
12.49%
▼
APR12.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedApril 12, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
12.99%
▼
APR12.99%
Last UpdatedApril 12, 2026
Details
As Low As
APR13.00%
Last UpdatedApril 12, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Personal Loans
13.30%
▼
APR13.30%
Last UpdatedApril 12, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured
13.30%
▼
APR13.30%
Last UpdatedApril 12, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Lines of Credit
13.50%
▼
APR13.50%
Last UpdatedApril 12, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 12, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
13.75%
▼
APR13.75%
Last UpdatedApril 12, 2026
Details
As Low As
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan C
14.00%
▼
APR14.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 12, 2026
Details
As Low As
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan D
16.00%
▼
APR16.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan E
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Borrow and Save Loan
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Credit Rebuilder Loan
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Short Term Small Amount Loan
28.00%
▼
APR28.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
100 Alumni Drive, Jackson, MS, 39216
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 12, 2026
Details
No additional details available.
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Collateralized Personal Loan
5.00%
▼
APR5.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 12, 2026
Details
As Low As
Pearl Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 12, 2026
Details
As Low As
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Personal Loan
8.80%
▼
APR8.80%
Last UpdatedApril 12, 2026
Details
As Low As; Individual - Up to 72 Months; $500 - $20,000
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
As Low As
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Personal Loan
10.20%
▼
APR10.20%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR10.99%
Last UpdatedApril 12, 2026
Details
As Low As
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.66%
Personal Loans
12.49%
▼
APR12.49%
Last UpdatedApril 12, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedApril 12, 2026
Details
As Low As
APR13.00%
Last UpdatedApril 12, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Personal Loans
13.30%
▼
APR13.30%
Last UpdatedApril 12, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 12, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 12, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
6.50%
▼
APR6.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Signature Loans
7.17%
▼
APR7.17%
Last UpdatedApril 12, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS, 39202 3431
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
7.50%
▼
APR7.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
100 Alumni Drive, Jackson, MS, 39216
Personal Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature)
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
A+ Category = or > 725
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature)
9.75%
▼
APR9.75%
Last UpdatedApril 12, 2026
Details
A Category 660 - 724
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
401 N West St, Jackson, MS, 39201 1010
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 12, 2026
Details
As Low As
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months
11.00%
▼
APR11.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months
11.50%
▼
APR11.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature)
11.75%
▼
APR11.75%
Last UpdatedApril 12, 2026
Details
B Category 620 - 659
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months
13.50%
▼
APR13.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature)
16.25%
▼
APR16.25%
Last UpdatedApril 12, 2026
Details
C Category 600 - 619
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
17.00%
▼
APR17.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months
17.00%
▼
APR17.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature)
18.00%
▼
APR18.00%
Last UpdatedApril 12, 2026
Details
D Category = or < 599
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 12, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Securtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Signatures
7.95%
▼
APR7.95%
Last UpdatedApril 12, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Meridian Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
As Low As
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Signature
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Signature loan
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As; up to 4 years
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Closed-End Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 12, 2026
Details
As Low As
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Signature Loan
10.45%
▼
APR10.45%
Last UpdatedApril 12, 2026
Details
No additional details available.
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Signature Loans
10.45%
▼
APR10.45%
Last UpdatedApril 12, 2026
Details
As Low As
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Personal Signature Loan
10.95%
▼
APR10.95%
Last UpdatedApril 12, 2026
Details
As Low As
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
Signature Loans
11.25%
▼
APR11.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Signature Loans
12.24%
▼
APR12.24%
Last UpdatedApril 12, 2026
Details
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
12.25%
▼
APR12.25%
Last UpdatedApril 12, 2026
Details
As Low As
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.66%
Signature Loans
12.49%
▼
APR12.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
12.99%
▼
APR12.99%
Last UpdatedApril 12, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
13.75%
▼
APR13.75%
Last UpdatedApril 12, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Jackson, MS currently.
Jackson, MS Personal Loan Rate Trends
Compare local Jackson, MS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MS Avg
10.222%
▼ 0.421 vs 7 days ago
Mississippi personal loan rates fell 0.421 points over the past 7 days to 10.222% APR.
Signature Loan — MS Avg
10.489%
▲ 0.022 vs 7 days ago
Mississippi signature loan rates rose 0.022 points over the past 7 days to 10.489% APR.
As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions
What credit score do I need for a personal loan in Mississippi?
Most lenders in Jackson, Mississippi require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Mississippi often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Jackson, Mississippi require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Mississippi?
Yes. Debt consolidation is one of the most common uses of personal loans in Jackson, Mississippi. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Jackson, Mississippi?
Credit unions in Jackson, Mississippi often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Jackson, Mississippi?
- Mississippi National Guard Federal Credit Union: 4.99% (Collateral Loans)
- Mississippi Public Employees Credit Union: 6.50% (Signature Loan)
- Keesler Federal Credit Union: 6.99% (New Tractor Loans)
- Hope Federal Credit Union Jackson, MS: 7.17% (Signature Loans)
- Mutual Federal Credit Union: 7.99% (Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Jackson, Mississippi. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 11, 2026.
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