Best Personal Loan Rates in Houlka, Mississippi - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Houlka, Mississippi include: Singing River Federal Credit UnionSinging River Federal Credit UnionA+5.0 ★Texas Ratio: 2.13% offering Introductory Rate Loan at 3.99% APR, Sunbelt Federal Credit UnionSunbelt Federal Credit UnionA+5.0 ★Texas Ratio: 1.85% offering 24 Months Loan at 3.99% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Rivertrust Federal Credit UnionRivertrust Federal Credit UnionA+5.0 ★Texas Ratio: 1.41% offering New and Used Tractor Loans at 4.50% APR, and AMPOT Federal Credit UnionAMPOT Federal Credit UnionA5.0 ★Texas Ratio: 5.91% offering Preferred Loan at 4.50% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Houlka borrowers have access to 31 lenders serving the Mississippi area, with personal loan rates as low as 3.99% APR from Singing River Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Houlka, Mississippi.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Houlka, Mississippi. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Houlka Personal Loan Rates
Intro rate expires: 6 months
As Low As
As Low As
No additional details available.
No additional details available.
Invoice: 100%
No additional details available.
No additional details available.
As Low As
As Low As
Credit Score: 660 and up
No additional details available.
Invoice: 100%
Preferred Tier
No additional details available.
No additional details available.
As Low As
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
under $5000
As Low As; Beginning as low as 5.50%
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As
No additional details available.
No additional details available.
Invoice: 100%
No additional details available.
Up to $10,000; As Low As
As Low As
No additional details available.
No additional details available.
over $5000
No additional details available.
Credit Score: 660 and up
No additional details available.
($7500 Maximum)
No additional details available.
No additional details available.
($20,000 Maximum)
As Low As
No additional details available.
As Low As; Category A: 690 or above
No additional details available.
No additional details available.
$10,001-$15,000; As Low As
As Low As
Monthly payments are approximately $30.97 per $1000 borrowed at 6.99% APR for 36 months.
Est. Monthly Payment per $1,000: $30.97
As Low As
Credit Score 700+ Rate
As Low As
Tier A
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
$15,001-$25,000; As Low As
As Low As
Monthly payments are approximately $31.20 per $1000 borrowed at 7.49% APR for 36 months.
Est. Monthly Payment per $1,000: $24.26
As Low As; Starts May 18, 2026
Credit Score: 659 - 620
Credit Score: 660 and up
Maximum Amount: 20% of Gross Income - Depends on Credit Score
As Low As
As Low As
Maximum Amount: 20% of Gross Income - Depends on Credit Score
As Low As
No additional details available.
One-time loan application fee of $85; Origination Fee of 3%; Collateral Required.
($20,000 Maximum)
No additional details available.
No additional details available.
No additional details available.
As Low As
Rates as low as
As Low As
Est. Monthly Payment per $1,000: $20.35
As Low As
Credit Score: 659 - 620
Up to $2,500; As Low As*
($3000.00 Maximum)
Tier B
Score: 715+
No additional details available.
No additional details available.
$25,001-$50,000; As Low As
Rates as Low As
Up to $2,500; As Low As*
Maximum Amount: $1,000
No additional details available.
As Low As; Beginning as low as 8.50%
No additional details available.
No additional details available.
No additional details available.
($20,000 Maximum)
No additional details available.
As Low As; Category B: 660-689
Up to $20,000
Up to $40,000
Individual; $20,000 Maximum
As Low As; $500 - $20,000
As Low As; $500 - $40,000
Individual; Limit: $500 - $20,000
As Low As; Monthly payments are approximately $31.92 per $1000 borrowed at 8.99% APR for 36 months.
As Low As
$50,000
APR* as low as
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$50,000
APR* as low as
No additional details available.
As Low As
Maximum Loan $50,000. Example: Monthly payments are approximately $87.93 per $1,000 borrowed for 12 months at 9.99%. Loans above $35,000 may be financed for 120 months with a 5 year balloon payment. Membership fee and eligibility required: You must live, work, worship or attend school in Harrison, Hancock, Jackson, or Stone County.
Credit Score: 760 +
As Low As
Credit Score 600-699 Rate
No additional details available.
Score: 680-714
Houlka Personal Loan Rates
As Low As
As Low As
As Low As
Rates as low as
No additional details available.
As Low As; $500 - $20,000
As Low As; $500 - $40,000
Individual; Limit: $500 - $20,000
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
Maximum Loan $50,000. Example: Monthly payments are approximately $87.93 per $1,000 borrowed for 12 months at 9.99%. Loans above $35,000 may be financed for 120 months with a 5 year balloon payment. Membership fee and eligibility required: You must live, work, worship or attend school in Harrison, Hancock, Jackson, or Stone County.
Houlka Debt Consolidation Loan Rates
No additional details available.
Houlka Signature Loan Rates
No additional details available.
Credit Score: 660 and up
As Low As
Maximum Amount: 20% of Gross Income - Depends on Credit Score
Credit Score: 660 and up
As Low As
Credit Score: 659 - 620
Rates as Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
Credit Score: 760 +
No additional details available.
No additional details available.
Houlka, MS Personal Loan Rate Trends
Compare local Houlka, MS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi personal loan rates rose 0.647 points over the past 7 days to 10.132% APR.
Mississippi signature loan rates rose 0.295 points over the past 7 days to 11.286% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Houlka, Mississippi personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Houlka, Mississippi directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Houlka, Mississippi. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MS.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Mississippi?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Mississippi?
Are credit unions or banks better for personal loans in Houlka, Mississippi?
What are the best personal loan rates in Houlka, Mississippi?
- Singing River Federal Credit Union: 3.99% (Introductory Rate Loan)
- Sunbelt Federal Credit Union: 3.99% (24 Months Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Rivertrust Federal Credit Union: 4.50% (New and Used Tractor Loans)
- AMPOT Federal Credit Union: 4.50% (Preferred Loan)
Personal Loan Calculators
